Dapatkan pinjaman dengan jaminan Tether Anda.

Buka Credit Line beragunan kripto dengan menggunakan Anda sebagai jaminan. Nikmati jadwal pelunasan fleksibel, peminjaman hemat pajak, dan suku bunga serendah 2,9%.
gray shapeTether logo

Pinjaman Tether yang mendukung pertumbuhan kekayaan Anda.

Gunakan holding Tether Anda sebagai jaminan dan akses dana kapan pun Anda membutuhkannya. Baik Anda sedang mengembangkan portofolio maupun menalangi pengeluaran, Credit Line Nexo memberi Anda limit peminjaman tanpa harus melepas aset Anda.

Tap into liquidity without selling your USDT

USDT (Tether) is one of the most widely used stablecoins in the world, pegged 1:1 to the US dollar and designed to offer stability in the often-volatile crypto markets. If you're holding USDT, it's likely you're using it as a safe harbor for capital or as a way to stay liquid for new opportunities. But instead of swapping or withdrawing your stablecoins, why not keep them working for you? With Nexo’s Crypto Credit Line, you can use your USDT as collateral and instantly borrow cash or stablecoins — where available — without selling a single token. Whether you’re looking to cover expenses, reinvest in the market, or access liquidity while staying fully exposed to your crypto, using USDT as collateral makes the process simple and predictable. Because USDT maintains a stable price close to $1, your loan-to-value (LTV) ratio remains steady, minimizing the risk of unexpected margin calls. This makes it an ideal asset for borrowing, especially if you prefer a low-volatility collateral option. Once you repay your loan, you get your USDT back — just as you left it. Access your capital without compromise. Borrow against your USDT with Nexo today.

Alasan memilih Nexo untuk pinjaman Tether Anda

Hingga $2 juta

Akses daya peminjaman hingga $2 juta per hari untuk individu dan hingga $200 juta untuk klien privat.

Dapatkan dana Anda dengan cepat

Buka Credit Line dengan proses persetujuan otomatis — terima dana Anda pada hari kerja yang sama, atau paling lambat dalam 5 hari kerja.

Peminjaman hemat pajak

Pertahankan holding aset digital Anda sambil mengakses likuiditas tanpa memicu situasi kena pajak yang muncul saat menjual.

Akses dana dengan cara Anda

Kirim dana ke rekening bank Anda atau terima stablecoin langsung di akun Nexo Anda.

Jadwal fleksibel

Lunasi pinjaman Tether Anda dengan ritme Anda sendiri tanpa mengkhawatirkan jadwal yang kaku.

Ragam opsi pelunasan

Pilih cara pelunasan apakah dengan fiat atau kripto – termasuk aset digital yang digunakan sebagai jaminan untuk pinjaman Tether Anda.

Lihat plafon pinjaman Anda.

Cari tahu berapa banyak jaminan yang Anda perlukan untuk meminjam jumlah yang Anda inginkan.

USD
Tether logoUSDTLTV 90%
Pinjam sekarang

Hal yang perlu Anda ketahui tentang pinjaman Tether Anda.

Memahami LTV Anda

Berbeda dengan pemberi pinjaman tradisional yang mengevaluasi klien berdasarkan skor kredit, Nexo menggunakan aset digital Anda sebagai jaminan. Jumlah yang dapat Anda pinjam didasarkan pada rasio Pinjaman terhadap Nilai (LTV), sehingga Anda bisa meminjam hingga % dari nilai jaminan Anda.

Menerima pinjaman Anda

Akses dana Anda sesuai kebutuhan Anda. Tanpa pemeriksaan kredit atau dokumen administrasi. Setelah disetujui, dana Anda dapat dikirim langsung ke rekening bank dalam mata uang pilihan Anda atau sebagai stablecoin di akun Nexo Anda.

Melunasi Credit Line Anda

Dengan model pelunasan fleksibel Nexo, Anda dapat melakukan pelunasan pinjaman sebagian atau penuh sesuai jadwal Anda sendiri – dengan kripto atau stablecoin yang didukung.

Mengakses layanan tersuai

Isi saldo lebih dari $100.000 untuk membuka kunci akses ke manajer relasi khusus, pinjaman kripto dengan bunga tahunan 0%, serta ketentuan dan tarif kustom.
Pinjam sekarang

Apa kata klien tentang Nexo.

Pinjam dengan jaminan Tether Anda dalam tiga langkah mudah.

Berikut cara meminjam dengan Tether Anda hanya dalam beberapa ketukan.

1. Mulai

Ketuk tombol ‘Pinjam’ di aplikasi dan pilih apakah mau menerima dana langsung ke rekening bank Anda atau stablecoin ke akun Nexo Anda.

2. Masukkan jumlahnya

Pilih mata uang yang ingin Anda terima dan masukkan jumlah pinjaman Anda.

3. Terima pinjaman Anda

Konfirmasi pinjaman Anda dengan mengeklik tombol ‘Pinjam’, dan terima dana Anda pada hari kerja yang sama, atau paling lambat dalam 5 hari kerja.
Pinjam sekarang

Penghargaan dan rekognisi.

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Find answers to all your questions about getting a Tether loan on Nexo.

Where can I borrow USDT?

You can borrow USDT on crypto lending platforms like Nexo that support stablecoin loans. Nexo allows you to use your crypto assets as collateral and access a credit line in USDT, offering speed, flexibility, and no credit checks.

How to get a USDT loan?

Getting a USDT loan on Nexo is straightforward. Once you transfer supported crypto to your Nexo account, your credit line activates automatically. You can then draw a loan in USDT — where available — without needing to sell your assets or complete lengthy application processes.

How to borrow USDT on Nexo?

To borrow USDT on Nexo, deposit collateral such as Bitcoin, Ethereum, or other accepted assets. Your available credit line will appear in your account. From there, select USDT (if available in your region) as your loan currency and withdraw it instantly.

How does borrowing against Tether work?

Unlike traditional loans that take into account your credit score, Nexo offers a crypto-backed Credit Line that uses your digital assets as collateral. Once you add Tether to your portfolio, you can immediately access your Credit Line. You have two options to receive your loan.

  • Choose from multiple currencies and receive the funds directly to your bank account.
  • Receive USDT or USDC to your Nexo account.

To learn more about Nexo’s crypto loans, visit our Help Center article

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How much is my Tether loan borrowing limit?

The amount you can borrow against your Tether is determined by the Loan-to-Value (LTV) ratio. For example, with $50,000 in collateral and Tether's LTV of 90%, you can borrow $25,000 in digital assets.

The maximum amount you can borrow is $2,000,000 per day, while the minimum borrow amount is $50 in stablecoins (USDT, USDC) or $500 via bank transfer.

To learn more about the Loan-to-Value ratio, visit our dedicated Help Center article.

How quickly will I receive my Tether loan?

The availability and processing time of your Tether loan depend on the transfer method and type of currency you select.

  • Local transfers: Typically processed within 1 business day.
  • International transfers: Usually take 3 to 5 business days.
  • USDT and USDC transfers: Generally completed within minutes.

What if the value of my Tether collateral changes before I repay my loan?

Your Loan-to-Value (LTV) changes as the market value of your collateral goes up or down.

If your collateral's value rises, your Credit Line limit increases accordingly. You can choose to borrow more, keep your current Credit Line unchanged, or use the additional value of your Tether to repay part of your credit.

If your collateralized assets decrease in value, your LTV will rise, meaning you may need to add more collateral or make a repayment to avoid automatic loan repayments. If your LTV reaches the 83.33% mark, partial automatic repayments may occur to rebalance the LTV ratio.

To learn more about loan repayments, visit our dedicated Help Center article.

How do I keep my Credit Line healthy?

Keeping an eye on your account during market fluctuations is important. If the value of your collateral drops significantly, its Loan-to-Value (LTV) will rise, increasing the risk of automatic loan repayment.

To avoid this, you can proactively add more collateral to your Nexo account or make partial or full loan repayments.

Nexo’s advanced algorithm monitors your crypto-backed loan 24/7, ensuring your Credit Line remains in good standing and taking action when needed. If your LTV ratio is above 70% and continues to increase further, you may receive a margin call via email or push notification asking you to top up additional crypto assets or repay part of your loan to prevent automatic loan repayment.

If your LTV hits a critical threshold, partial automatic repayments may be triggered to restore the balance of your LTV ratio. To help you preserve as much of your digital assets as possible, only the minimum required amount of crypto will be sold.

To learn more about loan repayments, visit our dedicated Help Center article.

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