在 Nexo 储蓄方案中，见证复利的强大力量。
XRPWhether you prioritize access or long-term positioning, there’s a Nexo Savings solution to match your strategy.
Earn compound interest with daily payouts.
Retain complete access to your XRP at all times.
Experience the compounding effect as each payout fuels the next.
Earn up to 8.5% per year, paid out in full at the term's end.
Lock your XRP for set periods in exchange for higher yield.
Auto-renew your term with a single tap to enjoy uninterrupted growth.
出色的卡片，丰厚的收益，顶级的服务 评论：我主要使用 Nexo 的信用卡和 Earn 功能，体验堪称完美。 这张卡片日常消费支付流畅，资产利息透明稳定。 客服团队表现出色——响应迅速、态度友好、真正能够解决问题。 五星好评！
Nexo 不止于加密货币——其法币投资同样出色。 我可以用欧元、美元和英镑赚取高额利息，每日付息，而且没有任何隐藏费用。 充值和提款都非常便捷，而且知道资金受到保护和监管，我感到很安心。 这是实现法币储蓄被动收入的明智之选！
我已经使用 Nexo 超过四年了，不得不说 Nexo 是利用加密货币和稳定币赚取超高利率的最佳平台之一。 他们具备良好的安全标准，客户服务也很出色。 我对选择 Nexo 非常非常满意。
以下是通过 Flexible Savings 赚取加密货币日息的方法。
Nexo 的数字财富方案持续获得全球权威行业机构的认可。
连续三年成功通过审计，并获得美国注册会计师协会 (AICPA) 的认可。
通过短信验证、电子邮件验证和身份验证应用程序支持，时刻掌握账户情况。
借助指纹或人脸识别技术查看财富状况。
所有账户活动即时通知，助您随时掌握财富状况。
使用唯一反钓鱼代码，验证 Nexo 所有官方通信的真实性。
现代加密算法、协议和技术所采用的世界级可靠方法。
No. The XRP Ledger does not use proof-of-stake consensus, so XRP cannot be staked in the way that assets like Ethereum or Solana can. The network is secured through a consensus protocol among a set of trusted validators, and it does not distribute staking rewards to token holders. However, you can earn interest on XRP through third-party platforms. On Nexo, XRP holders can earn daily compounding interest through Flexible Savings or Fixed-term Savings without needing to run a validator or lock tokens into a staking contract.
Transfer or buy XRP on Nexo and enable Savings in your account settings. Your XRP begins accruing interest after 24 hours. Interest is calculated daily and added to your Savings Wallet, where it compounds automatically — each payout contributes to future interest calculations. You can choose Flexible Savings, which keeps your XRP accessible at all times, or Fixed-term Savings, which commits your XRP for a set period in exchange for a higher rate. Your applicable rate depends on your Loyalty Tier and whether you opt to receive interest in NEXO Tokens.
XRP interest rates on Nexo vary by Loyalty Tier and Savings product. Flexible Savings offers daily payouts with no lock-up, while Fixed-term Savings offers higher rates for a committed duration. Rates are subject to change based on market conditions and platform terms. Check the rates table on this page or in the Nexo app for the most current figures applicable to your account.
Not with Flexible Savings — your XRP remains fully accessible and you can withdraw, trade, or transfer it at any time without penalty. Fixed-term Savings involves a commitment period that you select when creating the term. In exchange, Fixed-term typically offers a higher rate. You can use both products simultaneously across your XRP balance.
