Tabungan yang bertambah setiap hari.

Hasilkan yield tinggi dari kripto Anda dengan bunga majemuk harian dan tanpa masa penguncian.

Mulai Menghasilkan

Unduh aplikasi Nexo

atau

Unduhan langsung

Beroperasi
sejak 2018

Layanan klien 24/7
terpersonalisasikan

Aset kelolaan
$11+ miliar

Manfaat Flexible Savings.

Bergabunglah dengan Nexo Loyalty Program dan menikmati manfaat suku bunga terdepan di industri dengan saldo akun di atas $5.000.

Bunga majemuk harian

Bangun kekayaan Anda lebih cepat dengan suku bunga tahunan hingga 14%, dibayarkan setiap hari.

Dana tersedia kapan saja

Dana Anda menghasilkan bunga sekaligus tetap tersedia untuk investasi atau trading.

Menghasilkan bunga selama lebih dari 6 tahun

Klien Nexo telah menikmati penghasilan bunga yang konsisten sejak 2019, apa pun kondisi pasar.

Pelajari selengkapnya

Suku bunga tahunan yang mendorong kesuksesan jangka panjang Anda.

Hingga 5,5%di BTC

Hingga 6,5%di ETH

Hingga 3%di NEXO

Hingga 7%di XRP

Hingga 7%di BNB

Hingga 7%di SOL

Hingga 11%di USDC

Hingga 8%di GBPx

Pelajari tentang Fixed-term Savings

Solusi kekayaan untuk klien privat dan korporat.

Akses layanan khusus yang dirancang bagi mereka yang mengutamakan fleksibilitas, kerahasiaan, dan kepercayaan.

Layanan khusus untuk kekayaan privat Anda

Tersedia bagi klien individu dan family office dengan aset digital sebesar $100.000, Nexo Private menawarkan proses onboarding yang disesuaikan, dedicated relationship manager, trading OTC dengan limit tinggi, kredit kustom, serta berbagai manfaat eksklusif lainnya.

Bangun perbendaharaan aset digital untuk bisnis Anda

Akun korporat Nexo memadukan kustodi bertaraf institusi, layanan OTC tingkat lanjut, dan layanan klien 24/7 yang ekstensif untuk membantu bisnis Anda melakukan diversifikasi dan bertumbuh.

Perkirakan penghasilan Anda.

Bandingkan potensi penghasilan Anda dengan Flexible Savings Nexo terhadap opsi yield alternatif.

Aset

hingga 11%%

Jumlah

$

US$5.000US$20.000.000

Hari ini10 tahun

Hari ini20 Tahun

Mulai Menghasilkan

Pilih Fixed-term Savings Nexo dan nikmati suku bunga lebih tinggi untuk jangka waktu tertentu. Cari tahu berapa banyak yang bisa Anda hasilkan.

Pelajari selengkapnya

US$657.844,79dalam bunga sebesar 11%%US$1.157.844,79Total saldo selama 10 tahun

10 tahun

Nexo Flexible Savings

Setiap nilai, estimasi, atau angka bersifat indikatif saja dan tidak dimaksudkan untuk dijadikan dasar keputusan hukum, finansial, atau komersial. Pengembalian dihitung dengan asumsi bahwa pokok dan bunga tetap berada di akun Nexo Anda. Suku bunga pembanding mengacu pada informasi yang tersedia untuk umum terakhir diperbarui pada 25 Maret 2025 dan dapat berubah tanpa pemberitahuan.

A man wearing a black T-shirt and black cap holds a golf club, preparing to take a swing on a green field.

A man wearing a smartwatch on his left wrist activates a virtual card on the device's screen, using his other hand to interact with the display.

Fundamental yang kuat mendukung aset Anda.

Nexo memastikan kepatuhan terhadap kerangka regulasi yang berlaku dan menyediakan infrastruktur yang kokoh untuk menumbuhkan tabungan Anda dengan aman.

Tentang Nexo

$371+ miliar

dalam transaksi yang diproses

$11+ miliar

dalam aset kelolaan

$1,2+ miliar

dalam bunga yang dibayarkan

Ditampilkan di

Permudah pajak kripto Anda dengan presisi maksimal.

Hemat waktu dan tetap patuh regulasi dengan pelaporan pajak otomatis.

Impor riwayat transaksi Nexo Anda.

Hitung keuntungan modal, rugi, dan pemasukan.

Hasilkan laporan yang disesuaikan dengan regulasi pajak lokal Anda.

Pelajari selengkapnya

Tanya jawab umum.

Bagaimana cara saya mulai menghasilkan bunga?

Setelah membuat akun, Anda perlu membeli atau mentransfer kripto, memilih opsi menghasilkan bunga melalui aplikasi Nexo, dan mempertahankan saldo akun di atas $5.000 dalam bentuk aset digital.

Anda akan mulai menghasilkan bunga harian atas aset digital Anda minimal 24 jam setelah top up. Pelajari selengkapnya di sini.

Untuk mulai menghasilkan bunga, klien di yurisdiksi tertentu harus secara proaktif melakukan opt-in untuk layanan ini di akun Nexo mereka.

Bagaimana bunga dibayarkan ke akun Nexo saya?

Bunga dari Flexible Savings dibayarkan otomatis setiap hari ke akun Anda. Bunga dikreditkan ke Savings Wallet Anda, sehingga Anda mulai menghasilkan dari holding ditambah bunga yang telah terakumulasi. Efek majemuk ini membantu Anda menumbuhkan portofolio lebih cepat.

Bagaimana cara saya mendapatkan suku bunga tertinggi?

Untuk menerima bunga tertinggi, Anda perlu:

1. Menjaga saldo akun di atas $5.000 dalam bentuk aset digital.

2. Melakukan opt-in untuk menghasilkan bunga melalui akun Nexo Anda.

3. Menjadi klien Platinum Loyalty Tier dengan memastikan rasio NEXO Tokens terhadap sisa portofolio Anda setidaknya 10%.

4. Memilih menerima bunga Anda dalam NEXO Tokens untuk tambahan bunga 2%.

5. Menghasilkan bunga bonus untuk periode yang lebih lama dengan Fixed-term Savings.

Perlu diketahui bahwa snapshot harian memverifikasi Loyalty Tier Anda, yang menentukan suku bunga tabungan Anda saat ini.

Untuk informasi lebih lanjut tentang cara meningkatkan penghasilan bunga Anda, baca artikel Pusat Bantuan kami.

Untuk mulai menghasilkan bunga, klien di yurisdiksi tertentu harus secara proaktif melakukan opt-in untuk layanan ini di akun Nexo mereka.

Berapa batas saldo yang berlaku?

Beberapa aset di platform Nexo memiliki batas saldo. Artinya, untuk setiap Loyalty Tier pada aset tersebut, ada dua tingkat yield yang dapat Anda peroleh.

Suku bunga yang Anda terima ditentukan oleh nilai USD dari holding Anda dalam aset terkait, khususnya apakah Anda berada di atas atau di bawah batas saldo yang berlaku.

Pelajari lebih lanjut di artikel Pusat Bantuan kami.

Mendorong paradigma baru dalam membangun kekayaan.

Nexo dibuat untuk para pionir yang siap memanfaatkan teknologi Blockchain untuk membangun kekayaan. Buat akun Anda hari ini dan mulailah.

Daftar

Unduh aplikasi Nexo

atau

Unduhan langsung

Manfaatkan seluruh ekosistem Nexo untuk menumbuhkan kekayaan Anda.

Crypto Card

Belanjakan tanpa harus menjual aset digital Anda.

Credit Line

Pinjam dana tanpa menjual aset Anda.

Bursa

Swap lebih dari 100 aset digital tanpa hambatan dengan satu ketukan.

7+ million
clients growing wealth

$1.2+ billion
in interest paid

$11+ billion
in assets under management

7+ million
clients growing wealth

$1.2+ billion
in interest paid

$11+ billion
in assets under management

See the potential of your portfolio.

Watch the power of compounding interest unfold with Nexo's savings options.

Savings product

Asset

Bitcoin

up to 6,50%

Starting amount

Additional funds

Years

330

Total balance over 20 years

US$672,14 rb

Projected monthly interest by year 20

US$1.384

Projected returns are estimates based on your inputs and assume constant interest rates and asset prices, with principal and interest remaining in your Nexo Account. These figures are for illustrative purposes only and are not intended as financial or legal advice. Actual performance may vary.

Grow your wealth with complete flexibility.

High interest rates

Earn up to 14% annual interest across digital assets, stablecoins, and more.

Daily interest

Experience the compounding effect as each payout fuels the next, helping your portfolio grow faster.

Total control over your assets

Withdraw, trade, or keep earning. Your assets are available at all times to do as you please.

Annual rates that drive your long-term success.

Hingga 5,5%di BTC

Hingga 6,5%di ETH

Hingga 3%di NEXO

Hingga 7%di BNB

Hingga 8%di GBPx

Discover Fixed-term Savings.

Earn our highest interest rates for set period of up to 12 months.

Learn more

Start earning in just a few steps.

1. Buy or transfer crypto

Add funds to your Nexo account through bank, card, or crypto transfer.

2. Turn your balance into earnings

Maintain a $5,000+ portfolio balance and meet the required minimum per asset to start accruing interest.

3. Start earning

Receive interest payouts that compound and grow your portfolio faster every day.

4. Boost your earnings

Set up a Recurring Buy to grow your balance on autopilot, or choose Fixed-term Savings to earn our highest rates.

Utilize the entire Nexo ecosystem to grow your wealth.

Crypto Card

Spend without selling your digital assets.

Credit Line

Borrow funds without selling your assets.

Exchange

Swap over 1,500 digital asset pairs seamlessly with a tap.

Fund your account the way you see fit.

Enjoy seamless USD, EUR, and GBP transfers via SEPA, Faster Payments, or SWIFT.

Add funds instantly with Visa, Mastercard, Apple Pay, or Google Pay.

Receive crypto via widely used networks and bridge assets across multiple chains with no gas fees.

Wealth solutions for private and corporate clients.

Access bespoke services built for those who demand flexibility, discretion, and trust.

Bespoke services for your private wealth

Available to individual clients and family offices with $100,000 in digital assets, Nexo Private offers tailored onboarding, a dedicated relationship manager, high-limit OTC trading, bespoke credit, and other exclusive benefits.

Build a digital asset treasury for your business

The Nexo corporate account combines institutional-grade custody, advanced OTC services, and extensive 24/7 client care to help your business diversify and thrive.

Strong fundamentals support your assets.

Simplify your crypto taxes with maximum precision.

Save time and stay compliant with automated tax reporting.

Import your Nexo transaction history.

Calculate capital gains, losses, and income.

Generate reports tailored to your local tax regulations.

Learn more

Frequently asked questions.

How do I start earning interest?

After you create your account, you need to buy or transfer crypto, opt in for interest earning via the Nexo app, and maintain an account balance above $5,000 worth of digital assets.

You’ll begin earning daily interest on your digital assets a minimum of 24 hours from your top-up. Learn more here.

To start earning interest, clients in certain jurisdictions must proactively opt-in for the service in their Nexo account.

How to earn passive income with crypto?

Passive income from crypto means earning automatically — without active trading or constant management. The most common ways to do this are through staking, lending, or interest-earning accounts. With Nexo, you can earn passive income by adding assets to Flexible or Fixed-Term Savings. That way, your balance grows over time thanks to daily payouts, compounding interest, and loyalty-based rewards.

What is crypto earning?

Crypto earning refers to a service that lets you earn interest on your crypto holdings — similar to earning yield in traditional finance, but in digital assets. For example, Nexo enables you to receive daily interest on over 40 supported cryptocurrencies and stablecoins. You can maintain full flexibility with Flexible Savings or opt for Fixed-Term options for higher rates.

What is the difference between Flexible Savings and Fixed-term Savings?

Both options let you earn interest on your digital assets, but they suit different strategies. Flexible Savings gives you full access to your funds at any time. You’ll earn daily compounded interest that’s credited automatically to your Savings Wallet. Fixed-term Savings lets you earn higher rates by committing assets for a set period, from one to twelve months. It’s designed for users focused on long-term growth and predictable returns. Many clients combine both — keeping some assets liquid in Flexible Savings while using Fixed-term Savings to boost their overall yield.

How to earn compound interest on crypto?

Compound interest means your earnings generate additional earnings — one of the most effective ways to grow long-term wealth. In crypto, this happens when each interest payout is added to your balance and begins earning more. On Nexo, interest is paid daily, so your balance compounds automatically when you earn in kind. For example, if you earn 3.5% annually on $10,000 worth of Bitcoin in Flexible Savings, your first day’s in-kind payout (about $0.94) is added to your balance. The next day, you’ll earn interest on $10,000.94, not just your original amount, and this cycle continues daily.

What is a crypto savings account?

A crypto savings account functions similarly to a traditional savings account, but for digital assets. You add crypto and earn interest on it over time, often with flexible access to your funds. Through Nexo, you can earn daily interest on popular cryptocurrencies, such as BTC, ETH, XRP, and SOL, as well as stablecoins like USDC. It’s an easy entry point for anyone new to earning passive income in crypto.

How is interest paid out on Nexo?

Interest with Nexo’s Flexible Savings is credited to your account every day. Each payout is added to your Savings Wallet, where it immediately begins earning interest, creating a compounding effect that grows your portfolio faster.

How can I earn the highest interest rates?

To get the most out of your crypto savings, look for platforms that reward loyalty, diversification, and long-term holding. On Nexo, you can unlock higher interest rates by:

Maintaining a portfolio balance above $5,000.
Holding at least 10% of your portfolio in NEXO Tokens to reach the Platinum Tier.
Choosing to earn interest in NEXO Tokens for up to 2% extra.
Locking funds in Fixed-Term Savings for better yields.

What are the balance limits for earning interest?

Many crypto platforms use balance limits to determine interest tiers — meaning you might earn a higher rate up to a certain amount and a lower one beyond it. Nexo follows this approach too. For certain digital assets, your rate is determined by both your Loyalty Tier and the USD value of your holdings. A daily snapshot ensures your rewards reflect your current balance and Loyalty Tier. Example for holding Bitcoin on Nexo: If your Loyalty Tier is Platinum and you have $5M USD worth of BTC in Flexible Savings, you earn 3.5% per year on the first $4M and 2.5% per year on the remaining $1M.

Driving the next generation of wealth.

Nexo is built for pioneers ready to leverage blockchain technology for wealth generation. Create your account today and get started.

Sign up

Unduh aplikasi Nexo

atau

Unduhan langsung

Tabungan yang bertambah setiap hari.

Manfaat Flexible Savings.

Bunga majemuk harian

Dana tersedia kapan saja

Menghasilkan bunga selama lebih dari 6 tahun

Suku bunga tahunan yang mendorong kesuksesan jangka panjang Anda.

Solusi kekayaan untuk klien privat dan korporat.

Layanan khusus untuk kekayaan privat Anda

Bangun perbendaharaan aset digital untuk bisnis Anda

$371+ miliar

$11+ miliar

$1,2+ miliar

Permudah pajak kripto Anda dengan presisi maksimal.

Tanya jawab umum.

Bagaimana cara saya mulai menghasilkan bunga?

Bagaimana bunga dibayarkan ke akun Nexo saya?

Bagaimana cara saya mendapatkan suku bunga tertinggi?

Berapa batas saldo yang berlaku?

Mendorong paradigma baru dalam membangun kekayaan.

Manfaatkan seluruh ekosistem Nexo untuk menumbuhkan kekayaan Anda.

Crypto Card

Credit Line

Bursa

Savings that grow every day.

See the potential of your portfolio.

Grow your wealth with complete flexibility.

High interest rates

Daily interest

Total control over your assets

Annual rates that drive your long-term success.

Discover Fixed-term Savings.

Start earning in just a few steps.

1. Buy or transfer crypto

2. Turn your balance into earnings

3. Start earning

4. Boost your earnings

Utilize the entire Nexo ecosystem to grow your wealth.

Crypto Card

Credit Line

Exchange

Fund your account the way you see fit.

Wealth solutions for private and corporate clients.

Bespoke services for your private wealth

Build a digital asset treasury for your business

Strong fundamentals support your assets.

Simplify your crypto taxes with maximum precision.

Frequently asked questions.

How do I start earning interest?

How to earn passive income with crypto?

What is crypto earning?

What is the difference between Flexible Savings and Fixed-term Savings?

How to earn compound interest on crypto?

What is a crypto savings account?

How is interest paid out on Nexo?

How can I earn the highest interest rates?

What are the balance limits for earning interest?

Driving the next generation of wealth.