Reach your savings goals with compound interest.

Earn up to 14% annual interest on digital assets with daily payouts and no lock-ups.

Sign up & get 1% in BTC
Unlock white-glove wealth solutions when you add $100,000 or more.
Discover Nexo Private
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A mobile phone showing flexible savings screen from Nexo app
Operating
since 2018
Personalized
client care 24/7
Assets under management
$11+ billion

The benefits of Flexible Savings.

Join the Nexo Loyalty Program and benefit from industry-leading rates with an account balance above $5,000.

Daily compounding

Build your wealth faster with up to 14% annual interest, paid out every day.

Funds available anytime

Your funds are earning interest while remaining available for investing or trading.

Generating interest for over 6 years

Nexo clients have enjoyed consistent interest-generation since 2019, no matter the market conditions.
Learn more

Annual rates that drive your long-term success.

Bitcoin Logo, Buy BTC
Up to 6%On BTC
ETH Logo, Buy Ethereum
Up to 7%On ETH
Nexo Token Logo, Buy NEXO
Up to 4%On NEXO
Tether Logo, Buy USDT
Up to 13%On USDT
USD Coin Logo, Buy USDC
Up to 12%On USDC
British Pound (GBP) currency flag icon
Up to 9%On GBPx
US Dollar (USD) currency flag icon
Up to 9%On USDx
Euro (EUR) currency flag icon
Up to 9%On EURx
Axie Infinity Logo, Buy AXS
Up to 26%On AXS
Polkadot Logo, Buy DOT
Up to 14%On DOT
Up to 12%On TUSD
Pax Dollar Logo, Buy USDP
Up to 12%On USDP
DAI Logo, Buy DAI
Up to 12%On DAI
Kusama Logo, Buy KSM
Up to 11%On KSM
Up to 10%On ATOM
NEAR Protocol Logo, Buy NEAR
Up to 9%On NEAR
ApeCoin Logo, Buy APE
Up to 8%On APE
Vaulta logo, Buy Vaulta
Up to 7%On A
Tron Logo, Buy TRX
Up to 7%On TRX
Stellar Logo, Buy XLM
Up to 7%On XLM
Bitcoin Cash Logo, Buy BCH
Up to 7%On BCH
Litecoin Logo, Buy LTC
Up to 7%On LTC
Cardano Logo, Buy ADA
Up to 7%On ADA
Solana Logo, Buy SOL
Up to 7%On SOL
Binance Coin Logo, Buy BNB
Up to 7%On BNB
Avalanche Logo, Buy AVAX
Up to 7%On AVAX
Ripple Logo, Buy XRP
Up to 7%On XRP
Up to 6.25%On WBTC
Sonic coin logo
Up to 6%On S
Up to 6%On INJ
Pax Gold Logo, Buy PAXG
Up to 6%On PAXG
Arbitrum Logo, Buy ARB
Up to 6%On ARB
Chainlink Logo, Buy LINK
Up to 6%On LINK
Up to 6%On TIA
Polygon Logo, Buy POL
Up to 5%On POL
DogeCoin Logo, buy DOGE
Up to 3%On DOGE
AAVE Logo, Buy AAVE
Up to 3%On AAVE
Up to 2.5%On OSMO
Up to 2%On GRT
Learn about Fixed-term SavingsArrow Square Right icon
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Estimate your earnings.

Compare your potential earnings with Nexo's Flexible Savings to alternative yield options.

USD Coin Logo, Buy USDC
up to 12%
$
Today10 years
Today20 Years
Start earningArrow Up Right icon

Choose Nexo's Fixed-term Savings and enjoy higher interest rates for a set term. Discover how much you can earn.

Learn moreArrow Square Right icon
$600,000in interest at 12%$1,100,000Total balance over 10 years
Nexo Flexible Savings

Any values, estimates, or figures are only indicative and are not intended to be relied upon for legal, financial, or commercial decisions. Returns are calculated based on the assumption that the principal and the interest remain in your Nexo account. Comparative rates referenced are based on publicly available information last updated as of March 25, 2025, and may be subject to change without notice.

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A man wearing a smartwatch on his left wrist activates a virtual card on the device's screen, using his other hand to interact with the display.
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Strong fundamentals support your assets.

Nexo ensures compliance with the applicable regulatory frameworks and provides a robust infrastructure to safely grow your savings.

$371+ billion

in transactions processed

$11+ billion

in assets under management

$1.2+ billion

in interest paid

Featured in

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Simplify your crypto taxes with maximum precision.

Save time and stay compliant with automated tax reporting.

 Import your Nexo transaction history.

Calculate capital gains, losses, and income.

Generate reports tailored to your local tax regulations.

Learn more

Frequently asked questions.

How do I start earning interest?

After you create your account, you need to buy or transfer crypto, opt in for interest earning via the Nexo app, and maintain an account balance above $5,000 worth of digital assets.

You’ll begin earning daily interest on your digital assets a minimum of 24 hours from your top-up. Learn more here.

To start earning interest, clients in certain jurisdictions must proactively opt-in for the service in their Nexo account.

How is interest paid out to my Nexo account? 

Interest with Flexible Savings is paid out automatically every day to your account. The interest is credited to your Savings Wallet, where you begin earning on your holdings plus the accrued interest. This compounding effect helps you grow your portfolio faster.

How do I earn the highest interest rates? 

To receive the highest interest, you need to:

1. Maintain an account balance above $5,000 worth of digital assets.

2. Opt in for interest earning via your Nexo account.

3. Become a Platinum Loyalty Tier client by making sure the ratio of NEXO Tokens against the rest of your portfolio is at least 10%.

4. Opt to earn your interest in NEXO Tokens for 2% additional interest.

5. Earn bonus interest for a longer period with Fixed-term Savings.

Note that a daily snapshot verifies your Loyalty Tier, which determines your current savings rate.

For more information on boosting your interest earning, browse our Help Center article.

To start earning interest, clients in certain jurisdictions must proactively opt-in for the service in their Nexo account.

What are the balance limits?

Some assets on the Nexo platform have balance limits. This means that for each Loyalty Tier for these assets there are two yields you can earn.

The rate you receive is determined by the USD value of your holdings in the relevant asset, specifically, whether you are above or below the relevant balance limit.

Read more in our Help Center article.

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Driving the next generation of wealth.

Nexo is built for pioneers ready to leverage blockchain technology for wealth generation. Create your account today and get started.

Sign up & get 1% in BTCArrow Up Right icon