赚取高达 6.25% 的 Bitcoin 利息,每日付息。

使用 Nexo 的 Flexible Savings,让您的 BTC 持续增长,且随时可用于投资或交易。
gray shapeBitcoin logo

Calculate your BTC earnings.

Watch the power of compounding interest unfold with Nexo's savings options.

Bitcoin
up to 6.25%
330
Total balance over 20 years
US$66.55万
Projected monthly interest by year 20
US$1,344

Projected returns are estimates based on your inputs and assume constant interest rates and asset prices, with principal and interest remaining in your Nexo Account. These figures are for illustrative purposes only and are not intended as financial or legal advice. Actual performance may vary.

Flexible vs. Fixed-term Bitcoin (BTC) Savings.

Whether you prioritize access or long-term positioning, there’s a Nexo Savings solution to match your strategy.
Flexible Savings

Daily compound interest with no lock-ups.

Earn compound interest with daily payouts.

Retain complete access to your BTC at all times

Experience the compounding effect as each payout fuels the next

Fixed-term Savings

Higher annual interest for set periods.

Earn up to 6.25% per year, paid out in full at the term's end.

Lock your BTC for set periods in exchange for higher yield

Auto-renew your term with a single tap to enjoy uninterrupted growth

How the Nexo ecosystem supports your Bitcoin (BTC).

Higher Loyalty Tier, higher earnings

Boost your earnings as you move up Loyalty Tiers. Holding NEXO Tokens gives your Bitcoin more earning power.

Earning doesn’t pause

As long as your Bitcoin stays in your Savings Wallet, interest compounds daily, even while you trade.

Effortless setup

Start growing your Bitcoin with just a transfer. Once it’s in your Savings Wallet, you’ll start earning interest after 24 hours.

Built-in confidence

Behind Nexo’s Savings solutions stand a robust infrastructure, custody by Ledger & Fireblocks, and compliance frameworks designed for long-term resilience.

Annual rates built for long-term success.

了解 Flexible Savings

Earn interest on your Bitcoin

Bitcoin (BTC) is the first and most recognized cryptocurrency, often seen as the foundation of the digital asset market. Many people choose to hold Bitcoin long-term, but leaving it idle means missing opportunities to earn Bitcoin while keeping your exposure. With Nexo, you can put your BTC to work and earn interest on Bitcoin. Simply top up your BTC, choose Flexible Savings or Fixed-term Savings, and start building rewards. Flexible Savings keeps your BTC free to trade at any time, while fixed terms can provide higher rates in exchange for committing your Bitcoin for a set period. This way, you can earn with Bitcoin on your own terms. Nexo makes it simple to earn BTC online without complex setups. Your balance grows as you earn yield on Bitcoin while continuing to hold your assets. Instead of selling, your BTC remains in your portfolio, giving you the chance to benefit from its long-term potential while also generating ongoing returns. Whether you’re a long-term holder or looking for a straightforward way to earn on BTC, Nexo gives you the flexibility to align your earnings with your goals. Keep holding Bitcoin — and start earning interest on your BTC today.

Nexo 客户评价

通过 Flexible Savings 赚取收益,仅需三步。

以下是通过 Flexible Savings 赚取加密货币日息的方法。

1. 添加 BTC

将 Bitcoin 转至您的 Nexo 账户,或在应用程序内直接将其他资产兑换为 BTC。

2. 选择开启相关功能(如需)

前往 Nexo 应用程序。 前往 My profile(我的资料)> App settings(应用程序设置)> Savings settings(储蓄设置)。 开启该设置,开始赚取日息。

3. 见证余额增长

24 小时后,资产将自动开始按日复利计息。

4. Boost your earnings

Access our highest interest rates by opting for Fixed-term Savings.
赚取收益

Innovation, recognized worldwide.

Nexo's approach to digital wealth continues to earn recognition from respected industry bodies worldwide.

The Digital Banker Awards

Best PayTech for Digital CX, 2025

FinTech Breakthrough Awards

Best Cryptocurrency Wallet, 2025

PAY360 Awards

Best Consumer Payments Programme, 2025

Fundamentals at your fingertips.

SOC 2 & SOC 3 Type 2 audits

Successfully completed for three years in a row with recognition from the American Institute of Certified Public Accountants (AICPA).

Multi-layer authentication

Stay on top of your account at all times with SMS verifications, email verifications, and authenticator app support.

Biometric identification

Access your wealth with fingerprint or face recognition technology.

Real-time alerts

Stay on top of your wealth with instant notifications for all account activities.

Digital signature of trust

Verify the authenticity of all official communication from Nexo with a unique anti-phishing code.

AES 256-bit SSL

World-class solid methods used in modern encryption algorithms, protocols, and technologies.

在 Nexo,Bitcoin 收益问题全解答。

How to earn money from Bitcoin?

Earning money from Bitcoin typically involves holding BTC and using it to access yield opportunities. Some users also trade BTC or accept it as payment for products and services. Nexo allows you to earn by adding Bitcoin to your account, where it generates a daily yield without needing to trade or manage complex strategies.

How to earn interest on Bitcoin?

You can earn interest on Bitcoin by placing BTC into accounts on crypto platforms that are designed to reward you for holding your assets. These services distribute yield in the form of interest or yield over time. On Nexo, your BTC begins earning yield once it’s deposited, with rewards automatically credited to your account.

Does Bitcoin earn interest?

Bitcoin itself doesn’t generate interest like a traditional savings account. However, platforms like Nexo give you a way to earn rewards on your BTC by simply holding it in your account. This allows you to grow your balance over time while continuing to own Bitcoin.

如何开始赚取利息?

创建账户后,用户需购买或划转加密货币,进入 Nexo 应用程序选择开启利息赚取功能,并保持账户中数字资产余额价值超过 $5,000。

充值后等待最少 24 小时,即可赚取数字资产日息。 更多详情,请见此处

在部分国家/地区,客户必须在其 Nexo 账户中主动开启此项服务才可开始赚息。

如何用 Nexo 账户收取利息? 

Flexible Savings 每日付息自动到账。 此利息计入储蓄钱包,此后您将基于持有资产与应计利息之和赚取收益。 这种复利效应有助于您的投资组合加速增长。

如何赚取最高利率? 

如要赚取最高利息,您需要:

1. 保持账户余额中数字资产价值超过 $5,000。

2. 在 Nexo 账户中选择开启赚息功能。

3. 成为铂金忠诚度等级客户。为此,请确保投资组合中 NEXO Token 与其余资产的比率至少达到 10%。

4. 选择以 NEXO Token 赚取利息,可额外获得 2% 的利息。

5. 使用 Fixed-term Savings,长期赚取额外利息。

请注意,每日快照会核实用户忠诚度等级,从而决定当前储蓄利率。

如需了解更多有关利息收益提升的信息,请浏览帮助中心文章

在部分国家/地区,客户必须在其 Nexo 账户中主动开启此项服务才可开始赚息。

余额限制有哪些?

Nexo 平台上的部分资产设有余额限制。 这意味着,每个忠诚度等级下,这些资产能产生两种收益。

收益利率取决于所持相关资产的美元价值,具体而言,取决于该资产价值是高于还是低于相关余额限制。

更多详情,请见帮助中心文章

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