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Nexo 的 MiCA 就绪架构。

我们的产品和服务访问始终顺畅、不间断。

关于 MiCA。

什么是 MiCA?

MiCA(加密资产市场法规)是欧盟针对加密资产制定的监管框架。 该法规为欧洲经济区(EEA)全部 30 个成员国建立了统一标准,涵盖平台运营方式、客户资产持有方式以及客户保护措施。 MiCA 将加密资产服务纳入与 EEA 传统金融服务相同的监管标准体系。

Nexo 为遵守 MiCA 做了哪些准备?

Nexo 已在德国监管机构的监督下,为 EEA 建立了符合 MiCA 合规要求的架构。

这对我的 Nexo 账户意味着什么?

您的 Nexo 账户、产品和服务将在符合 MiCA 合规的架构下继续完整提供。 您的资金始终安全,随时可访问。 EEA 架构符合 MiCA 引入的监管标准,您所依赖的平台体验保持不变。

所有产品和服务保持不变。

我的资产受到保护吗?

Nexo 的 EEA 架构在 MiCA 建立的监管框架内运营,受德国监管机构监督。 此外,Nexo 自有的多层安全基础设施——自 2018 年以来您一直信赖的同一基础设施——持续有效。

我能完整访问我的加密资产和产品吗?

您的所有加密资产及 Nexo 全套产品的访问权限随时完整可用。 我们的服务始终顺畅、不间断。

Does this ЕЕА setup apply to my country?

Our EEA structure covers the EEA member states in which Nexo operates. Nexo's EEA setup operates via two regulated European partners — both licensed under the Markets in Crypto-Assets Regulation (MiCAR).

MiCAR is the binding EU-level framework that supersedes prior national crypto-asset regimes across the EEA, including any transitional VASP registries or national licensing arrangements that may have applied before MiCAR came into full effect. Nexo's product suite is available to clients in these jurisdictions through this EEA partner setup.

Austria

EEA setup applies. Austria's prior national VASP regime under the Financial Markets Authority (FMA) is superseded by MiCAR. EEA clients based in Austria are served through this EEA partner setup.

Belgium

EEA setup applies. Belgium's prior national crypto registration framework under the FSMA is superseded by MiCAR. EEA clients based in Belgium are served through this EEA partner setup.

Croatia

EEA setup applies. Croatia's prior national framework under Hanfa is superseded by MiCAR. EEA clients based in Croatia are served through this EEA partner setup.

Cyprus

EEA setup applies. Cyprus's prior national CASP registration framework under CySEC is superseded by MiCAR. EEA clients based in Cyprus are served through this EEA partner setup.

Czech Republic

EEA setup applies. The Czech Republic's prior national virtual asset framework under the CNB is superseded by MiCAR. EEA clients based in the Czech Republic are served through this EEA partner setup.

Denmark

EEA setup applies. Denmark's prior national virtual currency provider registration under the Danish FSA is superseded by MiCAR. EEA clients based in Denmark are served through this EEA partner setup.

Estonia

EEA setup applies. Estonia's prior national virtual asset service provider licensing regime under the FIU is superseded by MiCAR. EEA clients based in Estonia are served through this EEA partner setup.

Finland

EEA setup applies. Finland's prior national virtual currency provider registration under the FIN-FSA is superseded by MiCAR. EEA clients based in Finland are served through this EEA partner setup.

France

EEA setup applies. France's prior national DASP (Digital Asset Service Provider) registration and optional licensing framework under the AMF is superseded by MiCAR. EEA clients based in France are served through this EEA partner setup.

Germany

EEA setup applies. Germany's prior national crypto custody and crypto asset service licensing regime is superseded by MiCAR. EEA clients based in Germany are served through this EEA partner setup.

Greece

EEA setup applies. Greece's prior national VASP registration framework under the Hellenic Capital Market Commission is superseded by MiCAR. EEA clients based in Greece are served through this EEA partner setup.

Hungary

EEA setup applies. Hungary's prior national virtual asset framework under the MNB is superseded by MiCAR. EEA clients based in Hungary are served through this EEA partner setup.

Iceland

EEA setup applies. Iceland's prior national framework under the FME is superseded by MiCAR. EEA clients based in Iceland are served through this EEA partner setup.

Ireland

EEA setup applies. Ireland's prior national VASP registration regime under the Central Bank of Ireland is superseded by MiCAR. EEA clients based in Ireland are served through this EEA partner setup.

Italy

EEA setup applies. Italy's prior national VASP registration regime under the OAM is superseded by MiCAR. EEA clients based in Italy are served through this EEA partner setup.

Latvia

EEA setup applies. Latvia's prior national virtual asset service provider registration under the FKTK is superseded by MiCAR. EEA clients based in Latvia are served through this EEA partner setup.

Liechtenstein

EEA setup applies. Liechtenstein's prior national framework under the FMA — including its own Token Act regime — is superseded by MiCAR. EEA clients based in Liechtenstein are served through this EEA partner setup.

Lithuania

EEA setup applies. Lithuania's prior national VASP licensing regime under the Bank of Lithuania is superseded by MiCAR. EEA clients based in Lithuania are served through this EEA partner setup.

Luxembourg

EEA setup applies. Luxembourg's prior national virtual asset framework under the CSSF is superseded by MiCAR. EEA clients based in Luxembourg are served through this EEA partner setup.

Malta

EEA setup applies. Malta's prior national virtual financial assets framework under the MFSA is superseded by MiCAR. EEA clients based in Malta are served through this EEA partner setup.

Netherlands

EEA setup applies. The Netherlands' prior national crypto service provider registration regime under DNB is superseded by MiCAR. EEA clients based in the Netherlands are served through this EEA partner setup.

Norway

EEA setup applies. Norway's prior national virtual currency exchange and custodian wallet registration under Finanstilsynet is superseded by MiCAR. EEA clients based in Norway are served through this EEA partner setup.

Poland

EEA setup applies. Poland's prior national virtual asset service provider registration under the Ministry of Finance is superseded by MiCAR. EEA clients based in Poland are served through this EEA partner setup.

Portugal

EEA setup applies. Portugal's prior national VASP registration under the Banco de Portugal — including the transitional registry under Article 143(3) of MiCAR — is superseded by MiCAR as the operative compliance standard. EEA clients based in Portugal are served through this EEA partner setup.

Romania

EEA setup applies. Romania's prior national virtual asset framework under the ASF is superseded by MiCAR. EEA clients based in Romania are served through this EEA partner setup.

Slovakia

EEA setup applies. Slovakia's prior national virtual asset framework under the NBS is superseded by MiCAR. EEA clients based in Slovakia are served through this EEA partner setup.

Slovenia

EEA setup applies. Slovenia's prior national virtual currency framework under the Bank of Slovenia is superseded by MiCAR. EEA clients based in Slovenia are served through this EEA partner setup.

Spain

EEA setup applies. Spain's prior national VASP registration regime under the CNMV and Banco de España is superseded by MiCAR. EEA clients based in Spain are served through this EEA partner setup.

Sweden

EEA setup applies. Sweden's prior national virtual currency exchange and custodian wallet registration under Finansinspektionen is superseded by MiCAR. EEA clients based in Sweden are served through this EEA partner setup.

是否会有任何服务中断?

Nexo 的 MiCA 就绪架构旨在确保产品和服务的完整连续性。 平台不存在任何计划中的停机、服务中断或干扰。 您可以继续正常使用 Nexo 平台和产品。

我的交易记录是否保留?

您的完整交易记录在 Nexo 账户中持续可查。 您访问或导出账户数据的方式不会有任何变化。

我能像以往一样正常使用账户吗?

您的账户继续如常运作——充值、提款及所有账户操作随时完整可用。

我的 Nexo Card、忠诚度等级和 NEXO Token 权益是否继续正常享有?

EEA 持卡人保留其卡片,返现、消费限额以及借记和信贷模式均不变。 您的忠诚度等级和 NEXO Token 实用功能继续正常运作。

Our EEA structure & partners.

Who is your custody partner, and what role does it play in my account?

Tangany is a Munich-based digital asset custodian, MiCAR-licensed and BaFin-regulated, with over €3 billion in assets under custody for 60+ institutional clients. Tangany holds EEA client crypto-assets in segregated, institutional-grade custody under EU regulatory standards.

Who is going to be your trading partner, and what role does it play in my account? (Ramp-Up Phase)

Currently in the ramp-up phase and finalizing infrastructure optimization: DLT Finance, operated by DLT Securities GmbH, is a Frankfurt-based investment firm licensed under MiCAR and MiFID II. In this EEA setup, they will provide the brokerage infrastructure behind EEA client trades, acting as the trading counterparty.

Why did Nexo choose this setup?

This EEA operational framework pairs Nexo’s client-facing platform with our partners — one providing brokerage, the other custody. This is standard infrastructure partitioning, which is a recognised structure under MiCAR, and Nexo chose it to draw on best-in-class licensed specialists. The structure has been established in accordance with MiCAR requirements and operates within the regulatory authorisations held by our partner companies.

How can I independently verify your partner's authorisations?

Both firms' authorisations are recorded in the regulators' BaFin's public company register and in the ESMA register of MiCAR-authorised CASPs.
  1. Tangany in BaFin's public company register can be seen here.
  2. DLT Finance in BaFin's public company register can be seen here.

需要做什么?

我现在需要采取任何行动吗?

目前无需您采取任何行动。 您的账户继续正常运作。 现有客户将从 7 月 1 日起逐步、无缝迁移至 Nexo 的 EEA 架构。 7 月 1 日起加入的新客户将直接通过 EEA 架构完成入驻。

我在哪里可以获取最新动态?

本常见问答持续更新,将定期发布最新内容。 您还可以关注我们官方渠道(RedditXLinkedIn)获取更新,或联系我们 24/7 全天候客户关怀团队。

7 月 1 日我现有的 EEA 账户会发生什么?

现有 EEA 客户将从 7 月 1 日起逐步、无缝迁移至 Nexo 的 EEA 架构。 您的账户、产品和服务继续正常运作。

如果我在 7 月 1 日之后注册,可以期待什么?

7 月 1 日起加入的新客户将从第一天起直接通过 EEA 架构完成入驻。 您将在 MiCA 合规架构下访问 Nexo 的产品和服务。

这对现有客户和新注册用户分别意味着什么?

现有 EEA 客户将从 7 月 1 日起逐步、无缝迁移至 Nexo 的 EEA 架构。 7 月 1 日起加入的新客户将从第一天起直接通过 EEA 架构完成入驻。

Assets & custody.

Are my assets protected?

Tangany holds client assets, onboarded on this EEA setup, in segregated, institutional-grade custody under EU regulatory standards. On top of this, Nexo's own multi-layered security infrastructure — the same you have relied on since 2018 — continues to apply.

How are my assets held?

Tangany keeps client assets strictly separate from its own, with individualised accounting allocating each asset to its respective owner. Custody is delivered using advanced cryptographic technologies, including Hardware Security Modules (HSM) and Multi-Party Computation (MPC), designed so that private keys cannot be accessed by Tangany employees or third parties. Tangany is MiCAR-licensed, supervised by German regulatory authorities, and ISO 27001-certified. Further details are available on tangany.com.

What about Ledger and Fireblocks?

Ledger and Fireblocks have been part of Nexo's custody infrastructure for years. For EEA clients under the new EEA setup, custody is provided by Tangany under its MiCAR authorisation.

Trading & brokerage.

Who will be my counterparty when I trade? (Ramp-Up Phase)

We are currently in the ramp-up phase and finalizing infrastructure optimization: DLT Finance will act as the trading counterparty for clients onboarded on the new EEA setup, providing the brokerage infrastructure behind your trades. DLT Finance is licensed under MiCAR and MiFID II.

验证 Nexo 通信。

如何验证来自 Nexo 的 MiCA 相关通信是否真实?

所有 Nexo 官方通信均来自 @nexo.com 域名,并在电子邮件页脚附有您的个人反钓鱼代码。 如果某封电子邮件不含您的代码,则不是来自 Nexo。 您可在 Nexo 应用程序的 您也可在 channel-validator 验证任何电子邮件、社交媒体账号或 URL。

如果我收到关于 MiCA 的可疑电子邮件,应该怎么做?

如果您收到声称来自 Nexo 但未附有反钓鱼代码的通信,请勿点击任何链接或分享任何信息。 您可通过 Channel Validator 验证发送方,并将任何可疑情况报告给我们 24/7 全天候客户关怀团队。