asset-atf

您的 Bitcoin (BTC) 可賺取高達 5.7% 的利息。

透過 Nexo 的儲蓄方案,讓您的 BTC 增值。

開始賺取收益
Bitcoin logo

計算您的 BTC 收益。

見證 Nexo 複利理財方案的強大威力。

Bitcoin
最高 5.70%
330
20 年後的總餘額
US$63.50萬
第 20 年的預估每月利息
US$1,217
預期收益是根據您存入的資金估算得出,同時假設利率和資產價格維持不變,且本金和利息都保留在您的 Nexo 帳戶中。 這些數字僅供參考說明之用,並不構成財務或法律建議。 實際表現可能有所差異。

活期與定期 Bitcoin (BTC) 儲蓄方案。

無論您是優先考慮資金取用彈性,還是長期佈局,Nexo 儲蓄方案都能配合您的策略。

彈性儲蓄

每日複利,無鎖倉期。

賺取複利,每日發放。

隨時完整掌控您的 BTC。

體驗複利效應,讓每筆收益滾入下一次計息。

定期儲蓄

特定期間享更高年利率。

賺取高達 5.7% 的年利率,並於到期後一次全額發放。

將您的 BTC 於特定期間鎖倉,以換取更高收益率.

一鍵自動續期,享受不間斷的增長.

Nexo 生態系統如何支援您的 Bitcoin (BTC)。

會員等級越高,收益越高

隨著您的會員等級提升,您的收益也會增加。 持有 NEXO Tokens 可賦予您的 Bitcoin 更強的賺取能力。

收益不中斷

只要您的 Bitcoin 留在理財錢包中,即使在您交易時,利息也會每日複利計算。

設定毫不費力

只需一次轉帳,即可開始累積您的 Bitcoin 。 一旦存入您的理財錢包,您將於 24 小時後開始賺取利息。

內建信心保障

Nexo 儲蓄方案的背後,是強大的基礎設施、由 Ledger 和 Fireblocks 提供的託管服務,以及專為長期韌性而設計的合規框架。

穩健年化收益,成就長期財富目標。

認識 Flexible Savings

Earn interest on your Bitcoin

Bitcoin (BTC) is the first and most recognized cryptocurrency, often seen as the foundation of the digital asset market. Many people choose to hold Bitcoin long-term, but leaving it idle means missing opportunities to earn Bitcoin while keeping your exposure. With Nexo, you can put your BTC to work and earn interest on Bitcoin. Simply top up your BTC, choose Flexible Savings or Fixed-term Savings, and start building rewards. Flexible Savings keeps your BTC free to trade at any time, while fixed terms can provide higher rates in exchange for committing your Bitcoin for a set period. This way, you can earn with Bitcoin on your own terms. Nexo makes it simple to earn BTC online without complex setups. Your balance grows as you earn yield on Bitcoin while continuing to hold your assets. Instead of selling, your BTC remains in your portfolio, giving you the chance to benefit from its long-term potential while also generating ongoing returns. Whether you’re a long-term holder or looking for a straightforward way to earn on BTC, Nexo gives you the flexibility to align your earnings with your goals. Keep holding Bitcoin — and start earning interest on your BTC today.

客戶對 Nexo 的評價。

如何利用您的 Bitcoin 賺取利息。

以下是如何透過 Flexible Savings 開始賺取加密貨幣的每日利息。

1. 存入 BTC

將 Bitcoin 轉帳至您的 Nexo 帳戶,或直接在應用程式中將其他資產兌換成 BTC。

2. 選擇加入(如有需要)

前往 Nexo 應用程式。 前往「我的個人檔案」 > 應用程式設定 > 理財設定。 開啟設定即可開始賺取每日利息。

3. 看著您的餘額增長

24 小時後,您的資產將自動開始累積每日複利。

4. 增強您的收益

選擇 Fixed-term Savings,獲取我們最高的利率。
開始賺取收益

創新實力,享譽全球。

Nexo 在數位財富領域的前沿方法,繼續賺取全球知名行業機構的認可與肯定。

最佳數位銀行獎

最佳數位客戶體驗支付科技獎,2025

金融科技突破獎

最佳加密貨幣錢包獎,2025

PAY360 Awards

最佳消費者支付計劃獎,2025

核心基礎建設,唾手可得。

SOC 2 和 SOC 3 Type 2 稽核

連續三年成功完成,並獲得美國註冊會計師協會 (AICPA) 的認可。

多重驗證

透過簡訊驗證、電子郵件驗證與驗證應用程式支援,隨時掌握您的帳戶動態。

生物辨識

使用指紋或臉部辨識技術存取您的財富。

即時提醒

透過所有帳戶活動的即時通知,隨時掌握您的財富狀況。

數位信任簽章

透過專屬防網路釣魚代碼,驗證所有來自 Nexo 官方溝通訊息的真偽。

AES 256-bit SSL

採用全球頂尖、堅實可靠的現代加密演算法、通訊協定與技術。

了解加密貨幣儲蓄的運作方式

我們提供淺顯易懂的指南,助您在利用數位資產賺取收益時,做出明智決策。

Nexo Digital Wealth Academy cover: APR vs APY and what the difference means for your crypto

年利率與年化收益率:兩者有何差異

每日複利如何影響您的實際報酬 — 以及為何在比較利率時,此差異至關重要。
Article thumbnail: Flexible vs Fixed-term savings comparison

活期儲蓄 vs. Fixed-term Savings

了解何時該讓您的資產保持可動用狀態,以及何時鎖定資產能更有效地幫助您實現目標。
Article thumbnail: How to earn interest on Bitcoin in 2026

如何透過加密貨幣賺取利息

利用您的數位資產賺取收益的四種常見方法 — 以及開始前的注意事項。

Find answers to all your questions about earning Bitcoin on Nexo.

How to earn money from Bitcoin?

Earning money from Bitcoin typically involves holding BTC and using it to access yield opportunities. Some users also trade BTC or accept it as payment for products and services. Nexo allows you to earn by adding Bitcoin to your account, where it generates a daily yield without needing to trade or manage complex strategies.

How to earn interest on Bitcoin?

You can earn interest on Bitcoin by placing BTC into accounts on crypto platforms that are designed to reward you for holding your assets. These services distribute yield in the form of interest or yield over time. On Nexo, your BTC begins earning yield once it’s deposited, with rewards automatically credited to your account.

Does Bitcoin earn interest?

Bitcoin itself doesn’t generate interest like a traditional savings account. However, platforms like Nexo give you a way to earn rewards on your BTC by simply holding it in your account. This allows you to grow your balance over time while continuing to own Bitcoin.

How do I start earning interest?

After you create your account, you need to buy or transfer crypto, opt in for interest earning via the Nexo app, and maintain an account balance above $5,000 worth of digital assets.

You’ll begin earning daily interest on your digital assets a minimum of 24 hours from your top-up. Learn more here.

To start earning interest, clients in certain jurisdictions must proactively opt-in for the service in their Nexo account.

How is interest paid out to my Nexo account? 

Interest with Flexible Savings is paid out automatically every day to your account. The interest is credited to your Savings Wallet, where you begin earning on your holdings plus the accrued interest. This compounding effect helps you grow your portfolio faster.

How do I earn the highest interest rates? 

To receive the highest interest, you need to:

1. Maintain an account balance above $5,000 worth of digital assets.

2. Opt in for interest earning via your Nexo account.

3. Become a Platinum Loyalty Tier client by making sure the ratio of NEXO Tokens against the rest of your portfolio is at least 10%.

4. Opt to earn your interest in NEXO Tokens for 2% additional interest.

5. Earn bonus interest for a longer period with Fixed-term Savings.

Note that a daily snapshot verifies your Loyalty Tier, which determines your current savings rate.

For more information on boosting your interest earning, browse our Help Center article.

To start earning interest, clients in certain jurisdictions must proactively opt-in for the service in their Nexo account.

What are the balance limits?

Some assets on the Nexo platform have balance limits. This means that for each Loyalty Tier for these assets there are two yields you can earn.

The rate you receive is determined by the USD value of your holdings in the relevant asset, specifically, whether you are above or below the relevant balance limit.

Read more in our Help Center article.

Driving the next generation of wealth.

Nexo is built for pioneers ready to leverage blockchain technology to shape the next generation of wealth. Create your account today and get started.
Sign up