Buy XRP and earn up to 12% annual interest.

Purchase XRP with a credit, debit card, or bank transfer.

$
USD
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1 XRP1.493 USD *
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XRP (XRP) price performance.

The current XRP price is $1.49 as in the last 24 hours its value has changed by 6.32%. XRP ranks number 4 in terms of market capitalization. XRP is a cryptocurrency you can buy, sell, or exchange on the Nexo platform.

Buy XRP the way you want.

Fund your account with the payment method you're most comfortable with and start building your portfolio.

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Crypto-friendly bank transfers

Enjoy seamless USD, EUR, and GBP bank transfers under your name.
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Visa & Mastercard

Use your debit or credit card.
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Apple Pay & Google Pay

Add funds via the two most popular mobile payment services.

What is XRP?

XRP is a cryptocurrency built for fast, low-cost payments. It runs on the XRP Ledger (XRPL), an open-source blockchain that settles transactions in 3–5 seconds with fees that are typically a fraction of a cent. Unlike Bitcoin and Ethereum, XRP was not designed to be mined — all 100 billion tokens were created at launch, with the network secured through a consensus protocol among trusted validators. XRP is closely associated with Ripple, the fintech company that helped develop the XRP Ledger and uses it as part of its cross-border payments infrastructure. Over 300 financial institutions have adopted RippleNet to move money across borders, with XRP serving as a bridge currency for real-time settlement between different fiat currencies. This focus on institutional payments infrastructure is what sets XRP apart from most other cryptocurrencies.

Why choose Nexo to buy XRP?

Buy seamlessly

Purchase XRP with card or bank transfer and get crypto cashback.

Optimal pricing

Get competitive rates across top 10 exchanges.

Peace of mind

Benefit from robust infrastructure built for long-term stability.

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Find answers to all your questions about XRP.

How to buy XRP with a card?

You can buy XRP directly with a credit or debit card, as well as cards connected to your Apple Pay or Google Pay.

To learn more about how to buy XRP via card, visit our dedicated Help Center article.

How to buy XRP with a bank transfer?

You can top up funds from your local bank via a bank transfer. EUR and GBP transfers arrive quickly, while USD wires generally take up to 2 business days to be reflected in your account.

Once your funds arrive, simply go to the Exchange tab inside the Nexo app and swap them for the amount of XRP you want.

How can I earn crypto cashback on XRP purchases?

To start receiving crypto cashback on XRP purchases, your account balance needs to be above $5,000 worth of digital assets. The specific amount you receive depends on your Loyalty Tier.

To get the maximum crypto cashback amount, maintain an account balance above $5,000 worth of digital assets and join the Platinum Loyalty Tier by holding at least 10% of NEXO Tokens against the rest of your portfolio.

To find out the exact reward rates for each tier, visit our Help Center.

How does Nexo take care of my XRP?

We use multiple custodians including Ledger Vault, Fireblocks, and others, to diversify our custodial infrastructure. Along with that we offer:

  • Strong 256-bit encryption and fraud monitoring mechanisms, ensuring the integrity of your funds.
  • ISO/IEC 27001:2013 accredited information management systems.
  • 24/7 Client Care team providing personalized service that goes beyond the standard.

You can learn more about our fundamentals here.

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