Dapatkan pinjaman dengan jaminan AAVE Anda.

Buka Credit Line beragunan kripto dengan menggunakan Anda sebagai jaminan. Nikmati jadwal pelunasan fleksibel, peminjaman hemat pajak, dan suku bunga serendah 2,9%.
gray shapeAAVE logo

Pinjaman AAVE yang mendukung pertumbuhan kekayaan Anda.

Gunakan holding AAVE Anda sebagai jaminan dan akses dana kapan pun Anda membutuhkannya. Baik Anda sedang mengembangkan portofolio maupun menalangi pengeluaran, Credit Line Nexo memberi Anda limit peminjaman tanpa harus melepas aset Anda.

Borrow funds without letting go of your AAVE

AAVE is the native token of the Aave protocol — one of the most established decentralized finance (DeFi) platforms in the crypto space. Whether you're a long-term believer in decentralized liquidity markets or simply holding AAVE for its potential upside, there's no need to part with your tokens when you need access to capital. With Nexo, you can use your AAVE holdings as collateral to borrow instantly through our Crypto Credit Line. Instead of selling your assets, you unlock their value while keeping full exposure to potential future gains. This strategy helps you stay invested in the DeFi space without sacrificing flexibility. AAVE has a capped total supply of , with a current circulating supply of . As a deflationary asset tied to one of the most widely used DeFi protocols, AAVE combines scarcity with utility — qualities that many users consider when choosing which assets to hold. Its current price is $110.46, with an all-time high of reached on . By borrowing against your AAVE instead of selling, you retain your position in the market and regain your tokens after repayment. Put your AAVE to work while keeping your strategy intact. Borrow against AAVE with Nexo.

Alasan memilih Nexo untuk pinjaman AAVE Anda

Hingga $2 juta

Akses daya peminjaman hingga $2 juta per hari untuk individu dan hingga $200 juta untuk klien privat.

Dapatkan dana Anda dengan cepat

Buka Credit Line dengan proses persetujuan otomatis — terima dana Anda pada hari kerja yang sama, atau paling lambat dalam 5 hari kerja.

Peminjaman hemat pajak

Pertahankan holding aset digital Anda sambil mengakses likuiditas tanpa memicu situasi kena pajak yang muncul saat menjual.

Akses dana dengan cara Anda

Kirim dana ke rekening bank Anda atau terima stablecoin langsung di akun Nexo Anda.

Jadwal fleksibel

Lunasi pinjaman AAVE Anda dengan ritme Anda sendiri tanpa mengkhawatirkan jadwal yang kaku.

Ragam opsi pelunasan

Pilih cara pelunasan apakah dengan fiat atau kripto – termasuk aset digital yang digunakan sebagai jaminan untuk pinjaman AAVE Anda.

Lihat plafon pinjaman Anda.

Cari tahu berapa banyak jaminan yang Anda perlukan untuk meminjam jumlah yang Anda inginkan.

USD
AAVE logoAAVELTV 30%
Pinjam sekarang

Hal yang perlu Anda ketahui tentang pinjaman AAVE Anda.

Memahami LTV Anda

Berbeda dengan pemberi pinjaman tradisional yang mengevaluasi klien berdasarkan skor kredit, Nexo menggunakan aset digital Anda sebagai jaminan. Jumlah yang dapat Anda pinjam didasarkan pada rasio Pinjaman terhadap Nilai (LTV), sehingga Anda bisa meminjam hingga % dari nilai jaminan Anda.

Menerima pinjaman Anda

Akses dana Anda sesuai kebutuhan Anda. Tanpa pemeriksaan kredit atau dokumen administrasi. Setelah disetujui, dana Anda dapat dikirim langsung ke rekening bank dalam mata uang pilihan Anda atau sebagai stablecoin di akun Nexo Anda.

Melunasi Credit Line Anda

Dengan model pelunasan fleksibel Nexo, Anda dapat melakukan pelunasan pinjaman sebagian atau penuh sesuai jadwal Anda sendiri – dengan kripto atau stablecoin yang didukung.

Mengakses layanan tersuai

Isi saldo lebih dari $100.000 untuk membuka kunci akses ke manajer relasi khusus, pinjaman kripto dengan bunga tahunan 0%, serta ketentuan dan tarif kustom.
Pinjam sekarang

Apa kata klien tentang Nexo.

Pinjam dengan jaminan AAVE Anda dalam tiga langkah mudah.

Berikut cara meminjam dengan AAVE Anda hanya dalam beberapa ketukan.

1. Mulai

Ketuk tombol ‘Pinjam’ di aplikasi dan pilih apakah mau menerima dana langsung ke rekening bank Anda atau stablecoin ke akun Nexo Anda.

2. Masukkan jumlahnya

Pilih mata uang yang ingin Anda terima dan masukkan jumlah pinjaman Anda.

3. Terima pinjaman Anda

Konfirmasi pinjaman Anda dengan mengeklik tombol ‘Pinjam’, dan terima dana Anda pada hari kerja yang sama, atau paling lambat dalam 5 hari kerja.
Pinjam sekarang

Penghargaan dan rekognisi.

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2021 Forbes Business Awards Logo
2021 Stevie Winner Bronze Logo2021 Globee Awards Logo

Find answers to all your questions about getting a Aave loan on Nexo.

AAVE — how much can I borrow?

The amount you can borrow with AAVE as collateral depends on the asset’s loan-to-value (LTV) ratio set by Nexo. After you deposit AAVE into your account, your available credit line will automatically reflect the borrowing limit based on current market conditions and platform terms.

How to borrow AAVE?

To borrow AAVE, use a crypto lending platform that supports it as a loan currency. On Nexo, you can access a credit line backed by your crypto holdings and choose AAVE — where available — as the asset you receive.

How to borrow with AAVE?

Borrowing with AAVE on Nexo is simple. Just deposit your AAVE tokens into your Nexo account. Your credit line is activated automatically, allowing you to borrow cash or stablecoins — where available — without selling your AAVE.

How does borrowing against Aave work?

Unlike traditional loans that take into account your credit score, Nexo offers a crypto-backed Credit Line that uses your digital assets as collateral. Once you add Aave to your portfolio, you can immediately access your Credit Line. You have two options to receive your loan.

  • Choose from multiple currencies and receive the funds directly to your bank account.
  • Receive USDT or USDC to your Nexo account.

To learn more about Nexo’s crypto loans, visit our Help Center article

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How much is my Aave loan borrowing limit?

The amount you can borrow against your Aave is determined by the Loan-to-Value (LTV) ratio. For example, with $50,000 in collateral and Aave's LTV of 30%, you can borrow $25,000 in digital assets.

The maximum amount you can borrow is $2,000,000 per day, while the minimum borrow amount is $50 in stablecoins (USDT, USDC) or $500 via bank transfer.

To learn more about the Loan-to-Value ratio, visit our dedicated Help Center article.

How quickly will I receive my Aave loan?

The availability and processing time of your Aave loan depend on the transfer method and type of currency you select.

  • Local transfers: Typically processed within 1 business day.
  • International transfers: Usually take 3 to 5 business days.
  • USDT and USDC transfers: Generally completed within minutes.

What if the value of my Aave collateral changes before I repay my loan?

Your Loan-to-Value (LTV) changes as the market value of your collateral goes up or down.

If your collateral's value rises, your Credit Line limit increases accordingly. You can choose to borrow more, keep your current Credit Line unchanged, or use the additional value of your Aave to repay part of your credit.

If your collateralized assets decrease in value, your LTV will rise, meaning you may need to add more collateral or make a repayment to avoid automatic loan repayments. If your LTV reaches the 83.33% mark, partial automatic repayments may occur to rebalance the LTV ratio.

To learn more about loan repayments, visit our dedicated Help Center article.

How do I keep my Credit Line healthy?

Keeping an eye on your account during market fluctuations is important. If the value of your collateral drops significantly, its Loan-to-Value (LTV) will rise, increasing the risk of automatic loan repayment.

To avoid this, you can proactively add more collateral to your Nexo account or make partial or full loan repayments.

Nexo’s advanced algorithm monitors your crypto-backed loan 24/7, ensuring your Credit Line remains in good standing and taking action when needed. If your LTV ratio is above 70% and continues to increase further, you may receive a margin call via email or push notification asking you to top up additional crypto assets or repay part of your loan to prevent automatic loan repayment.

If your LTV hits a critical threshold, partial automatic repayments may be triggered to restore the balance of your LTV ratio. To help you preserve as much of your digital assets as possible, only the minimum required amount of crypto will be sold.

To learn more about loan repayments, visit our dedicated Help Center article.

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Nexo dibuat untuk para pionir yang siap memanfaatkan teknologi blockchain untuk membangun kekayaan. Buat akun Anda hari ini dan mulailah.
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