atf-mica

Ang MiCA-ready na setup ng Nexo.

Ang access sa aming mga produkto at serbisyo ay nananatiling maayos at walang putol, tulad ng dati.

Tungkol sa MiCA.

Ano ang MiCA?

Ang MiCA (Markets in Crypto-Assets Regulation) ay ang regulatory framework ng European Union para sa mga crypto-asset. Nagtatakda ito ng magkakatulad na pamantayan sa lahat ng 30 miyembro ng European Economic Area (EEA) ukol sa pagpapatakbo ng mga plataporma, kung paano i-hold ang mga asset ng kliyente, at anong mga proteksyon ang naka-imbak para sa mga kliyente. Inilalagay ng MiCA ang mga serbisyo ng crypto-asset sa ayon sa mga pamantayan ng pangangasiwa na inilapat na sa mga tradisyonal na serbisyong pinansyal sa buong EEA.

Ano ang ginawa ng Nexo upang sumunod sa MiCA?

Nagtayo ang Nexo ng MiCA-compliant na istruktura para sa EEA sa ilalim ng pangangasiwa ng regulasyon ng Alemanya.

Ano ang ibig sabihin nito para sa aking Nexo account?

Ang iyong Nexo account, mga produkto, at serbisyo ay mananatiling ganap na available, na nag-ooperate sa loob ng isang MiCA-compliant na setup. Ang iyong pondo ay nananatiling ligtas at ganap na naa-access sa lahat ng oras. Ang aming EEA setup ay naaayon sa mga regulatoryong pamantayan na ipinakilala ng MiCA, habang ang karanasan sa plataporma na iyong inaasahan ay nananatiling pareho.

Lahat ng produkto at serbisyo ay nananatiling hindi nagbabago.

Protektado ba ang aking mga asset?

Ang EEA setup ng Nexo ay nag-ooperate sa loob ng regulatory framework na itinatag ng MiCA, sa ilalim ng pangangasiwa ng regulasyon ng Alemanya. Bukod dito, ang sariling multi-layered na imprastraktura ng seguridad ng Nexo — ang parehong imprastraktura na iyong inaasahan mula pa noong 2018 — ay patuloy na inilalapat.

Magkakaroon ba ako ng buong access sa aking mga crypto-asset at produkto?

Lahat ng iyong mga crypto-asset at access sa hanay ng mga produkto ng Nexo ay nananatiling ganap na available sa lahat ng oras. Ang aming mga serbisyo ay nananatiling maayos at walang putol, tulad ng dati.

Does this ЕЕА setup apply to my country?

Our EEA structure covers the EEA member states in which Nexo operates. Nexo's EEA setup operates via two regulated European partners — both licensed under the Markets in Crypto-Assets Regulation (MiCAR).

MiCAR is the binding EU-level framework that supersedes prior national crypto-asset regimes across the EEA, including any transitional VASP registries or national licensing arrangements that may have applied before MiCAR came into full effect. Nexo's product suite is available to clients in these jurisdictions through this EEA partner setup.

Austria

EEA setup applies. Austria's prior national VASP regime under the Financial Markets Authority (FMA) is superseded by MiCAR. EEA clients based in Austria are served through this EEA partner setup.

Belgium

EEA setup applies. Belgium's prior national crypto registration framework under the FSMA is superseded by MiCAR. EEA clients based in Belgium are served through this EEA partner setup.

Croatia

EEA setup applies. Croatia's prior national framework under Hanfa is superseded by MiCAR. EEA clients based in Croatia are served through this EEA partner setup.

Cyprus

EEA setup applies. Cyprus's prior national CASP registration framework under CySEC is superseded by MiCAR. EEA clients based in Cyprus are served through this EEA partner setup.

Czech Republic

EEA setup applies. The Czech Republic's prior national virtual asset framework under the CNB is superseded by MiCAR. EEA clients based in the Czech Republic are served through this EEA partner setup.

Denmark

EEA setup applies. Denmark's prior national virtual currency provider registration under the Danish FSA is superseded by MiCAR. EEA clients based in Denmark are served through this EEA partner setup.

Estonia

EEA setup applies. Estonia's prior national virtual asset service provider licensing regime under the FIU is superseded by MiCAR. EEA clients based in Estonia are served through this EEA partner setup.

Finland

EEA setup applies. Finland's prior national virtual currency provider registration under the FIN-FSA is superseded by MiCAR. EEA clients based in Finland are served through this EEA partner setup.

France

EEA setup applies. France's prior national DASP (Digital Asset Service Provider) registration and optional licensing framework under the AMF is superseded by MiCAR. EEA clients based in France are served through this EEA partner setup.

Germany

EEA setup applies. Germany's prior national crypto custody and crypto asset service licensing regime is superseded by MiCAR. EEA clients based in Germany are served through this EEA partner setup.

Greece

EEA setup applies. Greece's prior national VASP registration framework under the Hellenic Capital Market Commission is superseded by MiCAR. EEA clients based in Greece are served through this EEA partner setup.

Hungary

EEA setup applies. Hungary's prior national virtual asset framework under the MNB is superseded by MiCAR. EEA clients based in Hungary are served through this EEA partner setup.

Iceland

EEA setup applies. Iceland's prior national framework under the FME is superseded by MiCAR. EEA clients based in Iceland are served through this EEA partner setup.

Ireland

EEA setup applies. Ireland's prior national VASP registration regime under the Central Bank of Ireland is superseded by MiCAR. EEA clients based in Ireland are served through this EEA partner setup.

Italy

EEA setup applies. Italy's prior national VASP registration regime under the OAM is superseded by MiCAR. EEA clients based in Italy are served through this EEA partner setup.

Latvia

EEA setup applies. Latvia's prior national virtual asset service provider registration under the FKTK is superseded by MiCAR. EEA clients based in Latvia are served through this EEA partner setup.

Liechtenstein

EEA setup applies. Liechtenstein's prior national framework under the FMA — including its own Token Act regime — is superseded by MiCAR. EEA clients based in Liechtenstein are served through this EEA partner setup.

Lithuania

EEA setup applies. Lithuania's prior national VASP licensing regime under the Bank of Lithuania is superseded by MiCAR. EEA clients based in Lithuania are served through this EEA partner setup.

Luxembourg

EEA setup applies. Luxembourg's prior national virtual asset framework under the CSSF is superseded by MiCAR. EEA clients based in Luxembourg are served through this EEA partner setup.

Malta

EEA setup applies. Malta's prior national virtual financial assets framework under the MFSA is superseded by MiCAR. EEA clients based in Malta are served through this EEA partner setup.

Netherlands

EEA setup applies. The Netherlands' prior national crypto service provider registration regime under DNB is superseded by MiCAR. EEA clients based in the Netherlands are served through this EEA partner setup.

Norway

EEA setup applies. Norway's prior national virtual currency exchange and custodian wallet registration under Finanstilsynet is superseded by MiCAR. EEA clients based in Norway are served through this EEA partner setup.

Poland

EEA setup applies. Poland's prior national virtual asset service provider registration under the Ministry of Finance is superseded by MiCAR. EEA clients based in Poland are served through this EEA partner setup.

Portugal

EEA setup applies. Portugal's prior national VASP registration under the Banco de Portugal — including the transitional registry under Article 143(3) of MiCAR — is superseded by MiCAR as the operative compliance standard. EEA clients based in Portugal are served through this EEA partner setup.

Romania

EEA setup applies. Romania's prior national virtual asset framework under the ASF is superseded by MiCAR. EEA clients based in Romania are served through this EEA partner setup.

Slovakia

EEA setup applies. Slovakia's prior national virtual asset framework under the NBS is superseded by MiCAR. EEA clients based in Slovakia are served through this EEA partner setup.

Slovenia

EEA setup applies. Slovenia's prior national virtual currency framework under the Bank of Slovenia is superseded by MiCAR. EEA clients based in Slovenia are served through this EEA partner setup.

Spain

EEA setup applies. Spain's prior national VASP registration regime under the CNMV and Banco de España is superseded by MiCAR. EEA clients based in Spain are served through this EEA partner setup.

Sweden

EEA setup applies. Sweden's prior national virtual currency exchange and custodian wallet registration under Finansinspektionen is superseded by MiCAR. EEA clients based in Sweden are served through this EEA partner setup.

Magkakaroon ba ng anumang pagkaantala ng serbisyo?

Ang MiCA-ready na istruktura ng Nexo ay dinisenyo upang matiyak ang buong pagpapatuloy ng aming mga produkto at serbisyo. Walang nakaplanong downtime, pagkaantala ng serbisyo, o pagkagambala sa anumang bahagi ng plataporma. Maaari kang patuloy na gamitin ang plataporma at mga produkto ng Nexo nang normal.

Napanatili ba ang aking kasaysayan ng transaksyon?

Ang iyong buong kasaysayan ng transaksyon ay nananatiling available sa iyong Nexo account. Walang nagbabago sa kung paano mo ina-access o ine-export ang data ng iyong account.

Magagamit ko ba ang aking account nang normal?

Ang iyong account ay patuloy na gumagana nang eksakto tulad ng dati ngayon — mga magdagdag ng pondo, pag-withdraw, at lahat ng operasyon ng account ay nananatiling ganap na available sa lahat ng oras.

Magpapatuloy ba ang aking Nexo Card, Loyalty Tier, at mga benepisyo ng NEXO Token nang normal?

Pinapanatili ng mga cardholder sa EEA ang kanilang mga card, nang walang pagbabago sa cashback, mga limitasyon sa paggastos, o Debit at Credit Mode. Ang iyong Loyalty Tier at utility ng NEXO Token ay patuloy na gumagana tulad ng dati ngayon.

Our EEA structure & partners.

Who is your custody partner, and what role does it play in my account?

Tangany is a Munich-based digital asset custodian, MiCAR-licensed and BaFin-regulated, with over €3 billion in assets under custody for 60+ institutional clients. Tangany holds EEA client crypto-assets in segregated, institutional-grade custody under EU regulatory standards.

Who is going to be your trading partner, and what role does it play in my account? (Ramp-Up Phase)

Currently in the ramp-up phase and finalizing infrastructure optimization: DLT Finance, operated by DLT Securities GmbH, is a Frankfurt-based investment firm licensed under MiCAR and MiFID II. In this EEA setup, they will provide the brokerage infrastructure behind EEA client trades, acting as the trading counterparty.

Why did Nexo choose this setup?

This EEA operational framework pairs Nexo’s client-facing platform with our partners — one providing brokerage, the other custody. This is standard infrastructure partitioning, which is a recognised structure under MiCAR, and Nexo chose it to draw on best-in-class licensed specialists. The structure has been established in accordance with MiCAR requirements and operates within the regulatory authorisations held by our partner companies.

How can I independently verify your partner's authorisations?

Both firms' authorisations are recorded in the regulators' BaFin's public company register and in the ESMA register of MiCAR-authorised CASPs.
  1. Tangany in BaFin's public company register can be seen here.
  2. DLT Finance in BaFin's public company register can be seen here.

Ano ang dapat gawin?

Kailangan ko bang gumawa ng anumang aksyon ngayon?

Walang kinakailangang aksyon mula sa iyo sa ngayon. Ang iyong account ay patuloy na gumagana nang normal. Ang mga kasalukuyang kliyente ay unti-unti at maayos na ililipat sa EEA na istruktura ng Nexo mula Hulyo 1 pataas. Ang mga bagong kliyenteng sasali mula Hulyo 1 ay direktang ino-onboard sa pamamagitan ng EEA setup.

Saan ko mahahanap ang mga update?

Ang FAQ na ito ay live at patuloy na ia-update sa regular na batayan. Maaari ka ring subaybayan ang mga update sa aming mga opisyal na channel (Reddit, X, LinkedIn) at makipag-ugnayan sa aming 24/7 na koponan ng Client Care.

Ano ang mangyayari sa aking kasalukuyang EEA account sa Hulyo 1?

Ang mga kasalukuyang EEA na customer ay unti-unti at maayos na ililipat sa EEA na istruktura ng Nexo mula Hulyo 1 pataas. Ang iyong account, mga produkto, at serbisyo ay patuloy na gumagana nang normal.

Ano ang maaari kong asahan kung mag-sign up ako pagkatapos ng Hulyo 1?

Ang mga bagong customer na sasali mula Hulyo 1 ay direktang ino-onboard sa pamamagitan ng EEA setup mula sa unang araw. Magkakaroon ka ng access sa mga produkto at serbisyo ng Nexo sa ilalim ng aming MiCA-compliant na istraktura.

Paano ito nalalapat sa mga kasalukuyang customer kumpara sa mga bagong nag-sign up?

Ang mga kasalukuyang EEA na customer ay unti-unti at maayos na ililipat sa EEA na istruktura ng Nexo mula Hulyo 1 pataas. Ang mga bagong customer na sasali mula Hulyo 1 ay direktang ino-onboard sa pamamagitan ng EEA setup mula sa unang araw.

Assets & custody.

Are my assets protected?

Tangany holds client assets, onboarded on this EEA setup, in segregated, institutional-grade custody under EU regulatory standards. On top of this, Nexo's own multi-layered security infrastructure — the same you have relied on since 2018 — continues to apply.

How are my assets held?

Tangany keeps client assets strictly separate from its own, with individualised accounting allocating each asset to its respective owner. Custody is delivered using advanced cryptographic technologies, including Hardware Security Modules (HSM) and Multi-Party Computation (MPC), designed so that private keys cannot be accessed by Tangany employees or third parties. Tangany is MiCAR-licensed, supervised by German regulatory authorities, and ISO 27001-certified. Further details are available on tangany.com.

What about Ledger and Fireblocks?

Ledger and Fireblocks have been part of Nexo's custody infrastructure for years. For EEA clients under the new EEA setup, custody is provided by Tangany under its MiCAR authorisation.

Trading & brokerage.

Who will be my counterparty when I trade? (Ramp-Up Phase)

We are currently in the ramp-up phase and finalizing infrastructure optimization: DLT Finance will act as the trading counterparty for clients onboarded on the new EEA setup, providing the brokerage infrastructure behind your trades. DLT Finance is licensed under MiCAR and MiFID II.

I-verify ang mga komunikasyon ng Nexo.

Paano ko mave-verify na tunay ang mga komunikasyong may kaugnayan sa MiCA mula sa Nexo?

Lahat ng opisyal na komunikasyon ng Nexo ay nagmumula sa mga domain ng @nexo.com at may kasamang iyong Personal na Anti-Phishing Code sa footer ng Email. Kung ang isang Email ay walang kasamang iyong code, hindi ito mula sa Nexo. Maaari mong i-set up ang iyong Anti-Phishing Code sa ilalim ng Ang Aking Profile > Seguridad sa Nexo app. Maaari ka ring mag-verify ng anumang Email, social media handle, o URL sa channel-validator.

Ano ang dapat kong gawin kung makatanggap ako ng kahina-hinalang Email tungkol sa MiCA?

Kung makatanggap ka ng komunikasyong nagsasabing mula sa Nexo ngunit walang kasamang iyong Anti-Phishing Code, huwag mag-click ng anumang link o magbahagi ng anumang impormasyon. Maaari mong i-verify ang nagpadala sa pamamagitan ng Channel Validator at iulat ang anumang kahina-hinala sa aming 24/7 na koponan ng Client Care.