Crypto interest calculator.

See how much interest your crypto can generate with Nexo.

Bitcoin
up to 6%
330
Total balance over 20 years
$11.76M
Projected monthly interest by year 20
$18.15K
Projected returns are estimates based on your inputs and assume constant interest rates and asset prices, with principal and interest remaining in your Nexo Account. These figures are for illustrative purposes only and are not intended as financial or legal advice. Actual performance may vary.
Sign up

Why let your crypto sit idle?

With Nexo, your digital assets generate interest daily. Choose from flexible access or fixed-term options across a variety of supported assets.

Learn more about Nexo Yield

Up to 15% per year

Access competitive interest rates and put your portfolio to work around the clock.

Flexible and fixed term options

Keep full access to your assets or commit to a fixed term for higher interest rates.

Daily compounding

Your portfolio compounds daily, meaning every day builds on the last.

How to start accruing with Nexo.

1. Buy or transfer crypto

Fund your Nexo account to start accruing interest.

2. Meet the minimum balance

A minimum portfolio and per-asset balance is required to accrue interest.

3. Start accruing

Receive interest payouts directly to your account.

4. Access higher rates

Commit to a fixed term to accrue interest at higher annual rates.
Get started

Why choose Nexo?

Proven track record

Trusted since 2018

White-glove client care

Personalized client care available 24/7

Global footprint

Present in 199+ jurisdictions

Strong financial health

$8+ billion in assets under management

High liquidity

Processed $371+ billion

Robust fundamentals

SOC 2 and SOC 3 audits, alongside many other certifications

Frequently asked questions.

What is a crypto interest calculator?

A crypto interest calculator estimates how much interest your digital assets could generate over a given period. Enter your amount, select an asset, and see indicative daily, weekly, bi-weekly, monthly, and annual figures based on current stated rates. Figures are illustrative and do not represent guaranteed outcomes.

How do I calculate crypto interest?

Enter the amount you hold and select your asset in the calculator above. The tool applies the current stated annual interest rate to your balance and shows indicative returns over time, accounting for daily compounding. Results are hypothetical and for illustrative purposes only.

What's the difference between APR and APY in crypto?

APR (Annual Percentage Rate) is the simple interest rate applied to your balance over a year, without accounting for compounding. APY (Annual Percentage Yield) reflects the effect of compounding — when interest is added to your balance regularly, each subsequent calculation starts from a higher base. Because interest compounds daily on Nexo, the effective annual return is higher than the stated APR alone. To learn more about the difference between APR and APY, read our dedicated article.

How is APY calculated?

APY is calculated using the following formula: APY = (1 + r/n)ⁿ − 1, where r is the stated annual interest rate and n is the number of compounding periods per year. For daily compounding, n = 365. This means even a modest stated rate results in a higher effective annual rate.

What is compound interest in crypto?

Compound interest means the interest you accrue is added to your balance, so future interest is calculated on a progressively larger amount. On Nexo, this happens daily — each day builds on the last. Over time, this effect becomes increasingly significant, particularly on larger balances or longer time horizons.

How often is interest paid out?

With the flexible option, interest accrues and is credited to your account daily. Fixed-term options compound interest over the duration of the selected term. Payout schedules may vary by asset and account type.

Which crypto assets can generate interest?

Nexo supports interest accrual on a wide range of digital assets, including Bitcoin (BTC), Ethereum (ETH), Tether (USDT), USD Coin (USDC), and many more. Select any supported asset in the calculator above to see its current stated interest rate.

Does the interest rate change?

Yes. Stated interest rates are variable and subject to change at any time. Rates may vary based on jurisdiction, asset type, account type, and your Loyalty Tier. Always refer to the Nexo app for your current applicable rates.

Driving the next generation of wealth.

Nexo is built for pioneers ready to leverage blockchain technology to shape the next generation of wealth. Create your account today and get started.
Sign up