Buy Stellar.

Purchase XLM in a few taps. Buy with a credit, debit card or bank transfer.

$
USD
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1 XLM0.241 USD *
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Stellar (XLM) price performance.

The current Stellar price is $0.24 as in the last 24 hours its value has changed by -2.73%. Stellar ranks number 16 in terms of market capitalization. Stellar is a decentralized currency, which means you can buy, sell, and exchange it without having to rely on traditional monetary systems.

What is Stellar (XLM)?

XLM (Stellar Lumens) is the native cryptocurrency of Stellar, a blockchain network designed for fast and affordable cross-border payments. Stellar was introduced in 2014 by Jed McCaleb, co-founder of Ripple, and Joyce Kim. It was designed to connect conventional financial systems with blockchain technology, with a specific focus on underbanked individuals and businesses. Unlike Ethereum-based networks, Stellar operates on its own Layer 1 blockchain, built for fast, low-cost transactions. Payments settle in seconds, with fees averaging a fraction of a cent ($0.01). The network also runs on an energy-efficient consensus mechanism, the Stellar Consensus Protocol (SCP), which helps to maintain decentralization and security without relying on proof-of-work mining, traditional staking, or token burning. Stellar is expanding an ecosystem of borderless payments, remittances, and tokenized assets. Its underlying structure enables businesses to issue digital currencies, settle transactions quickly, and integrate blockchain technology into financial services. Initially, the blockchain launched with 100 billion XLM coins. However, in 2019, the Stellar Development Foundation (SDF) performed a one-time burn, reducing the total supply to 50 billion XLM. Unlike most blockchains, Stellar does not support token staking or inflationary token issuance. Instead, it relies on independent validators to maintain network security and stability. With growing adoption by businesses and financial institutions, Stellar continues to drive innovation in global payments and digital asset issuance. As blockchain adoption expands, Stellar remains at the forefront of improving financial access and efficiency worldwide.

Optimize the value of your Stellar.

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Exchange

Swap assets for XLM with fixed price execution on Nexo’s crypto exchange.
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Credit Line

Borrow funds from 2.9% interest without selling any of your Stellar.
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Nexo Card

Spend your funds on Credit and Debit Mode from a single card and earn interest on your spendable balance.
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Send Stellar

Make free Stellar transfers to your family or friends as long as they have a Nexo account.

Purchase XLM in 3 steps.

After verifying your account:

1. Select an asset

Click on the “Buy” button on your Dashboard and select the desired asset.

2. Enter an amount

Select the amount you want to buy and choose your payment method.

3. Complete the purchase

Preview your transaction details, and confirm the purchase. It's that easy!
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Why choose Nexo to buy Stellar?

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Buy seamlessly

Purchase XLM with card or bank transfer and get crypto cashback.
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Optimal pricing

Get competitive rates across top 10 exchanges.
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Peace of mind

Benefit from robust infrastructure built for long-term stability.
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Earn Interest

Hit your long-term targets with up to 8% interest, while maintaining the value of your assets through consistent, compounding returns.

Find answers to all your questions about Stellar.

What is Stellar (XLM) used for?

Stellar is used to facilitate fast and low-cost cross-border payments, which makes it a popular choice for international transfers. XLM also helps power decentralized financial applications (DeFi) and tokenized assets on Stellar’s blockchain.

Is XLM related to XRP?

XLM and XRP serve similar purposes in improving cross-border payments, but they are two separate projects. Stellar was founded by Jed McCaleb, a co-founder of Ripple (XRP), but it operates independently with a different network structure and mission focused on financial inclusion.

What is Stellar (XLM) backed by?

XLM is not backed by a physical asset or a fixed reserve. Its value comes from its utility within the Stellar network, where it’s used for transaction fees, facilitating currency exchanges, and supporting decentralized finance (DeFi) applications.

When did Stellar (XLM) reach its all-time high?

As of April 13, 2025, Stellar (XLM) reached its all-time high of $0.88 on January 3, 2018.

How to buy Stellar (XLM) with a card?

You can buy Stellar directly with a credit or debit card, including cards connected to your Apple Pay or Google Pay. To learn more about how to purchase Stellar via card, visit our dedicated Help Center article.

How to buy Stellar (XLM) with a bank transfer?

You can send funds from your local bank to your Nexo account via a bank transfer. EUR and GBP transfers arrive quickly, while USD wires generally take up to 2 business days to be reflected in your account. When your funds are available, navigate to the Exchange tab in the Nexo app and trade them for your desired amount of XLM. To learn more about how to buy Stellar via a bank transfer, visit our dedicated Help Center article.

What tools can help me with my crypto tax reporting?

We've partnered with Koinly, a leading crypto tax software provider, to help our clients easily track and report their Stellar (XLM) and other crypto transactions. Through our platform's integration with Koinly, you can seamlessly import your XLM trading history and generate tax reports that align with your local tax requirements. Check out our guide on how to create a tax report via Koinly.

How does Nexo take care of my Stellar (XLM)?

We work alongside trusted custodians, such as Ledger Vault, Fireblocks, and others, to enhance the security and diversification of our custodial infrastructure. In addition, we offer:
  • Strong 256-bit encryption and fraud monitoring mechanisms to keep your assets secure.
  • ISO/IEC 27001:2013 accredited information management systems.
  • Personalized Client Care, available 24/7.
Learn more about Nexo's fundamentals here.

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