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您的 USD Coin (USDC) 可賺取高達 9.5% 的利息。

透過 Nexo 的儲蓄方案,讓您的 USDC 增值。

開始賺取收益
USD Coin logo

計算您的 USDC 收益。

見證 Nexo 複利理財方案的強大威力。

USD Coin
最高 9.50%
330
20 年後的總餘額
US$81.64萬
第 20 年的預估每月利息
US$1,972
預期收益是根據您存入的資金估算得出,同時假設利率和資產價格維持不變,且本金和利息都保留在您的 Nexo 帳戶中。 這些數字僅供參考說明之用,並不構成財務或法律建議。 實際表現可能有所差異。

活期與定期 USD Coin (USDC) 儲蓄方案。

無論您是優先考慮資金取用彈性,還是長期佈局,Nexo 儲蓄方案都能配合您的策略。

彈性儲蓄

每日複利,無鎖倉期。

賺取複利,每日發放。

隨時完整掌控您的 USDC。

體驗複利效應,讓每筆收益滾入下一次計息。

定期儲蓄

特定期間享更高年利率。

賺取高達 9.5% 的年利率,並於到期後一次全額發放。

將您的 USDC 於特定期間鎖倉,以換取更高收益率.

一鍵自動續期,享受不間斷的增長.

Nexo 生態系統如何支援您的 USD Coin (USDC)。

會員等級越高,收益越高

隨著您的會員等級提升,您的收益也會增加。 持有 NEXO Tokens 可賦予您的 USD Coin 更強的賺取能力。

收益不中斷

只要您的 USD Coin 留在理財錢包中,即使在您交易時,利息也會每日複利計算。

設定毫不費力

只需一次轉帳,即可開始累積您的 USD Coin 。 一旦存入您的理財錢包,您將於 24 小時後開始賺取利息。

內建信心保障

Nexo 儲蓄方案的背後,是強大的基礎設施、由 Ledger 和 Fireblocks 提供的託管服務,以及專為長期韌性而設計的合規框架。

穩健年化收益,成就長期財富目標。

認識 Flexible Savings

Why earn interest on USDC?

USDC is a dollar-backed stablecoin issued by Circle, designed to maintain a 1:1 peg to the US dollar. Circle holds USDC reserves in cash and short-term US Treasuries and publishes monthly attestation reports verified by an independent auditor. Because USDC is designed to maintain a stable value, earning interest on USDC avoids the price volatility associated with assets like Bitcoin or Ethereum — your balance grows through daily compounding while your principal is intended to hold its dollar value. On Nexo, you can earn interest on your USDC through Flexible Savings — with no lock-up and access to your funds at any time — or Fixed-term Savings for a higher rate over a committed period. Your applicable rate depends on your Loyalty Tier and the Savings product you choose.

客戶對 Nexo 的評價。

如何利用您的 USD Coin 賺取利息。

以下是如何透過 Flexible Savings 開始賺取加密貨幣的每日利息。

1. 存入 USDC

將 USD Coin 轉帳至您的 Nexo 帳戶,或直接在應用程式中將其他資產兌換成 USDC。

2. 選擇加入(如有需要)

前往 Nexo 應用程式。 前往「我的個人檔案」 > 應用程式設定 > 理財設定。 開啟設定即可開始賺取每日利息。

3. 看著您的餘額增長

24 小時後,您的資產將自動開始累積每日複利。

4. 增強您的收益

選擇 Fixed-term Savings,獲取我們最高的利率。
開始賺取收益

創新實力,享譽全球。

Nexo 在數位財富領域的前沿方法,繼續賺取全球知名行業機構的認可與肯定。

最佳數位銀行獎

最佳數位客戶體驗支付科技獎,2025

金融科技突破獎

最佳加密貨幣錢包獎,2025

PAY360 Awards

最佳消費者支付計劃獎,2025

核心基礎建設,唾手可得。

SOC 2 和 SOC 3 Type 2 稽核

連續三年成功完成,並獲得美國註冊會計師協會 (AICPA) 的認可。

多重驗證

透過簡訊驗證、電子郵件驗證與驗證應用程式支援,隨時掌握您的帳戶動態。

生物辨識

使用指紋或臉部辨識技術存取您的財富。

即時提醒

透過所有帳戶活動的即時通知,隨時掌握您的財富狀況。

數位信任簽章

透過專屬防網路釣魚代碼,驗證所有來自 Nexo 官方溝通訊息的真偽。

AES 256-bit SSL

採用全球頂尖、堅實可靠的現代加密演算法、通訊協定與技術。

了解加密貨幣儲蓄的運作方式

我們提供淺顯易懂的指南,助您在利用數位資產賺取收益時,做出明智決策。

Nexo Digital Wealth Academy cover: APR vs APY and what the difference means for your crypto

年利率與年化收益率:兩者有何差異

每日複利如何影響您的實際報酬 — 以及為何在比較利率時,此差異至關重要。
Article thumbnail: Flexible vs Fixed-term savings comparison

活期儲蓄 vs. Fixed-term Savings

了解何時該讓您的資產保持可動用狀態,以及何時鎖定資產能更有效地幫助您實現目標。
Article thumbnail: How to earn interest on Bitcoin in 2026

如何透過加密貨幣賺取利息

利用您的數位資產賺取收益的四種常見方法 — 以及開始前的注意事項。

Find answers to all your questions about earning USD Coin on Nexo.

Can you stake USDC?

USDC is a stablecoin, not a proof-of-stake token, so it cannot be staked in the way that assets like Ethereum or Solana can. However, platforms like Nexo offer interest on USDC holdings through Savings products. On Nexo, you can choose Flexible Savings — where your USDC remains accessible — or Fixed-term Savings, where you commit your USDC for a set period in exchange for a higher rate. Interest accrues daily and compounds automatically on your balance. Nexo's Savings products are not staking and do not involve on-chain validation or protocol-level rewards.

Does USDC pay interest on its own?

No. USDC is a stablecoin that is designed to maintain a dollar peg — it does not generate interest or yield by itself. To earn interest on USDC, you need to hold it on a platform that offers Savings or yield products. On Nexo, your USDC begins accruing interest 24 hours after it is added to your Savings Wallet. Interest is calculated daily and compounds automatically, meaning each payout contributes to subsequent interest calculations.

What is the current USDC interest rate on Nexo?

USDC interest rates on Nexo vary depending on your Loyalty Tier and the Savings product you select. Flexible Savings offers daily payouts with no lock-up period, while Fixed-term Savings offers higher rates for a committed duration. Rates are not fixed and are subject to change based on market conditions and platform terms. Check the Nexo app for the most current figures applicable to your account.

What is the difference between Flexible and Fixed-term USDC Savings?

Flexible Savings keeps your USDC accessible — you can withdraw, trade, or transfer without penalty while continuing to earn daily compounding interest. Fixed-term Savings commits your USDC for a set period in exchange for a higher interest rate, paid at the end of the term. You can auto-renew Fixed terms and use both products simultaneously across your USDC balance. Your rate for each product depends on your Loyalty Tier.

How does earning interest on USDC compare to USDT?

Both USDC and USDT are dollar-pegged stablecoins, and Nexo supports Savings products for both assets. They differ in issuer and reserve structure: USDC is issued by Circle, which publishes monthly reserve attestation reports and holds an Electronic Money Institution license in Europe under MiCA. USDT is issued by Tether, which publishes less frequent reserve disclosures. On Nexo, both assets offer Flexible and Fixed-term Savings options. Rates may differ between the two and are subject to change. Nexo does not recommend one asset over another; the choice depends on your own assessment of each asset's issuer, transparency, and risk profile.

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