Purchase MORPHO in a few taps. Buy with a credit, debit card or bank transfer.
Morpho (MORPHO) is the governance token of the Morpho protocol — an innovative lending infrastructure designed to optimize efficiency in decentralized finance (DeFi). Built on top of popular lending platforms like Compound and Aave, Morpho enhances capital usage by matching lenders and borrowers directly through a peer-to-peer layer while preserving compatibility with existing DeFi standards.
Traditional lending pools rely on overcollateralized peer-to-pool mechanisms, which often result in spread inefficiencies. Morpho solves this by introducing a hybrid model that enables users to benefit from better rates via peer-to-peer matches, while still falling back on the underlying protocol’s liquidity when needed. This makes lending and borrowing more efficient, dynamic, and capital-effective.
MORPHO is used for decentralized governance of the protocol. Token holders can propose and vote on upgrades, risk parameters, incentive structures, and other protocol-level decisions. As the protocol evolves, MORPHO will play a role in aligning stakeholder interests and driving innovation across the ecosystem.
The token is currently priced at $1.36, with a market capitalization of $423,694,062.00. Morpho reached its all-time high of $4.17 on January 17, 2025. There are 311,224,467.02 MORPHO tokens in circulation, out of a total supply of 1,000,000,000, with the maximum capped at 1,000,000,000.
By aiming to improve the efficiency of lending markets and integrating with existing protocols, Morpho contributes to the development of DeFi infrastructure. Its model reduces friction, adjusts returns, and supports activity for both borrowers and lenders.
You can buy Morpho using your credit or debit card via Nexo, or select another preferred payment method for access to the token. Proceed to the Nexo Exchange to buy MORPHO.
Swap assets for MORPHO with fixed price execution on Nexo’s crypto exchange.
Borrow funds from 2.9% interest without selling any of your Morpho.
Spend your funds on Credit and Debit Mode from a single card and earn interest on your spendable balance.
Make free Morpho transfers to your family or friends as long as they have a Nexo account.
You can buy Morpho directly with a credit or debit card, as well as cards connected to your Apple Pay or Google Pay.
To learn more about how to buy Morpho via card, visit our dedicated Help Center article.
You can top up funds from your local bank via a bank transfer. EUR and GBP transfers arrive quickly, while USD wires generally take up to 2 business days to be reflected in your account.
Once your funds arrive, simply go to the Exchange tab inside the Nexo app and swap them for the amount of MORPHO you want.
To start receiving crypto cashback on MORPHO purchases, your account balance needs to be above $5,000 worth of digital assets. The specific amount you receive depends on your Loyalty Tier.
To get the maximum crypto cashback amount, maintain an account balance above $5,000 worth of digital assets and join the Platinum Loyalty Tier by holding at least 10% of NEXO Tokens against the rest of your portfolio.
To find out the exact reward rates for each tier, visit our Help Center.
We use multiple custodians including Ledger Vault, Fireblocks, and others, to diversify our custodial infrastructure. Along with that we offer:
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