Earn up to 7% interest on your Bitcoin, paid daily.

Grow your BTC with Nexo’s Flexible Savings and keep it ready for investing or trading at any time.
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See how much you can earn.

Compare your potential earnings with Nexo's Flexible Savings to alternative yield options.

Bitcoin Logo, Buy BTC
up to 6%
$
Today10 years
Today20 Years
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Choose Nexo's Fixed-term Savings and enjoy higher interest rates for a set term. Discover how much you can earn.

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358.824,43 US$in interest at 6%858.824,43 US$Total balance over 10 years
Nexo Flexible Savings

Any values, estimates, or figures are only indicative and are not intended to be relied upon for legal, financial, or commercial decisions. Returns are calculated based on the assumption that the principal and the interest remain in your Nexo account. Comparative rates referenced are based on publicly available information last updated as of March 25, 2025, and may be subject to change without notice.

Why choose Nexo to earn interest on your Bitcoin?

Daily payouts

Earn up to 7% daily interest. Once you opt in (if required), your BTC balance will start growing without any additional action from you.

Flexible by design

Your BTC keeps working while staying within reach. No rigid terms or locked positions.

Higher rates with Loyalty

Boost your earnings as you move up Loyalty Tiers. Holding NEXO Tokens gives your Bitcoin more earning power.

Earning doesn’t pause

As long as your Bitcoin stays in the Savings Wallet, interest compounds daily, even while you trade.

Effortless setup

Start growing your BTC with just a transfer. Once it’s in your Savings Wallet, you’ll start earning interest after 24 hours.

Built-in confidence

Flexible Savings keeps your assets productive while you retain full access at all times. Behind it stands robust infrastructure, custody by Ledger & Fireblocks, and compliance frameworks designed for long-term resilience.

Annual rates that drive your long-term success.

Bitcoin Logo, Buy BTCUp to 6%on BTC
ETH Logo, Buy EthereumUp to 7%on ETH
Nexo Token Logo, Buy NEXOUp to 4%on NEXO
Ripple Logo, Buy XRPUp to 7%on XRP
Binance Coin Logo, Buy BNBUp to 7%on BNB
Solana Logo, Buy SOLUp to 7%on SOL
USD Coin Logo, Buy USDCUp to 12%on USDC
British Pound (GBP) currency flag iconUp to 9%on GBPx
Learn about Flexible Savings

Earn interest on your Bitcoin

Bitcoin (BTC) is the first and most recognized cryptocurrency, often seen as the foundation of the digital asset market. Many people choose to hold Bitcoin long-term, but leaving it idle means missing opportunities to earn Bitcoin while keeping your exposure. With Nexo, you can put your BTC to work and earn interest on Bitcoin. Simply top up your BTC, choose Flexible Savings or Fixed-term Savings, and start building rewards. Flexible Savings keeps your BTC free to trade at any time, while fixed terms can provide higher rates in exchange for committing your Bitcoin for a set period. This way, you can earn with Bitcoin on your own terms. Nexo makes it simple to earn BTC online without complex setups. Your balance grows as you earn yield on Bitcoin while continuing to hold your assets. Instead of selling, your BTC remains in your portfolio, giving you the chance to benefit from its long-term potential while also generating ongoing returns. Whether you’re a long-term holder or looking for a straightforward way to earn on BTC, Nexo gives you the flexibility to align your earnings with your goals. Keep holding Bitcoin — and start earning interest on your BTC today.

What clients say about Nexo.

Earn with Flexible Savings in three simple steps.

Here’s how to start earning daily interest on your crypto with Flexible Savings.

1. Add BTC

Transfer Bitcoin to your Nexo account, or exchange another asset for BTC directly in the app.

2. Opt in (if required)

Head to the Nexo app. Go to My profile > App settings > Savings settings. Toggle the setting on and start earning daily interest.

3. Watch your balance grow

Your assets will start accruing daily compounding interest automatically after 24 hours.
Start earning

Awards and recognitions.

2025 INATBA Award LogoFintech Breakthrough Award Logo
2021 Forbes Business Awards Logo
2021 Stevie Winner Bronze Logo2021 Globee Awards Logo

Find answers to all your questions about earning Bitcoin on Nexo.

How to earn money from Bitcoin?

Earning money from Bitcoin typically involves holding BTC and using it to access yield opportunities. Some users also trade BTC or accept it as payment for products and services. Nexo allows you to earn by adding Bitcoin to your account, where it generates a daily yield without needing to trade or manage complex strategies.

How to earn interest on Bitcoin?

You can earn interest on Bitcoin by placing BTC into accounts on crypto platforms that are designed to reward you for holding your assets. These services distribute yield in the form of interest or yield over time. On Nexo, your BTC begins earning yield once it’s deposited, with rewards automatically credited to your account.

Does Bitcoin earn interest?

Bitcoin itself doesn’t generate interest like a traditional savings account. However, platforms like Nexo give you a way to earn rewards on your BTC by simply holding it in your account. This allows you to grow your balance over time while continuing to own Bitcoin.

How do I start earning interest?

After you create your account, you need to buy or transfer crypto, opt in for interest earning via the Nexo app, and maintain an account balance above $5,000 worth of digital assets.

You’ll begin earning daily interest on your digital assets a minimum of 24 hours from your top-up. Learn more here.

To start earning interest, clients in certain jurisdictions must proactively opt-in for the service in their Nexo account.

How is interest paid out to my Nexo account? 

Interest with Flexible Savings is paid out automatically every day to your account. The interest is credited to your Savings Wallet, where you begin earning on your holdings plus the accrued interest. This compounding effect helps you grow your portfolio faster.

How do I earn the highest interest rates? 

To receive the highest interest, you need to:

1. Maintain an account balance above $5,000 worth of digital assets.

2. Opt in for interest earning via your Nexo account.

3. Become a Platinum Loyalty Tier client by making sure the ratio of NEXO Tokens against the rest of your portfolio is at least 10%.

4. Opt to earn your interest in NEXO Tokens for 2% additional interest.

5. Earn bonus interest for a longer period with Fixed-term Savings.

Note that a daily snapshot verifies your Loyalty Tier, which determines your current savings rate.

For more information on boosting your interest earning, browse our Help Center article.

To start earning interest, clients in certain jurisdictions must proactively opt-in for the service in their Nexo account.

What are the balance limits?

Some assets on the Nexo platform have balance limits. This means that for each Loyalty Tier for these assets there are two yields you can earn.

The rate you receive is determined by the USD value of your holdings in the relevant asset, specifically, whether you are above or below the relevant balance limit.

Read more in our Help Center article.

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