您的 Bitcoin 可賺取高達 6.25% 的利息,每日發放。

透過 Nexo 的 Flexible Savings 讓您的 BTC 增值,並隨時準備好進行投資或交易。
gray shapeBitcoin logo

看看您投資組合的增長潛力。

見證 Nexo 複利理財方案的強大威力。

Bitcoin
最高 6.25%
330
20 年後的總餘額
US$66.55萬
第 20 年的預估每月利息
US$1,344

預期收益是根據您存入的資金估算得出,同時假設利率和資產價格維持不變,且本金和利息都保留在您的 Nexo 帳戶中。 這些數字僅供參考說明之用,並不構成財務或法律建議。 實際表現可能有所差異。

Flexible vs. Fixed-term Bitcoin (BTC) Savings.

Whether you prioritize access or long-term positioning, there’s a Nexo Savings solution to match your strategy.
Flexible Savings

Daily compound interest with no lock-ups.

Earn compound interest with daily payouts.

Retain complete access to your BTC at all times

Experience the compounding effect as each payout fuels the next

Fixed-term Savings

Higher annual interest for set periods.

Earn up to 6.25% per year, paid out in full at the term's end.

Lock your BTC for set periods in exchange for higher yield

Auto-renew your term with a single tap to enjoy uninterrupted growth

How the Nexo ecosystem supports your Bitcoin (BTC).

Higher Loyalty Tier, higher earnings

Boost your earnings as you move up Loyalty Tiers. Holding NEXO Tokens gives your Bitcoin more earning power.

Earning doesn’t pause

As long as your Bitcoin stays in your Savings Wallet, interest compounds daily, even while you trade.

Effortless setup

Start growing your Bitcoin with just a transfer. Once it’s in your Savings Wallet, you’ll start earning interest after 24 hours.

Built-in confidence

Behind Nexo’s Savings solutions stand a robust infrastructure, custody by Ledger & Fireblocks, and compliance frameworks designed for long-term resilience.

Annual rates built for long-term success.

認識 Flexible Savings

Earn interest on your Bitcoin

Bitcoin (BTC) is the first and most recognized cryptocurrency, often seen as the foundation of the digital asset market. Many people choose to hold Bitcoin long-term, but leaving it idle means missing opportunities to earn Bitcoin while keeping your exposure. With Nexo, you can put your BTC to work and earn interest on Bitcoin. Simply top up your BTC, choose Flexible Savings or Fixed-term Savings, and start building rewards. Flexible Savings keeps your BTC free to trade at any time, while fixed terms can provide higher rates in exchange for committing your Bitcoin for a set period. This way, you can earn with Bitcoin on your own terms. Nexo makes it simple to earn BTC online without complex setups. Your balance grows as you earn yield on Bitcoin while continuing to hold your assets. Instead of selling, your BTC remains in your portfolio, giving you the chance to benefit from its long-term potential while also generating ongoing returns. Whether you’re a long-term holder or looking for a straightforward way to earn on BTC, Nexo gives you the flexibility to align your earnings with your goals. Keep holding Bitcoin — and start earning interest on your BTC today.

客戶對 Nexo 的評價。

透過 Flexible Savings 賺取收益,只需三個簡單步驟。

以下是如何透過 Flexible Savings 開始賺取加密貨幣的每日利息。

1. 存入 BTC

將 Bitcoin 轉帳至您的 Nexo 帳戶,或直接在應用程式中將其他資產兌換成 BTC。

2. 選擇加入(如有需要)

前往 Nexo 應用程式。 前往「我的個人檔案」 > 應用程式設定 > 理財設定。 開啟設定即可開始賺取每日利息。

3. 看著您的餘額增長

24 小時後,您的資產將自動開始累積每日複利。

4. Boost your earnings

Access our highest interest rates by opting for Fixed-term Savings.
開始賺取收益

Innovation, recognized worldwide.

Nexo's approach to digital wealth continues to earn recognition from respected industry bodies worldwide.

The Digital Banker Awards

Best PayTech for Digital CX, 2025

FinTech Breakthrough Awards

Best Cryptocurrency Wallet, 2025

PAY360 Awards

Best Consumer Payments Programme, 2025

Fundamentals at your fingertips.

SOC 2 & SOC 3 Type 2 audits

Successfully completed for three years in a row with recognition from the American Institute of Certified Public Accountants (AICPA).

Multi-layer authentication

Stay on top of your account at all times with SMS verifications, email verifications, and authenticator app support.

Biometric identification

Access your wealth with fingerprint or face recognition technology.

Real-time alerts

Stay on top of your wealth with instant notifications for all account activities.

Digital signature of trust

Verify the authenticity of all official communication from Nexo with a unique anti-phishing code.

AES 256-bit SSL

World-class solid methods used in modern encryption algorithms, protocols, and technologies.

Find answers to all your questions about earning Bitcoin on Nexo.

How to earn money from Bitcoin?

Earning money from Bitcoin typically involves holding BTC and using it to access yield opportunities. Some users also trade BTC or accept it as payment for products and services. Nexo allows you to earn by adding Bitcoin to your account, where it generates a daily yield without needing to trade or manage complex strategies.

How to earn interest on Bitcoin?

You can earn interest on Bitcoin by placing BTC into accounts on crypto platforms that are designed to reward you for holding your assets. These services distribute yield in the form of interest or yield over time. On Nexo, your BTC begins earning yield once it’s deposited, with rewards automatically credited to your account.

Does Bitcoin earn interest?

Bitcoin itself doesn’t generate interest like a traditional savings account. However, platforms like Nexo give you a way to earn rewards on your BTC by simply holding it in your account. This allows you to grow your balance over time while continuing to own Bitcoin.

How do I start earning interest?

After you create your account, you need to buy or transfer crypto, opt in for interest earning via the Nexo app, and maintain an account balance above $5,000 worth of digital assets.

You’ll begin earning daily interest on your digital assets a minimum of 24 hours from your top-up. Learn more here.

To start earning interest, clients in certain jurisdictions must proactively opt-in for the service in their Nexo account.

How is interest paid out to my Nexo account? 

Interest with Flexible Savings is paid out automatically every day to your account. The interest is credited to your Savings Wallet, where you begin earning on your holdings plus the accrued interest. This compounding effect helps you grow your portfolio faster.

How do I earn the highest interest rates? 

To receive the highest interest, you need to:

1. Maintain an account balance above $5,000 worth of digital assets.

2. Opt in for interest earning via your Nexo account.

3. Become a Platinum Loyalty Tier client by making sure the ratio of NEXO Tokens against the rest of your portfolio is at least 10%.

4. Opt to earn your interest in NEXO Tokens for 2% additional interest.

5. Earn bonus interest for a longer period with Fixed-term Savings.

Note that a daily snapshot verifies your Loyalty Tier, which determines your current savings rate.

For more information on boosting your interest earning, browse our Help Center article.

To start earning interest, clients in certain jurisdictions must proactively opt-in for the service in their Nexo account.

What are the balance limits?

Some assets on the Nexo platform have balance limits. This means that for each Loyalty Tier for these assets there are two yields you can earn.

The rate you receive is determined by the USD value of your holdings in the relevant asset, specifically, whether you are above or below the relevant balance limit.

Read more in our Help Center article.

woman holding phone dashboard ui

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