Tap into your crypto wealth with the Nexo Card.

Spend and earn up to 14% annual interest on your balance.
A man and woman dine at a restaurant with a sunset view in the background, while a waiter holds a small dish of food on a tray
A mobile phone showing virtual card screen from Nexo app.

Operating

since 2018

Personalized

client care 24/7

Assets under management

$7+ billion

Switch between Debit and Credit with a single tap.

person paying with Nexo Card using Apple Pay
Debit Mode

Spend and grow your savings.

notification document icon

Earn up to 14% annual interest on your balance and have it ready to spend at all times. 

Bank Note Icon

Spend stablecoins or crypto prioritizing which assets to use first with a simple drag and drop.

Coins Stacked Icon

Spend any supported asset, while enjoying an ever-growing list of new currencies.

man and woman chatting in a cafe
Credit Mode

Spend without selling your crypto.

a file icon

Get up to 2% in crypto cashback on purchases. You'll also be earning interest on assets not used as collateral.

percentage sign

Grow your buying power with crypto-backed Credit Lines starting from 2.9% interest.

circle surrounded by lines

Finance all your spending needs without selling any of your digital assets.

Travel and lifestyle.

Use your wealth worldwide

Make payments at over 100 million merchants globally.

Get crypto cashback

Get up to $200 crypto cashback per month for Credit Mode spending.

Withdraw at no charge

Enjoy up to €2,000 in free ATM withdrawals per month.

woman with a suitcase
A man wearing a smartwatch on his left wrist activates a virtual card on the device's screen, using his other hand to interact with the display.

Skip the wait and start spending right away.

Forget about delivery times. Activate your virtual card with just a tap and start making purchases.

Spend with peace of mind.

Manage your Nexo Card in real time with just a few taps.

card notifications
file icon with a dot - signaling notificaiton

Freeze your card instantly if you lose it.

bell ringing

Change PIN at any time.

a file icon

Stay in control with notifications for every transaction.

Learn more about Nexo’s top tier infrastructureArrow Square Right icon

How to activate your Nexo Card.

1. Open the Nexo app
Download, launch the app, and hit the 'Card' tab.
2. Activate virtual card
Tap 'Activate Card' to issue your virtual card.
3. Add it to your digital wallet
Choose 'Add to Wallet', follow the instructions, and spend with Apple Pay or Google Pay right away.
4. Order a physical card
On the 'Card' tab, select 'Order card', confirm your details, and tap 'Confirm'.

Frequently asked questions.

How does the Nexo Card work?

The Nexo Card is a crypto card that can be used as credit and debit. In both modes, it connects to your available balance to provide you with liquidity for your everyday expenses, online purchases, subscriptions, and more. The following two modes can be changed at any time and as often as you’d like.

Credit Mode:

Credit Mode allows you to make purchases without having to sell your valuable crypto. Put simply, you’ll be using the crypto in your account as a collateral, while receiving funds you can spend at borrowing rates starting at 2.9%.

Credit Mode can help you retain the upside potential of your crypto while using its value in everyday life.

Debit Mode:

Debit Mode can help you grow your savings while having them available to spend at any time. It’s an easy and rewarding way to spend your cryptocurrencies and USDC, EURx, BTC and more.

The only thing you need to do is top up funds and you’re ready to spend them while earning daily compound interest. Before you spend, you can change the order in which you want to use your assets with a simple drag and drop. Alternatively, you can tap on your chosen asset to move it to the top of the priority list.

This prioritization allows you to automatically use the currency with the second highest priority when a bigger purchase depletes your primary one. You can disable any asset for spending altogether, if you want to hold it in your portfolio.

How much crypto cashback will I get?

You can receive crypto cashback on every purchase when using your Nexo Card in Credit Mode. The cashback is paid out in NEXO Tokens or Bitcoin, with the option to change your cashback currency at any time. The more NEXO Tokens you have in your account, the more cashback you will receive when using your Nexo Card, based on your Loyalty Tier. Here is the cashback for each Loyalty Tier:

  • Platinum: 2% in NEXO Tokens or 0.5% in BTC
  • Gold: 1% in NEXO Tokens or 0.3% in BTC
  • Silver: 0.7% in NEXO Tokens or 0.2% in BTC
  • Base: 0.5% in NEXO Tokens or 0.1% in BTC

Is the Nexo Card free?

The virtual Nexo Card can be activated once you have at least $50 to your Nexo account. You can spend that balance instantly.

There’s also free shipping for the physical Nexo Card. To order a physical card, you need a portfolio balance of at least $500 and at least a Gold Loyalty Tier.

Who can order a Nexo Card?

Currently, only residents of the European Economic Area (EEA) and the UK can order a Nexo Card. To be eligible, you need to complete identity verification.

How to activate my crypto card?

Activating your virtual Nexo Card is almost instantaneous:

  • Open the Nexo app and tap on the 'Card' section.
  • Tap on the 'Activate Nexo Card' button to issue your virtual card.
  • Add the card to Apple Pay or Google Pay.
  • You're now ready to make your first transaction. Even if you're not using Apple Pay or Google Pay, you can make purchases by using your card details.

To see your card number, expiration date and CVV/CVC, go to the Card section and tap on ‘Card details’.

You can also freeze or unfreeze your card, reveal or change its PIN, go through your transaction history, track your monthly transaction limits, and change your cashback currency – BTC or NEXO.

To order a physical Nexo Card:

  • Open the Nexo app and go to the ‘Card’ tab.
  • Swipe left and tap on the ‘Order Nexo Card’ button.
  • Follow the on-screen instructions and wait 2 to 4 weeks for your card to arrive.
  • Once you receive your card, activate it by opening the Nexo app, and entering your 16-digit card number.

How many free ATM withdrawals am I entitled to per month?

Depending on your Loyalty Tier, you can enjoy free ATM withdrawals up to a specific amount:

  • Base: Up to €200 / £180
  • Silver: Up to €400 / £360
  • Gold: Up to €1,000 / £900 
  • Platinum: Up to €2,000 / £1,800 

Once you reach your free withdrawal limit, you’ll be charged a 2% fee (minimum of 1.99 EUR/GBP) per additional withdrawal until your monthly limit resets again.

Are there any foreign transaction fees?

Yes, the respective foreign transaction (FX) fees depend on the day of the week of the transaction:

FX Fees on Weekdays

  • EEA/UK/CH: 0.2%
  • ROW: 2%

FX Fees on Weekends

  • EEA/UK/CH: 0.7%
  • ROW: 2.5%
Woman holding a phone with a sunset in the background.

Driving the next generation of wealth.

Nexo is built for pioneers ready to leverage blockchain technology for wealth generation. Create your account today and get started.

Sign upArrow Up Right icon

Utilize the entire Nexo ecosystem to strategically use your wealth.

Person paying with the Nexo Card in a coffee shop using Apple Pay

Shop at selected iconic brands and earn rewards

Learn more