Hit your long-term targets.

Earn rates as high as 16% annually with Fixed-term Savings.

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Operating

since 2018

Personalized

client care 24/7

Serving

200+ jurisdictions

Savings that support your goals.

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Earn even higher rates

Earn extra yield on top of our Flexible Savings rates with 1, 3, or 12-month terms.

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Preserve wealth over time

Maintain the long-term value of your assets with steady and compounding returns.

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Grow your portfolio on autopilot

Auto-renew your term with zero effort and enjoy uninterrupted growth.

High yields for your digital assets.

Bitcoin logo
Up to 7% per yearOn BTC
Ethereum logo
Up to 8% per yearOn ETH
NEXO Token logo
Up to 12% per yearOn NEXO
USDT logo
Up to 16% per yearOn USDT
USD Coin logo
Up to 14% per yearOn USDC
Axie Infinity logo
Up to 30% per yearOn AXS
Polkadot logo
Up to 15% per yearOn DOT
Pax Dollar logo
Up to 14% per yearOn USDP
TrueUSD logo
Up to 14% per yearOn TUSD
DAI logo
Up to 14% per yearOn DAI
Kusama logo
Up to 12% per yearOn KSM
Cosmos logo
Up to 11% per yearOn ATOM
NEAR Protocol logo
Up to 10% per yearOn NEAR
ApeCoin logo
Up to 9% per yearOn APE
EOS logo
Up to 8% per yearOn EOS
TRON logo
Up to 11% per yearOn TRX
Stellar logo
Up to 8% per yearOn XLM
Bitcoin Cash logo
Up to 11% per yearOn BCH
Litecoin logo
Up to 8% per yearOn LTC
Cardano logo
Up to 8% per yearOn ADA
Solana logo
Up to 8% per yearOn SOL
BNB logo
Up to 8% per yearOn BNB
Avalanche logo
Up to 8% per yearOn AVAX
XRP logo
Up to 12% per yearOn XRP
Injective logo
Up to 9% per yearOn INJ
PAX Gold logo
Up to 7% per yearOn PAXG
Arbitrum logo
Up to 6% per yearOn ARB
Chainlink logo
Up to 7% per yearOn LINK
Celestia logo
Up to 9% per yearOn TIA
Fantom logo
Up to 7% per yearOn FTM
Polygon logo
Up to 7% per yearOn POL
Osmosis logo
Up to 5.5% per yearOn OSMO
The Graph logo
Up to 5% per yearOn GRT
Dogecoin logo
Up to 3% per yearOn DOGE
AAVE logo
Up to 4% per yearOn AAVE

More benefits of Fixed-term Savings.

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Lock in higher yields for longer

It takes a tap to automatically renew your term and build long-term wealth without interruption.

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Grow wealth faster with compounding interest

Automatically reinvest your earned interest into your expiring term to accelerate your growth.

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Wealth solutions for private clients.

Unlock our most bespoke services with a top up over $100,000. Reach your goals with custom rates and 24/7 assistance of a dedicated relationship manager.

Strong fundamentals support your assets.

We put our clients first by providing a robust infrastructure where your wealth can grow. By holding multiple licenses, Nexo ensures compliance with the applicable regulatory frameworks.

$320+ billion
in transaction volume and collateralized credit issued
200+
jurisdictions worldwide
$1+ billion
in interest paid
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Go flexible.

Earn daily compound interest and have your assets available to trade or withdraw at any time.

Frequently asked questions.

What is the difference between Flexible and Fixed-term Savings?

Unlike Flexible Savings, which allow you to withdraw or exchange your assets anytime, Fixed-terms Savings allow you to lock your digital assets for a predefined period to earn bonus interest. Assets in Fixed-term Savings cannot serve as collateral or be used for loan repayment until the term unlocks.

How is interest paid out to my Nexo account?

You will receive all interest earned for the duration of the term in a single payout at the end of the period, regardless of your payout preference (in kind or in NEXO Token).

How do I move assets into Fixed-term Savings?

To create a term, follow the steps below.

  1. Open the ‘Savings Hub’ on the Nexo app dashboard.
  2. Navigate to the ‘Fixed-term Savings’ tab.
  3. Tap 'Create term' and choose an asset.
  4. Enter the amount you want to move to a term and confirm.

You can read more about earning interest on Nexo here.

What is automatic renewal and how to enable it?

With automatic renewal, your term is prolonged for the same period once the interest payout is completed. This way you continue to earn additional interest without any interruptions. When your term renews automatically, by default, only the principal amount will be relocked, whereas the accrued interest will be added to your Savings Wallet.

To benefit from automatic renewal you need to enable the option when creating a term for your assets.

How can I start earning compound interest using Fixed-term Savings?

You can choose to relock both the principal and the accrued in-kind interest during term automatic renewal to achieve a compounding effect. To enable this option:

  1. Open ‘My profile’ on the Nexo app.
  2. Go to ‘Settings’ and choose ‘Savings interest preferences’.
  3. Enable ‘Renewal with interest’.

Once enabled, the feature will affect all your current and future terms.

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Driving the next generation of wealth.

Nexo is built for pioneers ready to leverage blockchain technology for wealth generation. Create your account today and get started.

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