How to Earn Interest on Your Crypto Assets

2 min read

The earn rates provided in this article might be outdated. Please refer to our Earn page for the most up-to-date rates.

Learn how to earn compounding interest on your crypto assets using Nexo's Earn on Crypto Suite

How Do I Top Up Crypto? What Is Nexo’s Earn on Crypto Suite?

If these questions sound familiar to you and you want to get some answers, look no further. In this blog post, we will show you the fastest, easiest, and most secure way to earn high-yield interest on your idle crypto assets with Nexo.

And if you are a believer in the benefits of video for learning, jump straight to our explainer video that will help you start earning the very next day.

In a nutshell, to start receiving passive income, follow these three easy steps: create your account, transfer your assets, and start earning up to 12% interest.

Here’s how to set up your account and start earning:

1. Create your account at or download our app and go to your profile page to pass KYC

You are also required to activate 2FA to add another protection layer to our 256-bit encryption.

2. Once you pass KYC, you are ready to transfer your assets

  • You can top up your account with crypto by sending funds from an exchange or wallet (this transfer is normally processed within minutes)
  • You can also transfer USD, EUR, or GBP straight from your bank account (depending on your location, this transfer may take anywhere from one to three business days)

Once Nexo receives your assets, they will be automatically added to your corresponding Savings Wallet.

3. You will start earning interest the next day. Your interest compounds daily and is automatically paid into your Savings Wallet, so that you begin earning interest on it, too. You can always review your account balances on the platform dashboard or in the Nexo mobile app (iOS & Android).

Please note that for each asset you have two interest rates. The first is the base interest rate, which you would earn if you do not hold any NEXO Tokens in your account. The second is the higher interest rate, which you can easily earn if you have at least 10% of your Savings Wallet balance in NEXO Tokens.

The exact amount of NEXO Tokens required for the higher interest rates in any given moment will be displayed in the Total Interest Earned page.

Our interest rates are kept stable over time because of Nexo’s risk policy to never lend to individuals and institutions without collateral. You can withdraw funds at any time without losing the accrued interest and you can add more funds to your saving wallet whenever you like without any fees or commissions.

This is how working with crypto should work.

Let Your Crypto Work For You

The only cryptocurrency account that lets you borrow instantly in 45+ currencies and earns you daily interest on idle assets

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