Watch the power of compounding interest unfold with Nexo's savings options.
TetherWhether you prioritize access or long-term positioning, there’s a Nexo Savings solution to match your strategy.
Earn compound interest with daily payouts.
Retain complete access to your USDT at all times.
Experience the compounding effect as each payout fuels the next.
Earn up to 11.5% per year, paid out in full at the term's end.
Lock your USDT for set periods in exchange for higher yield.
Auto-renew your term with a single tap to enjoy uninterrupted growth.
Excellent Card, Great Yields, Stellar Support Review: I’ve been using Nexo mainly for the credit card and the Earn feature, and it’s been flawless. The card is smooth for everyday spending, and the interest on assets is transparent and consistent. Their support team has been outstanding—fast, friendly, and genuinely helpful. 5 stars!
Nexo isn’t just for crypto—its fiat investing options are excellent. I can earn high interest on EUR, USD, and GBP with daily payouts and no hidden fees. It’s super easy to deposit and withdraw, and I feel confident knowing funds are protected and regulated. A smart choice for passive income on fiat savings!
I have been using Nexo for more than four years now and I have to say that is one of the best platforms to earn very high interest rates on your crypto and stable coins. They have good security standards and great customer service. Very very happy with the choice.
Here’s how to start earning daily interest on your crypto with Flexible Savings.
Nexo's approach to digital wealth continues to earn recognition from respected industry bodies worldwide.
Successfully completed for three years in a row with recognition from the American Institute of Certified Public Accountants (AICPA).
Stay on top of your account at all times with SMS verifications, email verifications, and authenticator app support.
Access your wealth with fingerprint or face recognition technology.
Stay on top of your wealth with instant notifications for all account activities.
Verify the authenticity of all official communication from Nexo with a unique anti-phishing code.
World-class solid methods used in modern encryption algorithms, protocols, and technologies.
Plain-language guides to help you make informed decisions about earning on your digital assets.
USDT is not a proof-of-stake token, so it cannot be staked in the traditional sense. However, platforms like Nexo allow you to earn interest on your USDT holdings through Savings products. On Nexo, you can choose Flexible Savings — where your USDT remains accessible at all times — or Fixed-term Savings, where you commit your USDT for a set period in exchange for a higher rate. Interest accrues daily and compounds automatically on your balance.
When you add USDT to your Nexo account and enable Savings, your holdings begin accruing interest after 24 hours. Interest is calculated daily and added to your Savings Wallet, where it immediately begins compounding — meaning each payout contributes to future interest calculations. The rate you receive depends on your Loyalty Tier, the Savings product you choose (Flexible or Fixed-term), and whether you opt to receive interest in NEXO Tokens. You can view your current applicable rate at any time in the Nexo app.
USDT interest rates on Nexo vary depending on your Loyalty Tier and the Savings product you select. Flexible Savings offers daily payouts with no lock-up period, while Fixed-term Savings offers higher rates in exchange for committing your USDT for a set duration. Rates are subject to change based on market conditions and platform terms. Check the rates table on this page or in the Nexo app for the most current figures applicable to your account.
USDT and USDC are both dollar-pegged stablecoins, but they differ in issuer, reserve structure, and regulatory approach. USDT is issued by Tether and has the largest market capitalization among stablecoins. USDC is issued by Circle, publishes monthly reserve attestation reports, and is compliant with the EU's MiCA regulation. Nexo supports both assets with Flexible and Fixed-term Savings options. The choice depends on your preferences around issuer transparency, regional availability, and the specific rates offered at the time. Nexo does not recommend one asset over another.
Not with Flexible Savings. Your USDT remains fully accessible — you can withdraw, trade, or transfer it at any time without penalty. Fixed-term Savings does involve a lock-up period, which you choose at the time of commitment (terms vary). In exchange, Fixed-term Savings typically offers a higher interest rate. You can use both products simultaneously across your USDT balance.
