Get up to 2% crypto cashback and more unique benefits.
7 Million+ people
2018
With Nexo, your crypto becomes backup for your credit line. The more you top up, the more you can borrow against.
Even as you make card purchases, your crypto won't be sold, thus retaining its upside potential.
Fund your account with any supported currency and spend it right away - from BTC and ETH to stablecoins.
Spend just like you would with any debit card accepted worldwide. You can pay locally with automatic foreign currency exchange and no fees.
Get Up to 2%Cashback + Interest
Get crypto cashback when you spend. You'll also be earning interest on assets not used as backup.
0.5%
Get up to 0.5% in BTC cashback.
2%
Or change your crypto cashback type to NEXO to get even more.
Earn Up to 14% Daily Interest
Earn daily compound interest and have your assets available to spend at all times.
12%
Grow your in-kind balance and have more for your next purchase.
14%
Or receive your interest in NEXO Tokens that can grow in value over time.
Credit Mode offers you rates starting from 2.9% and never exceeding 18.9% p.a. You can also repay at any time, unlike traditional credit cards that require you to top up funds every month.
Nexo Card from 2.9% p.a.1
Traditional Credit Card from 17.9% p.a.
Traditional Credit Card up to 34.9% p.a.
The days of managing separate accounts are behind you. Now you can spend and earn without sacrificing either, as you would with traditional debit cards.
a single all-in-one account
2 accounts to spend and earn.
Credit Mode allows you to cover your everyday expenses by using the value of your crypto.
Debit Mode allows you to earn additional income on your monthly salary or savings while having them available to spend.
Yes, you read that right. We don't require you to make any minimum monthly repayments on your Nexo Card! There are also no monthly, annual, or inactivity fees to worry about.
Don’t want to wait for your physical card to arrive? Activate your virtual Nexo Card with a single tap and start spending with your phone.
Pay like a local and earn rewards with the ultimate travel crypto card.
100M+
Merchants
Accepted by over 100 million merchants across the globe.
€2,000
in free ATM withdrawals
Get fee-free ATM withdrawals up to €2,000.
€10,000
ATM limit
A generous monthly ATM withdrawal limit of up to €10,000.
Manage your Nexo Card in real time with just a few taps.
Freeze your card if you lose it.
Change your PIN at any time.
Track transactions with instant notifications.
Have questions? Here are the answers.
Visit our Help Center for more.
The Nexo Card is a crypto card that can be used as credit and debit. In both modes, it connects to your available balance to provide you with liquidity for your everyday expenses, online purchases, subscriptions, and more. The following two modes can be changed at any time and as often as you’d like.
Credit Mode:
А natural extension of our Crypto Credit Lines, Credit Mode allows you to make purchases without having to sell your valuable crypto. Put simply, you’ll be using the crypto in your account as a collateral for repayment, while we give you funds you can spend at borrowing rates starting at 2.9%.
Credit Mode can help you retain the upside potential of your crypto but also use its value in everyday life.
Debit Mode:
An easy and rewarding way to spend your cryptocurrencies and EUR, GBP, and USD stablecoins. The only thing you need to do is top up funds and you’re ready to spend them while earning daily compound interest. Before you shop, you can change the order in which you want to spend your assets with a simple drag and drop. Alternatively, you can tap on your chosen asset to move it to the top of the priority list. This prioritization allows you to automatically use the currency with the second highest priority when a bigger purchase depletes your primary one.
Debit Mode can help you grow your savings while having them available to spend at any time.
The type of benefit depends on the selected card mode.
Credit Mode:
You’ll start receiving cashback on every purchase, paid out in NEXO Tokens or Bitcoin, with the option to change your reward currency at any time and as often as you like. The more NEXO Tokens you have in your account, the more cashback you will receive when using your Nexo Card. Each Loyalty Tier has its own crypto rewards rate – here is the breakdown:
Platinum: 2% in NEXO Tokens or 0.5% in BTC
Gold: 1% in NEXO Tokens or 0.3% in BTC
Silver: 0.7% in NEXO Tokens or 0.2% in BTC
Base: 0.5% in NEXO Tokens or 0.1% in BTC
Debit Mode:
You’ll start earning daily compound interest on your balance, which is also available to spend. Just like Credit Mode, the rate depends on your Loyalty Tier and changes if you’ve enabled the option to earn in NEXO Tokens. Here is the maximum you can earn:
Platinum: 14% in NEXO Tokens or 12% in-kind
Gold: 12% in NEXO Tokens or 11% in-kind
Silver: 10.50% in NEXO Tokens or 10.25% in-kind
Base: 10% in NEXO Tokens or in-kind
The Nexo Card can be activated at no cost, once you have added at least $50 to your Nexo account, and that balance can be spent instantly.
There’s also free shipping for the physical Nexo Card. To order a physical card, you need a portfolio balance of at least $500 and a Gold Loyalty Tier.
Currently, only residents of the European Economic Area (EEA) and the UK can order a Nexo Card. To be eligible, you also need to verify your identity.
Activating your virtual Nexo Card is almost instantaneous:
Open the Nexo app and tap on the 'Card' section.
Tap on the 'Activate Nexo Card' button to issue your virtual card.
Add the card to Apple Pay or Google Pay.
You're now ready to make your first transaction!
For more detailed instructions, visit our Help Center.
To see your card number, expiration date and CVC, go to the Card section and tap on ‘Card Details’. You can also freeze or unfreeze your card, reveal or change its PIN, go through your transaction history, track your monthly transaction limits, and change your reward currency – BTC or NEXO.
If you’d like, you can also order a physical Nexo Card:
Open the Nexo app and go to the ‘Card’ tab.
Swipe left and tap on the ‘Order Nexo Card’ button.
Follow the on-screen instructions and wait up to 2 weeks for your card to arrive.
Once you receive your card, activate it by opening the Nexo app, entering your 16-digit card number, and selecting a PIN.
Depending on your Loyalty Tier, you can enjoy free ATM withdrawals up to a specific amount:
Once you reach your free withdrawal limit, you’ll be charged a 2% fee (minimum of 1.99 EUR/GBP) per additional withdrawal until your monthly limit resets again.
Yes, the respective foreign transaction (FX) fees depend on the day of the week of the transaction:
FX Fees on Weekdays
FX Fees on Weekends
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