Earn 16% per year
on Crypto & Stablecoins

Build your wealth effortlessly with leading rates on BTC, USDT, USDC, and 38+ more assets.

Why Earn on Nexo

Daily Payments
Your interest is automatically compounded daily, which grows your assets faster over time.
Automatic Earnings
When you buy or transfer assets on Nexo, you start earning interest – it’s that easy.
Consistent Returns
Our clients have enjoyed earning interest since 2019 with uninterrupted access to their funds.

Our Leading Rates

Loyalty Tiers
Stablecoins FLEX Terms Fixed Terms Earn in NEXO Maximum Interest
USDT USDT
11 3 2 16
USD Coin USDC
10 2 2 14
DAI DAI
10 2 2 14
Pax Dollar USDP
10 2 2 14
TrueUSD TUSD
10 2 2 14
USDx USDx
7 6 2 15
EURx EURx
7 6 2 15
GBPx GBPx
7 6 2 15
Crypto FLEX Terms Fixed Terms Earn in NEXO Maximum Interest
Bitcoin BTC
4 1 2 7
Ethereum ETH
5 1 2 8
NEXO Token NEXO
4 8 12
XRP XRP
5 5 2 12
Avalanche AVAX
5 1 2 8
Polkadot DOT
12 1 2 15
Kusama KSM
9 1 2 12
Cosmos ATOM
8 1 2 11
NEAR Protocol NEAR
7 1 2 10
Fantom FTM
4 1 2 7
Polygon MATIC
3 2 2 7
ApeCoin APE
6 1 2 9
BNB BNB
5 1 2 8
Solana SOL
5 1 2 8
Celestia TIA
4 3 2 9
Cardano ADA
5 1 2 8
Litecoin LTC
5 1 2 8
Bitcoin Cash BCH
5 4 2 11
Stellar XLM
5 1 2 8
Tron TRX
5 4 2 11
EOS EOS
5 1 2 8
Chainlink LINK
4 1 2 7
Arbitrum ARB
4 0 2 6
Axie Infinity AXS
24 4 2 30
PAX Gold PAXG
4 1 2 7
Aave AAVE
1 1 2 4
Dogecoin DOGE
1 0 2 3
Osmosis OSMO
1.5 3 1 5.5
The Graph GRT
1 3 1 5
Injective INJ
4 3 2 9

All earn rates are annualized, representing the total interest earned over a one-year period.

Calculate Your Returns

usdt logo USDT
platinum
3-Month Fixed Term

In 24 months you will have a total of $1256.34

This earn calculator is for informational purposes only. Returns are calculated based on the assumption that the principal and the interest remain in your Nexo account.

Earn On Your Terms

Traditional savings accounts don't protect the purchasing power of money. Nexo offers you two ways to take back control of your funds.

Flex Terms

No Lock-up

Your assets are free to trade, sell or withdraw at any time.

Daily Payments

You’re paid automatically every day with instant access to your earnings.

Fixed Terms

Higher Rates

Take a big step towards your financial goals with our maximum rates.

Set Period

Choose a term of 1, 3, or 12 months and get higher earnings when it expires.

Unlock Higher Earnings with Dual Investment

Subscribe to automated Buy Low or Sell High strategies and earn more interest.

  • Get guaranteed rates, regardless of market volatility.
  • Enjoy zero fees when using Dual Investment.
  • Benefit from an easy-to-use interface.
Learn More

$200M+ Already paid out
in interest

6М+ Nexo users
worldwide

38 Cryptocurrencies
to earn on

200+ Available
jurisdictions

How to Start Earning on Crypto

Create your Nexo account and go from zero to earning in seconds. All you have to do is:
Buy crypto with card or with bank transfer, or top up crypto from an external wallet.
You’re all set – no further action is needed! You’re now earning compound interest on your crypto, paid out daily.

Security-First Approach

Insurance on custodial assets by
SOC 2 Type 2
certification

Sustainable Model

Our proven real-time risk engine and strict collateralization requirements ensure we generate earnings in a safe way.

Learn More

Custodial Insurance

All digital assets benefit from insurance from our custody partners such as Ledger Vault and Fireblocks.

Learn More

What Our Happy Clients Are Saying

FAQs

What do I have to do to start earning?

How to add assets to my account?

What are the interest rates?

How do I get Nexo’s highest interest rate?

What are the balance limits?

How does Nexo keep my crypto safe?

Can't see your question answered above?
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More Ways to Get the Best Out of Nexo

Our products are even more powerful when used together.

Ready to Grow Your Portfolio?

Move your idle digital assets to Nexo today and start earning up to 16% annual interest.

Start Earning