Buy Bitcoin With Credit or Debit Card • Nexo

Bitcoin (BTC) price performance.

The current Bitcoin price is $97,743.00 as in the last 24 hours its value has changed by 5.62%. Bitcoin ranks number 1 in terms of market capitalization. Bitcoin is a decentralized currency, which means you can buy, sell, and exchange it without having to rely on traditional monetary systems.

What is Bitcoin?

Bitcoin (BTC) is the most popular and largest cryptocurrency by market cap. It follows an ideology first introduced in a whitepaper published in 2008 by Satoshi Nakamoto. As a decentralized digital currency that operates on a peer-to-peer network, Bitcoin allows for transactions to be made directly between individuals without the need for intermediaries. All transfers are validated, confirmed, and recorded on a public ledger called the blockchain. The system provides a safe and transparent means for anyone with internet access to trade currency and prove ownership of their funds. One of the most important characteristics of Bitcoin is its finite quantity. There will only ever be 21 million Bitcoins in circulation, which is enforced through a process called Proof-of-Work. This involves miners competing to solve complex mathematical problems to validate transactions and earn newly created coins. As the supply of Bitcoins approaches its limit, it is expected that the value of the currency will continue to rise. Bitcoin has come a long way since its inception, and today it is being adopted by both crypto enthusiasts and well-known financial institutions. With the rise of cryptocurrency exchanges and payment processors, it has become easier for people to buy Bitcoin and other digital assets with traditional currencies like the US dollar, British pound, or euro. This has opened up new opportunities for people who may not have had access to traditional financial markets. The mainstream adoption of Bitcoin has also led to greater regulatory attention. Governments around the world are now working on developing frameworks to regulate Bitcoin and other cryptocurrencies, which will provide greater clarity and stability for users.

Optimize the value of your Bitcoin.

Exchange

Swap assets for BTC with fixed price execution on Nexo’s crypto exchange.

Credit Line

Borrow funds from 2.9% interest without selling any of your Bitcoin.

Nexo Card

Spend your funds on Credit and Debit Mode from a single card and earn interest on your spendable balance.

Send Bitcoin

Make free Bitcoin transfers to your family or friends as long as they have a Nexo account.

Purchase BTC in 3 steps.

After verifying your account:

1. Select an asset

Click on the “Buy” button on your Dashboard and select the desired asset.

2. Enter an amount

Select the amount you want to buy and choose your payment method.

3. Complete the purchase

Preview your transaction details, and confirm the purchase. It's that easy!

Buy Bitcoin

Why choose Nexo to buy Bitcoin?

Buy seamlessly

Purchase BTC with card or bank transfer and get up to 0.5% in crypto cashback.

Optimal pricing

Get competitive rates across top 10 exchanges.

Peace of mind

Benefit from robust infrastructure security.

Find answers to all your questions about buying Bitcoin on Nexo.

How to buy Bitcoin with a card?

First, you have to verify your identity which only takes a couple of minutes. Once you pass verification, then:

From the Dashboard, tap on the “Add Funds” option and select the “Credit/Debit Card”.
Pick Bitcoin and enter how much you would like to spend.
Enter your credit or debit card details.
Confirm your purchase and you’re done! Your funds will appear in your Nexo account.

By making a successful purchase of crypto, your card details are automatically saved so you can select that card for future transactions. There is no limit as to how many cards you link to your account.

How to buy Bitcoin with a bank transfer?

You can top up funds from your local bank via a bank transfer. EUR and GBP transfers arrive quickly, while USD wires generally take up to 2 business days to be reflected in your account.

Once your funds arrive, simply go to the Exchange tab inside the Nexo app and swap them for the amount of BTC you want.

How can I earn up to 0.5% in crypto cashback on BTC purchases?

To earn crypto cashback, ensure that at least 1% of your portfolio is in NEXO Tokens. Your cashback amount depends on your Loyalty Tier—the higher your tier, the more cashback you’ll receive.
If you want to get the maximum crypto cashback of 0.5%, join the Premium Loyalty Tier by holding at least 10% of your Portfolio Balance in NEXO.

Example

Let’s say you stay within Nexo’s Premium Loyalty tier and you buy $5,000 worth of BTC via the Nexo Exchange. That means you’ll get $25 worth of BTC in crypto cashback:

$5,000*0.05% = $25 in BTC

To find out the exact crypto cashback rates for each tier, visit our Help Center.

Note: The total crypto cashback paid are limited to up to $100,000 in exchange volume per month. That means you’ll be earning crypto cashback until your total monthly amount of swaps reaches $100,000. That limit resets back to $0 on the 1st day of each month.

How does Nexo take care of my BTC?

We use multiple custodians including Ledger Vault, Fireblocks, and others, to diversify our custodial infrastructure. Along with that we offer:

Strong 256-bit encryption and fraud monitoring mechanisms, ensuring the integrity of your funds.
ISO/IEC 27001:2013 accredited information management systems.
24/7 Client Care team providing personalized service that goes beyond the standard.

You can learn more about our fundamentals here.