Buy XRP.

Purchase XRP in a few taps. Buy with a credit, debit card or bank transfer.

$
USD
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1 XRP2.15 USD *
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XRP (XRP) price performance.

The current XRP price is $2.15 as in the last 24 hours its value has changed by 6.68%. XRP ranks number 4 in terms of market capitalization. XRP is a decentralized currency, which means you can buy, sell, and exchange it without having to rely on traditional monetary systems.

What is XRP?

XRP, the cryptocurrency powering the Ripple network, is designed for fast, low-cost global payments. Unlike energy-intensive cryptocurrencies, XRP uses a unique consensus mechanism, allowing transactions to settle in seconds with minimal fees. Created in 2012 by David Schwartz, Jed McCaleb, and Arthur Britto, with Chris Larsen often associated as a co-founder of Ripple, XRP was designed as a bridge currency to streamline financial transfers for banks and institutions. Ripple, the company behind XRP, is transforming international payments by making them as seamless as sending an email — fast, affordable, and reliable. The XRP Ledger (XRPL), an open-source Layer 1 blockchain, settles transactions in 3-5 seconds, handling 1,500 transactions per second. Over the years, XRPL has evolved, introducing a decentralized exchange (DEX), NFT support, and smart contract capabilities. It also features on-chain governance where validators vote on network changes, ensuring decentralized decision-making. Despite legal challenges, XRP continues to gain adoption. Since 2020, Ripple has been in a legal dispute with the U.S. SEC, which argues XRP is a security, while Ripple maintains it is a utility token. The case’s outcome could shape crypto regulation worldwide, but major financial institutions like Santander, SBI Holdings, and PNC Bank continue to use Ripple’s technology. With a total supply of 100 billion XRP and approximately in circulation as of , XRP’s supply is fixed, meaning no new tokens can be issued. Unlike many cryptocurrencies, XRP does not use staking, but it plays a crucial role in liquidity provisioning and payments. As institutional interest grows and interoperability with CBDCs expands, Ripple CEO Brad Garlinghouse remains a strong advocate for XRP’s adoption, and upcoming developments.

Optimize the value of your XRP.

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Exchange

Swap assets for XRP with fixed price execution on Nexo’s crypto exchange.
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Borrow funds from 2.9% interest without selling any of your XRP.
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Spend your funds on Credit and Debit Mode from a single card and earn interest on your spendable balance.
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Send XRP

Make free XRP transfers to your family or friends as long as they have a Nexo account.

Purchase XRP in 3 steps.

After verifying your account:

1. Select an asset

Click on the “Buy” button on your Dashboard and select the desired asset.

2. Enter an amount

Select the amount you want to buy and choose your payment method.

3. Complete the purchase

Preview your transaction details, and confirm the purchase. It's that easy!
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Why choose Nexo to buy XRP?

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Buy seamlessly

Purchase XRP with card or bank transfer and get crypto cashback.
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Optimal pricing

Get competitive rates across top 10 exchanges.
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Peace of mind

Benefit from robust infrastructure built for long-term stability.
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Earn Interest

Hit your long-term targets with up to 12% interest, while maintaining the value of your assets through consistent, compounding returns.

Find answers to all your questions about XRP.

What is XRP and what is it used for?

XRP is a cryptocurrency designed for fast, low-cost international payments and remittances. It operates on the XRP Ledger, a decentralized blockchain, and is primarily used by financial institutions for efficient cross-border transactions.

When did XRP reach its all-time high?

XRP recorded its highest price of $3.40 on January 7, 2018.

How to buy XRP with a card?

Get XRP instantly with a debit or credit card, including Apple Pay and Google Pay. Learn more about buying XRP with a card in our Help Center article.

How to buy XRP with a bank transfer?

You can add funds to your Nexo account by transferring from your local bank. EUR and GBP transfers usually arrive quickly, while USD wires may take up to two business days. Once your funds are available, navigate to the Exchange tab in the Nexo app and swap them for XRP. For a step-by-step guide on buying XRP with a bank transfer, visit our Help Center article.

What tools can help me with my crypto tax reporting?

We've partnered with Koinly, a leading crypto tax software provider, to help our clients easily track and report their XRP and other crypto transactions. Through our platform's integration with Koinly, you can seamlessly import your XRP trading history and generate tax reports that align with your local tax requirements. Check out our guide on how to create a tax report via Koinly.

How does Nexo take care of my XRP?

We prioritize the security of your XRP holdings by working with multiple trusted custodians, including Ledger Vault, Fireblocks, and others. This ensures a robust and diversified custodial infrastructure. In addition, we offer:
  • Strong 256-bit encryption and fraud monitoring mechanisms, ensuring the integrity of your funds.
  • ISO/IEC 27001:2013 accredited information management systems.
  • 24/7 Client Care team providing personalized service that goes beyond the standard.
Discover more about our security measures here.

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