Dapatkan pinjaman dengan jaminan NEXO Token Anda.

Buka Credit Line beragunan kripto dengan menggunakan Anda sebagai jaminan. Nikmati jadwal pelunasan fleksibel, peminjaman hemat pajak, dan suku bunga serendah 2,9%.
gray shapeNEXO Token logo

Pinjaman NEXO Token yang mendukung pertumbuhan kekayaan Anda.

Gunakan holding NEXO Token Anda sebagai jaminan dan akses dana kapan pun Anda membutuhkannya. Baik Anda sedang mengembangkan portofolio maupun menalangi pengeluaran, Credit Line Nexo memberi Anda limit peminjaman tanpa harus melepas aset Anda.

Borrow against your NEXO tokens without selling

The NEXO Token is your gateway to better rates, higher yields, and more control within the Nexo ecosystem. And when you use it as collateral, you can unlock liquidity without selling a single token. With Nexo’s Crypto Credit Line, you can use your NEXO Tokens as collateral and borrow in cash or stablecoins — where available. Just top up your account, and your credit line activates automatically, letting you keep your holdings intact while accessing the funds you need. Once your loan is repaid, your NEXO Tokens are returned to you, just as they were — so you stay connected to the full utility of the Nexo platform. Use the token that powers your financial flexibility. Borrow now.

Alasan memilih Nexo untuk pinjaman NEXO Token Anda

Hingga $2 juta

Akses daya peminjaman hingga $2 juta per hari untuk individu dan hingga $200 juta untuk klien privat.

Dapatkan dana Anda dengan cepat

Buka Credit Line dengan proses persetujuan otomatis — terima dana Anda pada hari kerja yang sama, atau paling lambat dalam 5 hari kerja.

Peminjaman hemat pajak

Pertahankan holding aset digital Anda sambil mengakses likuiditas tanpa memicu situasi kena pajak yang muncul saat menjual.

Akses dana dengan cara Anda

Kirim dana ke rekening bank Anda atau terima stablecoin langsung di akun Nexo Anda.

Jadwal fleksibel

Lunasi pinjaman NEXO Token Anda dengan ritme Anda sendiri tanpa mengkhawatirkan jadwal yang kaku.

Ragam opsi pelunasan

Pilih cara pelunasan apakah dengan fiat atau kripto – termasuk aset digital yang digunakan sebagai jaminan untuk pinjaman NEXO Token Anda.

Lihat plafon pinjaman Anda.

Cari tahu berapa banyak jaminan yang Anda perlukan untuk meminjam jumlah yang Anda inginkan.

USD
NEXO Token logoNEXOLTV 15%
Pinjam sekarang

Hal yang perlu Anda ketahui tentang pinjaman NEXO Token Anda.

Memahami LTV Anda

Berbeda dengan pemberi pinjaman tradisional yang mengevaluasi klien berdasarkan skor kredit, Nexo menggunakan aset digital Anda sebagai jaminan. Jumlah yang dapat Anda pinjam didasarkan pada rasio Pinjaman terhadap Nilai (LTV), sehingga Anda bisa meminjam hingga % dari nilai jaminan Anda.

Menerima pinjaman Anda

Akses dana Anda sesuai kebutuhan Anda. Tanpa pemeriksaan kredit atau dokumen administrasi. Setelah disetujui, dana Anda dapat dikirim langsung ke rekening bank dalam mata uang pilihan Anda atau sebagai stablecoin di akun Nexo Anda.

Melunasi Credit Line Anda

Dengan model pelunasan fleksibel Nexo, Anda dapat melakukan pelunasan pinjaman sebagian atau penuh sesuai jadwal Anda sendiri – dengan kripto atau stablecoin yang didukung.

Mengakses layanan tersuai

Isi saldo lebih dari $100.000 untuk membuka kunci akses ke manajer relasi khusus, pinjaman kripto dengan bunga tahunan 0%, serta ketentuan dan tarif kustom.
Pinjam sekarang

Apa kata klien tentang Nexo.

Pinjam dengan jaminan NEXO Token Anda dalam tiga langkah mudah.

Berikut cara meminjam dengan NEXO Token Anda hanya dalam beberapa ketukan.

1. Mulai

Ketuk tombol ‘Pinjam’ di aplikasi dan pilih apakah mau menerima dana langsung ke rekening bank Anda atau stablecoin ke akun Nexo Anda.

2. Masukkan jumlahnya

Pilih mata uang yang ingin Anda terima dan masukkan jumlah pinjaman Anda.

3. Terima pinjaman Anda

Konfirmasi pinjaman Anda dengan mengeklik tombol ‘Pinjam’, dan terima dana Anda pada hari kerja yang sama, atau paling lambat dalam 5 hari kerja.
Pinjam sekarang

Penghargaan dan rekognisi.

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Find answers to all your questions about getting a NEXO Token loan on Nexo.

How to get a loan from Nexo?

To get a loan from Nexo, add supported crypto assets to your Nexo account. Your Crypto Credit Line activates automatically, allowing you to borrow in cash or stablecoins — where available — without selling your crypto or completing a credit check.

How to repay a Nexo loan?

You can repay your Nexo loan at any time by transferring funds into your account. Repayments can be made partially or in full, using various supported currencies. Once the full loan balance and any interest are repaid, your collateral is released.

How does the Nexo loan work?

Nexo’s loan works through an automatic credit line backed by your crypto collateral. As soon as you add eligible assets, your borrowing limit becomes available. You only pay interest on what you withdraw, and you can repay at your own pace.

How does borrowing against NEXO Token work?

Unlike traditional loans that take into account your credit score, Nexo offers a crypto-backed Credit Line that uses your digital assets as collateral. Once you add NEXO Token to your portfolio, you can immediately access your Credit Line. You have two options to receive your loan.

  • Choose from multiple currencies and receive the funds directly to your bank account.
  • Receive USDT or USDC to your Nexo account.

To learn more about Nexo’s crypto loans, visit our Help Center article

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How much is my NEXO Token loan borrowing limit?

The amount you can borrow against your NEXO Token is determined by the Loan-to-Value (LTV) ratio. For example, with $50,000 in collateral and NEXO Token's LTV of 15%, you can borrow $25,000 in digital assets.

The maximum amount you can borrow is $2,000,000 per day, while the minimum borrow amount is $50 in stablecoins (USDT, USDC) or $500 via bank transfer.

To learn more about the Loan-to-Value ratio, visit our dedicated Help Center article.

How quickly will I receive my NEXO Token loan?

The availability and processing time of your NEXO Token loan depend on the transfer method and type of currency you select.

  • Local transfers: Typically processed within 1 business day.
  • International transfers: Usually take 3 to 5 business days.
  • USDT and USDC transfers: Generally completed within minutes.

What if the value of my NEXO Token collateral changes before I repay my loan?

Your Loan-to-Value (LTV) changes as the market value of your collateral goes up or down.

If your collateral's value rises, your Credit Line limit increases accordingly. You can choose to borrow more, keep your current Credit Line unchanged, or use the additional value of your NEXO Token to repay part of your credit.

If your collateralized assets decrease in value, your LTV will rise, meaning you may need to add more collateral or make a repayment to avoid automatic loan repayments. If your LTV reaches the 83.33% mark, partial automatic repayments may occur to rebalance the LTV ratio.

To learn more about loan repayments, visit our dedicated Help Center article.

How do I keep my Credit Line healthy?

Keeping an eye on your account during market fluctuations is important. If the value of your collateral drops significantly, its Loan-to-Value (LTV) will rise, increasing the risk of automatic loan repayment.

To avoid this, you can proactively add more collateral to your Nexo account or make partial or full loan repayments.

Nexo’s advanced algorithm monitors your crypto-backed loan 24/7, ensuring your Credit Line remains in good standing and taking action when needed. If your LTV ratio is above 70% and continues to increase further, you may receive a margin call via email or push notification asking you to top up additional crypto assets or repay part of your loan to prevent automatic loan repayment.

If your LTV hits a critical threshold, partial automatic repayments may be triggered to restore the balance of your LTV ratio. To help you preserve as much of your digital assets as possible, only the minimum required amount of crypto will be sold.

To learn more about loan repayments, visit our dedicated Help Center article.

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Mendorong paradigma baru dalam membangun kekayaan.

Nexo dibuat untuk para pionir yang siap memanfaatkan teknologi blockchain untuk membangun kekayaan. Buat akun Anda hari ini dan mulailah.
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