Reach your savings goals with compound interest.

Earn up to 14% annual interest on crypto with daily payouts and no lock-ups.

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Operating

since 2018

Personalized

client care 24/7

Serving

200+ jurisdictions

The benefits of Flexible Savings.

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Daily compounding

Build your wealth faster with up to 14% annual interest, paid out every day.

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Funds available anytime

Your funds are earning interest while remaining available for investing or trading.

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Generating interest since 2019

Nexo clients have enjoyed consistent earnings for over 5 years, no matter the market conditions.

Rates that drive your long-term success.

Bitcoin logo
Up to 6% per yearOn BTC
Ethereum logo
Up to 7% per yearOn ETH
NEXO Token logo
Up to 4% per yearOn NEXO
USDT logo
Up to 13% per yearOn USDT
USD Coin logo
Up to 12% per yearOn USDC
Axie Infinity logo
Up to 26% per yearOn AXS
Polkadot logo
Up to 14% per yearOn DOT
Pax Dollar logo
Up to 12% per yearOn USDP
TrueUSD logo
Up to 12% per yearOn TUSD
DAI logo
Up to 12% per yearOn DAI
Kusama logo
Up to 11% per yearOn KSM
Cosmos logo
Up to 10% per yearOn ATOM
NEAR Protocol logo
Up to 9% per yearOn NEAR
ApeCoin logo
Up to 8% per yearOn APE
EOS logo
Up to 7% per yearOn EOS
TRON logo
Up to 7% per yearOn TRX
Stellar logo
Up to 7% per yearOn XLM
Bitcoin Cash logo
Up to 7% per yearOn BCH
Litecoin logo
Up to 7% per yearOn LTC
Cardano logo
Up to 7% per yearOn ADA
Solana logo
Up to 7% per yearOn SOL
BNB logo
Up to 7% per yearOn BNB
Avalanche logo
Up to 7% per yearOn AVAX
XRP logo
Up to 7% per yearOn XRP
Injective logo
Up to 6% per yearOn INJ
PAX Gold logo
Up to 6% per yearOn PAXG
Arbitrum logo
Up to 6% per yearOn ARB
Chainlink logo
Up to 6% per yearOn LINK
Celestia logo
Up to 6% per yearOn TIA
Fantom logo
Up to 6% per yearOn FTM
Polygon logo
Up to 5% per yearOn POL
Osmosis logo
Up to 2.5% per yearOn OSMO
The Graph logo
Up to 2% per yearOn GRT
Dogecoin logo
Up to 3% per yearOn DOGE
AAVE logo
Up to 3% per yearOn AAVE
Learn about Fixed-term SavingsArrow Square Right icon
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Wealth solutions for private clients.

Unlock our most bespoke services with a top up over $100,000. Reach your goals with custom rates and 24/7 assistance of a dedicated relationship manager.

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Strong fundamentals support your assets.

Nexo ensures compliance with the applicable regulatory frameworks and provides a robust infrastructure to safely grow your savings.

$320+ billion
in transactions processed
200+
jurisdictions worldwide
$1+ billion
in interest paid

Featured in

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Frequently asked questions.

How do I start earning interest?

After you create your account, you only need to buy or transfer crypto to your account.

You’ll begin earning daily interest on your digital assets with Flexible Savings a minimum of 24 hours from your top-up. In some instances, this period can extend to as much as 52 hours. Learn more here.

How is interest paid out to my Nexo account? 

Interest with Flexible Savings is paid out automatically every day to your account. The interest is credited to your Savings Wallet, where you begin earning on your holdings plus the accrued interest. This compounding effect helps you grow your portfolio faster.

How does earning daily differentiate from crypto staking? 

Flexible Savings and crypto staking on Nexo offer unique ways to earn, but they work differently:

  • Flexible Savings is available for over 40 assets and allows you to earn daily compound interest of up to 14% annually. The rates differ with the asset and depend on the Loyalty Tier. The interest can be paid in-kind or in NEXO Tokens based on your preferences.
  • Crypto staking, on the other hand, is only for ETH as it involves participating in the validation of the Ethereum blockchain. By staking your ETH, you help secure the network and earn in-kind rewards. The rates are independent of your Loyalty Tier, and vary based on the current yield, paid to validators.

How do I earn the highest interest rates? 

To receive the highest interest, you need to:

1. Become a Platinum Loyalty Tier client by making sure the ratio of NEXO Tokens against the rest of your portfolio is at least 10%.

Example:

  • Value of assets in your Nexo account: $10,000
  • Value of NEXO Tokens required for you to get the highest interest: min. of $1,000 in NEXO Tokens

Note that a daily snapshot verifies your Loyalty Tier, which determines your current savings rate.

2. Opt to earn your interest in NEXO Tokens for 2% additional interest.

To activate ‘Earn in NEXO’:

  • Open the Nexo app.
  • Enter your ‘Savings Hub’ and tap on ‘Earn in Nexo’.
  • Choose the ‘Interest Payout in NEXO Tokens’ option.

3. Earn bonus interest for a longer period with Fixed-term Savings.

To activate Fixed-term Savings:

  • Open the Nexo app.
  • Enter your ‘Savings Hub’ and click on ‘Create Fixed Term’.
  • Select one of your available assets, and choose the period of the term.

What are the balance limits?

Some assets on the Nexo platform have balance limits. This means that for each Loyalty Tier for these assets, there are two yields you can earn. The rate you receive is determined by the USD value of your holdings in the relevant asset, specifically, whether you are above or below the relevant balance limit.

Read more in our Help Center article.

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Driving the next generation of wealth.

Nexo is built for pioneers ready to leverage blockchain technology for wealth generation. Create your account today and get started.

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Utilize the entire Nexo ecosystem to grow your wealth.