Operating
since 2018
Personalized
client care 24/7
Assets under management
$11+ billion
Operating
since 2018
Personalized
client care 24/7
Assets under management
$11+ billion
Earn up to 14% annual interest on your balance and have it ready to spend at all times.
Spend stablecoins or crypto prioritizing which assets to use first with a simple drag and drop.
Spend any supported asset, while enjoying an ever-growing list of new currencies.
Get up to 2% in crypto cashback on purchases. You'll also be earning interest on assets not used as collateral.
Grow your buying power with crypto-backed Credit Lines starting from 2.9% interest.
Finance all your spending needs without selling any of your digital assets.
Make payments at over 100 million merchants globally.
Get up to $200 crypto cashback per month for Credit Mode spending.
Enjoy up to €2,000 in free ATM withdrawals per month.
Forget about delivery times. Activate your virtual card with just a tap and start making purchases.
Manage your Nexo Card in real time with just a few taps.
Freeze your card instantly if you lose it.
Change PIN at any time.
Stay in control with notifications for every transaction.
The Nexo Card is a crypto card that can be used in Credit or Debit Mode. In both modes, it connects to your available balance to provide you with liquidity for your everyday expenses, online purchases, subscriptions, and more. The following two modes can be changed at any time and as often as you’d like.
Credit Mode:
Credit Mode allows you to make purchases without having to sell your valuable crypto. It also helps you retain the upside potential of your crypto while using its value in everyday life.
To learn more about Credit Mode, visit our dedicated Help Center article.
Debit Mode:
Debit Mode can help you grow your savings while having them available to spend at any time. It’s an easy and rewarding way to spend your digital assets, while earning daily compound interest.
To learn more about Debit Mode, visit our dedicated Help Center article.
You can receive crypto cashback on every purchase when using your Nexo Card in Credit Mode if your account balance is above $5,000 worth of digital assets. The cashback is paid out in NEXO Tokens or Bitcoin, with the option to change your cashback currency at any time.
If your account balance is above $5,000 worth of digital assets, the ratio of NEXO Tokens held against the rest of your portfolio will place you in one of four Loyalty Tiers, each one yielding more crypto cashback per purchase. Here is the cashback for each Loyalty Tier:
The virtual Nexo Card can be activated once you have at least $50 to your Nexo account. You can spend that balance instantly.
There’s also free shipping for the physical Nexo Card. To order a physical card, you need an account balance above $5,000 worth of digital assets and at least a Gold Loyalty Tier.
Currently, only residents of the European Economic Area (EEA) and the UK can order a Nexo Card. To be eligible, you need to complete identity verification.
There are two types of Nexo card, a virtual and physical one.
Activating your virtual Nexo Card is almost instantaneous and done through your Nexo app. For a detailed step-by-step guide, visit our Help Center article.
To order and activate your physical Nexo card, follow the steps detailed in this Help Center article.
Depending on your Loyalty Tier, you can enjoy free ATM withdrawals up to a specific amount:
Once you reach your free withdrawal limit, you’ll be charged a 2% fee (minimum of 1.99 EUR/GBP) per additional withdrawal until your monthly limit resets again.
Yes, the respective foreign transaction (FX) fees depend on the day of the week of the transaction:
FX Fees on Weekdays
FX Fees on Weekends
Nexo is built for pioneers ready to leverage blockchain technology for wealth generation. Create your account today and get started.
