Get a loan against your Cardano.

Open a crypto-backed Credit Line using your ADA as collateral. Enjoy a flexible repayment schedule, tax-efficient borrowing, and interest rates as low as 1.9%.

Cardano loan that supports your wealth growth.

Use your Cardano holdings as collateral and access funds when you need them. Whether you're growing your portfolio or covering expenses, Nexo’s Credit Line gives you borrowing power without giving up your assets.

Use your ADA to borrow without selling

Cardano (ADA) is a blockchain platform focused on scalability, sustainability, and peer-reviewed innovation. As a proof-of-stake network backed by academic research and a strong developer community, ADA has positioned itself as a leading asset in the crypto space. If you're holding ADA, you don't have to sell it to access liquidity. With Nexo’s Crypto Credit Line, you can use your ADA as collateral and borrow instantly — in cash or stablecoins, where available. Your credit line activates automatically when you deposit ADA to your Nexo account, giving you fast and flexible access to funds while your crypto stays intact. ADA has a circulating supply of and a total supply of , with a maximum supply capped at . Its current market price is $0.27, and it reached an all-time high of on . Once you repay your loan, your ADA is returned to your account — just as you left it. Keep your ADA. Unlock liquidity. Borrow with Nexo.

Why choose Nexo for your Cardano loan

Up to $2 million

Access borrowing power of up to $2 million daily for individuals and up to $200 million for private clients.

Get your funds fast

Open a Credit Line with an automatic approval process — receive your funds on the same business day, or within 5 business days at the latest.

Tax-efficient borrowing

Hold onto your digital assets while accessing liquidity without triggering taxable events that come with selling.

Access funds your way

Send funds to your bank account or receive stablecoins directly in your Nexo account.

Flexible schedule

Repay your Cardano loan at your own pace without worrying about rigid schedules.

Multiple repayment options

Choose to repay with fiat or crypto – including the digital assets you used as collateral for your Cardano loan.

See how much you can borrow.

Find out how much collateral you would need to borrow your desired amount.

Desired loan amount

USD

Collateral required

ADA30% LTV

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What you need to know about your Cardano loan.

Understanding your LTV

Unlike traditional lenders that evaluate clients based on credit scores, Nexo uses your digital assets as collateral. The amount you can borrow is based on the Loan-to-Value (LTV) ratio, allowing you to borrow up to 30% of your collateral's value.

Receiving your loan

Access your funds on your terms. No credit checks or paperwork required. Once approved, your funds can be sent directly to your bank account in your preferred currency or as stablecoins in your Nexo account.

Repaying your credit line

With Nexo’s flexible repayment model, you can make partial or full loan repayments on your own schedule – with supported cryptocurrencies or stablecoins.

Unlocking bespoke services

Top up more than $100,000 to unlock access to a dedicated relationship manager, crypto loan at 0% annual interest, and custom terms and rates.

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What clients say about Nexo.

I use Nexo since 2020 and it is my number 1 platform for crypto. Great service and availability in every issue and request that I ever had. I can only further recommend, especially worth mentioning is the top military security that it has and also the custodians behind Nexo that make me feel safer putting my investments in their hands. Keep up the good work !

I have been investing in Nexo 2017 and have used the platform since then without any issues. Borrowing is straightforward fast and easy, while the interest rates on savings are consistently attractive. Nexo provides an easy and secure way to manage crypto assets and earn passive income. I can highly recommend Nexo – the platform is user-friendly, reliable, and stands out with its transparent and innovative business model. A great company that clearly differentiates itself from the competition.

I've been using Nexo for some years now, and I'm thoroughly impressed with their service. The platform is user-friendly, making it easy for even beginners to navigate. The interest rates for borrowing and earning are competitive, and I appreciate the transparency in fees and terms. Plus, the security measures give me peace of mind knowing my assets are safe. Overall, Nexo is a reliable and efficient crypto lending platform that I highly recommend to anyone looking to leverage their crypto holdings.