Buy XRP in Seconds

First, you have to verify your identity which only takes a couple of minutes. Once you pass verification, then:

1. From the Dashboard, tap on the “Add Funds” option and select the “Credit/Debit Card”.

2. Pick XRP and enter how much you would like to spend.

3. Enter your credit or debit card details.

4. Confirm your purchase and you’re done! Your funds will instantly appear in your Nexo account.

By making a successful purchase of crypto, your card details are automatically saved so you can select that card for future transactions. There is no limit as to how many cards you add to your account.

You can also choose to complete a purchase with Apple Pay or Google Pay.

You can top up USD, EUR, or GBP from your local bank via a secure bank transfer. EUR and GBP transfers are instant, while USD wires generally take up to 2 business days to be reflected in your account.

Once your funds arrive, simply go to the Exchange tab inside the Nexo app and swap them for the amount of XRP you want.

As XRP is infinitely divisible, it is possible to purchase just a fraction of the currency. Nexo allows you to buy as little as $1 worth of XRP.

Users take many variables into consideration when deciding how much XRP to buy. Supply, demand, availability, competing cryptocurrencies, and investor sentiment are key indicators of XRP’s utility.

As predicting the market is proving to be a hard task, questions such as “When is the right time to buy XRP?” and “Is it too late to buy XRP?” should be answered with regard to every user's understanding of and trust in the technology.

To earn instant crypto rewards, make sure the ratio of NEXO Tokens in your account against the rest of your portfolio is at least 1%​​​​​​. The rewards you get depend on your Loyalty tier – the higher your Loyalty tier is, the more rewards you’ll get.

If you want to get the maximum reward rate of 0.5%, join the Platinum Loyalty tier by maintaining the ratio between NEXO Tokens against the rest of your portfolio at 10% or more.

Example

Let’s say you stay within Nexo’s Platinum Loyalty tier and you buy $5,000 worth of XRP via the Nexo Exchange. That means you’ll get $25 worth of XRP in instant cashback:

$5,000*0.5% = $25 in XRP

To find out the exact cashback rates for each tier, visit our Help Center.

Note: The total crypto rewards paid are limited up to $100,000 in exchange volume per month. That means you’ll get rewarded until your total monthly amount of swaps reaches $100,000. That limit resets back to $0 on the 1st day of each month.

You start earning interest automatically the next day after you add XRP to your Nexo app. If you want to increase the amount of interest you earn by up to 2% you can opt to receive your interest in NEXO.

The security of the assets in your Nexo Account is guaranteed by our industry-renowned custodians and the leading authorities in compliance and includes:

• Insurance from our custody partners via Lloyd’s of London and Marsh & Arch.

• The finest custody solutions in the blockchain space, provided by SOC 2 Type 2 certified Bakkt, Ledger Vault, and other partners.

• Military-grade 256-bit encryption and fraud monitoring mechanisms, guaranteeing the safety of your funds.

• ISO/IEC 27001:2013 accredited information security management systems.

You can learn more about our security and insurance here.