Borrow at 2.9% per year

From August 26 to October 9, 2025, you can borrow using your Nexo Credit Line at just 2.9% annual interest.* This rate applies regardless of your Loyalty Tier or the standard 20% LTV requirement. Whether you're looking to access liquidity or want to stay fully invested, this limited-time offer lets you do it at one of the industry’s lowest costs — all without having to sell your digital assets.

How does it work?

1. Borrow anytime between August 26 and October 9, 2025.

Log in to your Nexo account via app or web and open a Credit Line during the 45-day promo period. The 2.9% annual rate is fixed during the promo window and applies no matter your Loyalty Tier. The earlier you borrow, the longer you’ll benefit from the lowest rate at Nexo.

2. Use any digital asset as collateral.

Borrow against your BTC, ETH, XRP, SOL, or any supported collateral in your Credit Wallet. For example, if you hold $100,000 in BTC, you can borrow $50,000 at the full LTV limit and still enjoy the 2.9% rate — something normally reserved for Platinum users who maintain a 20% LTV.

3. Access funds and repay flexibly.

Borrow at 2.9% annual interest until October 9, 2025. The amount that is available to borrow is based on the individual loan-to-value (LTV) ratio of the digital assets you use as collateral.

After the October 9 deadline passes, you can continue borrowing under the standard Credit Line terms. These terms are based on your Loyalty Tier and Credit Wallet LTV. To learn more about Credit Lines at Nexo, follow the link to our dedicated Help Center article.

Who is eligible?

This exclusive offer is available to select clients opening a Credit Line between August 26 and October 9, 2025.

What are the benefits of opening a Credit Line?

Borrow in stablecoins or other digital assets — Choose to receive your loan in your bank account or as stablecoins in your Nexo account.
Keep upside potential — Borrowing against your digital assets, instead of selling them, lets you maintain their upside potential while unlocking the liquidity you need.
Tax efficiency — In certain jurisdictions, borrowing does not trigger taxable events, as opposed to just selling your digital assets.
No credit checks — You get automatic approval for borrowing without the need to provide a credit history.
Flexible repayment — Tailor your Credit Line repayment however you want. There are no rigid repayment schedules or minimum monthly installments.
Multi-asset collateral — Use multiple digital assets as collateral, or just one, it’s up to you.

Upgrade to Nexo Private for Zero-Interest Crypto Credit.

If you’re looking to borrow at an even lower rate, our Zero-Interest Crypto Credit offers 0% annual interest, no liquidation risk, and flexible terms. It’s now available for loans starting at $80,000. Book a call with a Nexo Private relationship manager to learn more.

Ready to get started?

Access funds without selling, stay positioned for growth, and make your next move with clarity. Log in to your Nexo account and open a Credit Line at 2.9% per year today.

*The Campaign is governed by the terms and conditions as stipulated on this page, the Nexo Terms of Service, and/or any relevant information available on the Nexo Platform. Eligible clients will benefit from the promotional interest rate between August 26 and October 9, 2025. After the end of the promotional period, unless the relevant Crypto Credit has been repaid in accordance with the applicable terms, the standard interest rate, as indicated in the Nexo Account and on the Nexo Platform, shall apply. The promotional interest rate shall not affect the applicability of any fees that may be due in relation to a Nexo Crypto Credit, as indicated in any relevant fee schedule.

Please note: The standard additional interest rules apply to loans taken during the promo duration. In other words, if you repay your loan within 45 days of the last loan withdrawal, additional interest at the standard annual rate of 18.9% will be applied to the repayment amount for the remainder of the 45-day period.