赚取 Tether (USDT) 利息，最高 11.5%。

USDT is not a proof-of-stake token, so it cannot be staked in the traditional sense. However, platforms like Nexo allow you to earn interest on your USDT holdings through Savings products. On Nexo, you can choose Flexible Savings — where your USDT remains accessible at all times — or Fixed-term Savings, where you commit your USDT for a set period in exchange for a higher rate. Interest accrues daily and compounds automatically on your balance.

When you add USDT to your Nexo account and enable Savings, your holdings begin accruing interest after 24 hours. Interest is calculated daily and added to your Savings Wallet, where it immediately begins compounding — meaning each payout contributes to future interest calculations. The rate you receive depends on your Loyalty Tier, the Savings product you choose (Flexible or Fixed-term), and whether you opt to receive interest in NEXO Tokens. You can view your current applicable rate at any time in the Nexo app.

USDT interest rates on Nexo vary depending on your Loyalty Tier and the Savings product you select. Flexible Savings offers daily payouts with no lock-up period, while Fixed-term Savings offers higher rates in exchange for committing your USDT for a set duration. Rates are subject to change based on market conditions and platform terms. Check the rates table on this page or in the Nexo app for the most current figures applicable to your account.

USDT and USDC are both dollar-pegged stablecoins, but they differ in issuer, reserve structure, and regulatory approach. USDT is issued by Tether and has the largest market capitalization among stablecoins. USDC is issued by Circle, publishes monthly reserve attestation reports, and is compliant with the EU's MiCA regulation. Nexo supports both assets with Flexible and Fixed-term Savings options. The choice depends on your preferences around issuer transparency, regional availability, and the specific rates offered at the time. Nexo does not recommend one asset over another.

Not with Flexible Savings. Your USDT remains fully accessible — you can withdraw, trade, or transfer it at any time without penalty. Fixed-term Savings does involve a lock-up period, which you choose at the time of commitment (terms vary). In exchange, Fixed-term Savings typically offers a higher interest rate. You can use both products simultaneously across your USDT balance.