Earn rates as high as 16% annually with Fixed-term Savings.
Operating
since 2018
Personalized
client care 24/7
Assets under management
$11+ billion
Operating
since 2018
Personalized
client care 24/7
Assets under management
$11+ billion
Earn extra yield on top of our Flexible Savings rates with 1, 3, or 12-month terms.
Maintain the long-term value of your assets with steady and compounding returns.
Auto-renew your term with zero effort and enjoy uninterrupted growth.
Choose Nexo's Flexible Savings to earn compound interest with daily payouts and no lock-ups. Discover how much you can earn.
Learn more
Any values, estimates, or figures are only indicative and are not intended to be relied upon for legal, financial, or commercial decisions. Returns are calculated based on the assumption that the principal and the interest remain in your Nexo account. Comparative rates referenced are based on publicly available information last updated as of March 25, 2025, and may be subject to change without notice.
Use your Fixed-term Savings as a backup to strengthen your Credit Line in a single tap.
Automatically reinvest your earned interest into your expiring term to accelerate your growth.
Accounts above $100,000 unlock access to a dedicated relationship manager, exclusive OTC services, custom terms, and rates.
We put our clients first by providing a robust infrastructure where your wealth can grow. By holding multiple licenses, Nexo ensures compliance with the applicable regulatory frameworks.
Earn daily compound interest and have your assets available to trade or withdraw at any time.
Unlike Flexible Savings, which allow you to withdraw or exchange your assets anytime, Fixed-term Savings allow you to lock your digital assets for a predefined period to earn bonus interest. Assets in Fixed-term Savings cannot serve as collateral or be used for loan repayment until the term unlocks.
You will receive all interest earned for the duration of the term in a single payout at the end of the period, regardless of your payout preference (in kind or in NEXO Tokens).
If your account balance drops below $5,000 worth of digital assets while having an active fixed term, your interest accrual will continue at the Base Loyalty Tier and without the ‘Earn in NEXO Tokens’ bonus Interest.
Before you can create a fixed term, you first need to maintain an account balance above $5,000 worth of digital assets and opt in for interest earning via your Nexo account. Once this is done, follow the steps detailed on our Help Center article.
To start earning interest, clients in certain jurisdictions must proactively opt-in for the service in their Nexo account.
With automatic renewal, your term is prolonged for the same period once the interest payout is completed, granted your account balance at the time is above $5,000 worth of digital assets. This way, you continue to earn additional interest without any interruptions..
When your term renews automatically, by default, only the principal amount will be relocked, whereas the accrued interest will be added to your Savings Wallet
To benefit from automatic renewal you need to enable the option when creating a term for your digital assets. If your account balance is below the $5,000 threshold on the term's due date, your fixed term will be unlocked and automatically renewing it will not be available.
You can choose to relock both the principal and the accrued in-kind interest during automatic term renewal to achieve a compounding effect. Once enabled, the feature will affect all your current and future terms.
To enable the feature, follow the steps detailed in our Help Center article.
Nexo is built for pioneers ready to leverage blockchain technology for wealth generation. Create your account today and get started.
