Buy XRP and earn up to 12% annual interest.

Purchase XRP with a credit, debit card, or bank transfer.

$
USD
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1 XRP2.5 USD *
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XRP (XRP) price performance.

The current XRP price is $2.50 as in the last 24 hours its value has changed by 2.25%. XRP ranks number 5 in terms of market capitalization. XRP is a cryptocurrency you can buy, sell, or exchange on the Nexo platform.

Buy XRP the way you want.

Fund your account with the payment method you're most comfortable with and start building your portfolio.

Crypto-friendly bank transfers

Enjoy seamless USD, EUR, and GBP bank transfers under your name.

Visa & Mastercard

Use your debit or credit card.

Apple Pay & Google Pay

Add funds via the two most popular mobile payment services.

Optimize the value of your XRP.

Exchange

Swap assets for XRP with fixed price execution on Nexo’s crypto exchange.

Credit Line

Borrow funds from 2.9% interest without selling any of your XRP.

Nexo Card

Spend your funds in Credit and Debit Mode from a single card and receive up to 2% crypto cashback.

Earn interest

Build your crypto wealth with up to 12% annual interest on your XRP holdings.

What is XRP?

XRP, the cryptocurrency powering the Ripple network, is designed for fast, low-cost global payments. Unlike energy-intensive cryptocurrencies, XRP uses a unique consensus mechanism, allowing transactions to settle in seconds with minimal fees. Created in 2012 by David Schwartz, Jed McCaleb, and Arthur Britto, with Chris Larsen often associated as a co-founder of Ripple, XRP was designed as a bridge currency to streamline financial transfers for banks and institutions. Ripple, the company behind XRP, is transforming international payments by making them as seamless as sending an email — fast, affordable, and reliable. The XRP Ledger (XRPL), an open-source Layer 1 blockchain, settles transactions in 3-5 seconds, handling 1,500 transactions per second. Over the years, XRPL has evolved, introducing a decentralized exchange (DEX), NFT support, and smart contract capabilities. It also features on-chain governance where validators vote on network changes, ensuring decentralized decision-making. Despite legal challenges, XRP continues to gain adoption. Since 2020, Ripple has been in a legal dispute with the U.S. SEC, which argues XRP is a security, while Ripple maintains it is a utility token. The case’s outcome could shape crypto regulation worldwide, but major financial institutions like Santander, SBI Holdings, and PNC Bank continue to use Ripple’s technology. With a total supply of 100 billion XRP and approximately in circulation as of , XRP’s supply is fixed, meaning no new tokens can be issued. Unlike many cryptocurrencies, XRP does not use staking, but it plays a crucial role in liquidity provisioning and payments. As institutional interest grows and interoperability with CBDCs expands, Ripple CEO Brad Garlinghouse remains a strong advocate for XRP’s adoption, and upcoming developments.

Why choose Nexo to buy XRP?

Buy seamlessly

Purchase XRP with card or bank transfer and get crypto cashback.

Optimal pricing

Get competitive rates across top 10 exchanges.

Peace of mind

Benefit from robust infrastructure built for long-term stability.

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Find answers to all your questions about XRP.

How to buy XRP with a card?

You can buy XRP directly with a credit or debit card, as well as cards connected to your Apple Pay or Google Pay.

To learn more about how to buy XRP via card, visit our dedicated Help Center article.

How to buy XRP with a bank transfer?

You can top up funds from your local bank via a bank transfer. EUR and GBP transfers arrive quickly, while USD wires generally take up to 2 business days to be reflected in your account.

Once your funds arrive, simply go to the Exchange tab inside the Nexo app and swap them for the amount of XRP you want.

How can I earn crypto cashback on XRP purchases?

To start receiving crypto cashback on XRP purchases, your account balance needs to be above $5,000 worth of digital assets. The specific amount you receive depends on your Loyalty Tier.

To get the maximum crypto cashback amount, maintain an account balance above $5,000 worth of digital assets and join the Platinum Loyalty Tier by holding at least 10% of NEXO Tokens against the rest of your portfolio.

To find out the exact reward rates for each tier, visit our Help Center.

How does Nexo take care of my XRP?

We use multiple custodians including Ledger Vault, Fireblocks, and others, to diversify our custodial infrastructure. Along with that we offer:

  • Strong 256-bit encryption and fraud monitoring mechanisms, ensuring the integrity of your funds.
  • ISO/IEC 27001:2013 accredited information management systems.
  • 24/7 Client Care team providing personalized service that goes beyond the standard.

You can learn more about our fundamentals here.

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