Kripto Credit Line bilan maqsadlaringizni tezlashtiring.

Raqamli aktivlaringizni sotmasdan, yiliga 2.9% dan boshlab mablag‘ oling.

Ro‘yxatdan o‘ting
Hisobingizga $100,000 yoki undan ko‘p qo‘shganingizda yuqori darajadagi kapital yechimlarini oching.
Nexo Privateni kashf eting
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2018-yildan beri
faoliyat yuritamiz
Shaxsiylashtirilgan
mijozlarga xizmat 24/7
Boshqaruv ostidagi aktivlar
$11+ milliard

Oddiy kreditdan ham yaxshiroq.

200 million dollargacha

Jismoniy shaxslar uchun kuniga 2 million dollargacha, xususiy mijozlar uchun esa 200 million dollargacha qarz olish imkoniyatiga ega bo‘ling.

24 soatdan kam vaqtda mablag‘ oling

Avtomatik tasdiqlash jarayoni bilan Credit Line oching — kredit tarixisiz ham 24 soat ichida mablag‘ oling.

Soliq jihatidan samarali qarz olish

Aktivlaringizni sotmasdan, ular orqali likvidlikka chiqib, soliq solinadigan voqealarni yuzaga keltirmang.

Stablkoinlar va boshqa kripto valyutalarni qarzga oling

Qarzingizni bank hisobingizga yoki Nexo hisobingizga stablkoinlar ko‘rinishida olishni tanlang.

Moslashuvchan jadval

Qattiq jadvallar haqida o‘ylamasdan, Credit Lineni o‘zingizga qulay sur’atda qaytaring.

Ko‘p aktivli garov

Bir nechta aktivlarni garovga qo‘shib, moslashuvchan qolgan holda kerakli miqdorda qarz oling.

Bir nechta to‘lov usullari

Fiat yoki kripto bilan to‘lashni tanlang — jumladan, Credit Line uchun garovga qo‘ygan raqamli aktivlaringiz bilan.

Yirik bozor o‘yinchilarining yurishlarini takrorlang.

Bozor gigantlarining investitsiya strategiyalarini Nexo Booster yordamida takrorlang.

Mavjud holdinglaringizni garov sifatida ishlatib, 3 barobargacha ko‘proq raqamli aktivlar oling.

Xarid istalgan vaqtda qaytarishingiz mumkin bo‘lgan Credit Line orqali moliyalashtiriladi.

100,000 dollardan ortiq raqamli aktivlarga ega xususiy mijozlar uchun eksklyuziv kredit yechimlari.

200 million AQSh dollarigacha qarz oling

Yuqori limitli kreditlarga kirib boring va to‘lov shartlarini moliyaviy maqsadlaringizga moslab sozlang.

0% foizli kredit yechimlari

Portfelingiz samaradorligini oshirish uchun yillik 0% foizli moslashtirilgan kredit yechimlarini oching.

Ustuvor, yuqori darajadagi xizmat

Sizga biriktirilgan relationship manager va ustuvor mijozlarga xizmatdan foydalaning.
Qo‘ng‘iroqni bron qiling

Biznesingiz o‘sishi uchun zarur likvidlikka ega bo‘ling.

Moslashuvchan Credit Line, institutsional darajadagi saqlash xizmati, ilg‘or OTC xizmatlari, moslashtirilgan foiz stavkalari va 24/7 keng qamrovli mijozlarga xizmatdan foydalanish uchun Nexo corporate account yarating.
Batafsil ma’lumot

Qancha qarz olishingiz mumkinligini ko‘ring.

Kerakli summani olish uchun qancha garov kerak bo‘lishini bilib oling.

USD
Bitcoin Logo, Buy BTCBTC50% LTV
Hozir qarz oling

Qaysi aktivlarni garov sifatida ishlatishingiz mumkinligini ko‘ring.

100 dan ortiq qo‘llab-quvvatlanadigan raqamli aktivlardan tanlang va bir vaqtning o‘zida bir nechtasini ishlating — har bir aktivning o‘z Loan-to-Value (LTV) nisbatiga ega.

Bitcoin Logo, Buy BTCBTCBitcoin
50% LTV
ETH Logo, Buy EthereumETHEthereum
50% LTV
Nexo Token Logo, Buy NEXONEXONEXO Token
15% LTV
Ripple Logo, Buy XRPXRPXRP
30% LTV
Binance Coin Logo, Buy BNBBNBBNB
30% LTV
Hammasini ko‘rish

Nega kripto Credit Line?

Nexo Credit Line sizga aynan siz uchun foydali xaridlarni amalga oshirish erkinligini beradi.

Orzuingizdagi ko‘chmas mulk xaridini ro‘yobga chiqaring.

Portfelingizni Nexo Booster yordamida kengaytiring.

Biznesingiz uchun likvidlikni oching.

Nexo Card bilan Credit Lineni maksimal darajada ishlating.

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Har qanday xaridda 2% gacha kripto cashback oling.
Raqamli aktivlaringizni sotmasdan xarajat qiling.
Nexo hisobingizni qancha ko‘p to‘ldirsangiz, shuncha ko‘p qarz olishingiz va sarflashingiz mumkin.
Batafsil ma’lumot

Kripto soliqlaringizni maksimal aniqlik bilan soddalashtiring.

Koinly’dagi hamkorlarimizning avtomatlashtirilgan soliq hisobotlari bilan vaqtni tejang va barcha talablarga rioya qiling.

Generate Tax Report Nexo
Nexo tranzaksiya tarixingizni Koinlyga import qiling.
Kapital o‘sishi, zarar va daromadni hisoblang.
Mahalliy soliq qoidalariga mos, talabga javob beradigan hisobotlar yarating.
Batafsil ma’lumot
LTV Ratio

Credit Lineni sog‘lom holatda saqlang.

Agar garovingiz qiymati pasaysa, qarzingizni sog‘lom saqlash uchun jamg‘armalaringiz avtomatik tarzda Credit Wallet ga o‘tkaziladi.

Tez-tez so‘raladigan savollar.

Nexo Credit Line qanday ishlaydi?

Kredit reytingingizni hisobga oladigan an’anaviy kreditlardan farqli o‘laroq, Nexo raqamli aktivlaringizni garov sifatida ishlatadigan, kripto-backed Credit Line taklif qiladi. Top up qilganingiz zahoti Credit Lineni darhol ishlata boshlashingiz mumkin. Qarzingiz bo‘yicha ikkita imkoniyat mavjud.

  • Bir nechta valyutadan tanlang va mablag‘ni to‘g‘ridan-to‘g‘ri bank hisobingizga oling.
  • Nexo hisobingizga USDT yoki USDC oling.

Credit Lineni ishlata boshlash uchun bizning maxsus Help Center article dagi bosqichlarga amal qiling.

Mablag‘larimni qanchalik tez olaman?

Nexo crypto-backed loans bilan mablag‘laringizni o‘sha kuni yoki keyingi kuni olasiz. Jarayon vaqti quyidagicha:

  • Mahalliy o‘tkazmalar: 1 ish kuni
  • Xalqaro o‘tkazmalar: 3–5 ish kuni
  • USDT va USDC: odatda 30 daqiqadan ko‘p emas

Qarz olgan Credit Lineni qaytarishdan oldin garovim qiymati o‘zgarsa nima bo‘ladi?

Agar garovingiz qiymati oshsa, Credit Line limitingiz ham oshadi. Siz qo‘shimcha qarz olishingiz yoki joriy Credit Lineni o‘zgartirmay qoldirishingiz mumkin. Shuningdek, kriptoning qo‘shimcha qiymatini qarzingizning bir qismini yopish uchun ishlatishingiz mumkin.

Agar garovga qo‘yilgan aktivlaringiz qiymati pasaysa, loan-to-value (LTV) nisbatingiz oshadi. Agar LTV 70% dan oshib, o‘sishda davom etsa, sizga margin call (email yoki push-bildirishnoma orqali) kelishi mumkin.

Agar LTV tanqidiy chegaraga yetsa, loan-to-value nisbatini muvozanatga keltirish uchun Partial Automatic Repayments ishga tushishi mumkin. Raqamli aktivlaringizni imkon qadar ko‘proq saqlab qolishingiz uchun faqat zarur bo‘lgan minimal miqdordagi kripto sotiladi.

Qarz to‘lovlari haqida batafsil ma’lumot olish uchun bizning maxsus Help Center article. sahifamizga o‘ting.

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Yangi avlod boyligini yaratamiz.

Nexo boylik yaratish uchun blokcheyn texnologiyasidan samarali foydalanishga tayyor peshqadamlar uchun yaratilgan. Bugunoq hisobingizni yarating va boshlang.
Ro‘yxatdan o‘ting

Kapitalingizni ko‘paytirish uchun Nexo ekotizimining barcha imkoniyatlaridan foydalaning.

Fyucherslar

Perpetuals yordamida o‘sish va pasayish trendlaridan foyda oling.

Dual Investment

Arzon olib, qimmat soting — yuqori daromad toping.

Birja

100 dan ortiq raqamli aktivni bitta teginishda bemalol swap qiling.

Don't sell your crypto, borrow against it.

Open a Credit Line from 2.9% per year and tailor the repayment.

Borrow now
Unlock white-glove wealth solutions when you add $100,000 or more.
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Operating
since 2018
Ranked #2 CeFi lender in total loan volume
by Galaxy Research, Q2&Q3 2025
Personalized
client care 24/7

A Credit Line designed to stay open.

Open once, repay anytime, and use it again whenever you need.

credit line usp 1 assets

Keep your collateral flexible

Combine BTC, ETH, and 100+ supported assets as collateral, then swap them anytime as the market evolves.
credit line usp 2 confirmation

Get funds within hours

Receive between $50 and $2M with instant approval and no credit checks.
credit line usp 3

Unlock tax-efficient borrowing

Borrowing against your crypto may avoid the taxable events associated with selling it.
credit line usp 4

Repay your way

Settle partially or fully whenever it suits you — with no fixed dates and no minimum installments, using crypto or stablecoins.

See how much you can borrow.

Find out how much collateral you would need to borrow your desired amount.

USD
Bitcoin Logo, Buy BTCBTC50% LTV
Borrow now

Opening a Credit Line vs. selling your crypto.

The amount of NEXO Tokens you hold against the rest of your portfolio puts you into one of four Loyalty Tiers. Reach Platinum to get the best benefits across our entire offering.

Borrow with your crypto as collateralSell your crypto

Stay invested and benefit if prices rise

Access funds without selling your crypto

Borrow instantly without credit checks

Avoid taxes that come with selling crypto

See which assets you can use as collateral.

Pick from over 100 supported digital assets to borrow against and view their respective Loan-to-value (LTV) ratio.

Bitcoin Logo, Buy BTCBTCBitcoin
50% LTV
ETH Logo, Buy EthereumETHEthereum
50% LTV
Nexo Token Logo, Buy NEXONEXONEXO Token
15% LTV
Ripple Logo, Buy XRPXRPXRP
30% LTV
Binance Coin Logo, Buy BNBBNBBNB
30% LTV
See all

Borrowing with Nexo is simple.

Borrow now
credit line explainer steps 1
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credit line explainer steps 3

Make the most of your Credit Line with the Nexo Card.

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Get up to 2% crypto cashback on any purchase.
Spend without selling your digital assets.
The more you top up your Nexo account, the more you can borrow and spend.
Learn more

Unlock even more borrowing power by joining Nexo Private.

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Borrow up to $200 million

Access high-limit credit with the freedom to customize repayment terms around your financial objectives.

Credit solutions with 0% interest

Unlock custom credit solutions with 0% annual interest to optimize your portfolio’s performance.

Prioritized white-glove service

Benefit from a dedicated relationship manager and prioritized client care.
Learn more

Frequently asked questions.

How does the Nexo Credit Line work?

Unlike traditional loans that consider your credit score, Nexo offers a crypto-backed Credit Line that uses your digital assets as collateral. Once you top up, you can immediately utilize your Credit Line. You have two options for your loan.

  • Choose from multiple currencies and receive the funds straight to your bank account.
  • Receive USDT or USDC to your Nexo account.

To start utilizing your Credit Line, follow the steps detailed in our dedicated Help Center article.

Can I open multiple Credit Lines?

No — you only have one Nexo Credit Line, which stays open and ready whenever you need it. You can use multiple assets as collateral, add more to boost your borrowing power, or repay and borrow again anytime.

Can I borrow crypto without a credit check?

Yes. You can borrow crypto without a credit check. With the Nexo Credit Line, your crypto acts as collateral, so approval is instant once you transfer eligible assets to your Nexo account.

Will I pay taxes if I borrow?

When you borrow against your crypto you may avoid the taxable events associated with selling it. However, tax laws vary, so we always recommend checking with a licensed tax professional before borrowing. Learn more here.

What is LTV, and what happens if it rises?

Your Loan-to-Value (LTV) ratio shows how much you’ve borrowed compared to the value of your crypto collateral.

If the market value of your crypto drops, your LTV rises. When it reaches a certain threshold, Nexo automatically repays part of your Credit Line using a portion of your collateral — helping you maintain balance.

Learn more in our Help Center article.

Can I add, remove, or swap collateral?

Yes, you can add more crypto to lower your LTV, remove part of your collateral when your line is healthy, or swap collateral to exchange assets without closing your Credit Line.

What is an automatic repayment?

When your collateral value drops, a portion of it automatically covers the owed amount, reducing your balance and keeping your Credit Line stable. Learn more in our dedicated Help Center article.

How do I repay my Credit Line?

You can repay your Credit Line anytime — in crypto or stablecoins. You only pay interest for the days you use your Credit Line and for the amount you’ve actually borrowed. Once you repay, your borrowing limit refreshes automatically, so you can draw funds again whenever you need them. Find more details in our dedicated Help Center article.

When do I get my collateral back?

Once your Credit Line is fully repaid, your collateral becomes available immediately. You can withdraw it, keep it in your Nexo account, or continue using it for future borrowing needs.
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