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Struktur sedia MiCA Nexo.

Akses kepada produk dan perkhidmatan kami kekal lancar dan tanpa gangguan, seperti biasa.

Tentang MiCA.

Apakah itu MiCA?

MiCA (Peraturan Pasaran dalam Aset Kripto) ialah rangka kerja kawal selia Kesatuan Eropah untuk aset kripto. Ia memperkenalkan standard yang konsisten di semua 30 negara anggota Kawasan Ekonomi Eropah (EEA) tentang cara platform beroperasi, cara aset pelanggan dipegang dan perlindungan yang disediakan untuk pelanggan. MiCA menyelaraskan perkhidmatan aset kripto dengan standard pengawasan yang telah digunakan untuk perkhidmatan kewangan tradisional di seluruh EEA.

Apakah yang telah Nexo lakukan untuk mematuhi MiCA?

Nexo telah menubuhkan struktur yang mematuhi MiCA untuk EEA di bawah pengawasan kawal selia Jerman.

Apakah maksudnya untuk Akaun Nexo saya?

Akaun Nexo, produk dan perkhidmatan anda akan kekal tersedia sepenuhnya, beroperasi dalam struktur yang mematuhi MiCA. Dana anda kekal selamat dan boleh diakses sepenuhnya pada setiap masa. Struktur EEA kami sejajar dengan standard kawal selia yang diperkenalkan oleh MiCA, manakala pengalaman platform yang anda harapkan kekal sama.

Semua produk dan perkhidmatan kekal tidak berubah.

Adakah aset saya dilindungi?

Struktur EEA Nexo beroperasi dalam rangka kerja kawal selia yang ditubuhkan oleh MiCA, di bawah pengawasan kawal selia Jerman. Di samping itu, infrastruktur keselamatan berbilang lapisan Nexo sendiri — infrastruktur yang sama yang anda harapkan sejak 2018 — terus digunakan.

Adakah saya akan mempunyai akses penuh kepada aset kripto dan produk saya?

Semua aset kripto anda dan akses kepada suit produk Nexo kekal tersedia sepenuhnya pada setiap masa. Perkhidmatan kami kekal lancar dan tanpa gangguan, seperti biasa.

Does this ЕЕА setup apply to my country?

Our EEA structure covers the EEA member states in which Nexo operates. Nexo's EEA setup operates via two regulated European partners — both licensed under the Markets in Crypto-Assets Regulation (MiCAR).

MiCAR is the binding EU-level framework that supersedes prior national crypto-asset regimes across the EEA, including any transitional VASP registries or national licensing arrangements that may have applied before MiCAR came into full effect. Nexo's product suite is available to clients in these jurisdictions through this EEA partner setup.

Austria

EEA setup applies. Austria's prior national VASP regime under the Financial Markets Authority (FMA) is superseded by MiCAR. EEA clients based in Austria are served through this EEA partner setup.

Belgium

EEA setup applies. Belgium's prior national crypto registration framework under the FSMA is superseded by MiCAR. EEA clients based in Belgium are served through this EEA partner setup.

Croatia

EEA setup applies. Croatia's prior national framework under Hanfa is superseded by MiCAR. EEA clients based in Croatia are served through this EEA partner setup.

Cyprus

EEA setup applies. Cyprus's prior national CASP registration framework under CySEC is superseded by MiCAR. EEA clients based in Cyprus are served through this EEA partner setup.

Czech Republic

EEA setup applies. The Czech Republic's prior national virtual asset framework under the CNB is superseded by MiCAR. EEA clients based in the Czech Republic are served through this EEA partner setup.

Denmark

EEA setup applies. Denmark's prior national virtual currency provider registration under the Danish FSA is superseded by MiCAR. EEA clients based in Denmark are served through this EEA partner setup.

Estonia

EEA setup applies. Estonia's prior national virtual asset service provider licensing regime under the FIU is superseded by MiCAR. EEA clients based in Estonia are served through this EEA partner setup.

Finland

EEA setup applies. Finland's prior national virtual currency provider registration under the FIN-FSA is superseded by MiCAR. EEA clients based in Finland are served through this EEA partner setup.

France

EEA setup applies. France's prior national DASP (Digital Asset Service Provider) registration and optional licensing framework under the AMF is superseded by MiCAR. EEA clients based in France are served through this EEA partner setup.

Germany

EEA setup applies. Germany's prior national crypto custody and crypto asset service licensing regime is superseded by MiCAR. EEA clients based in Germany are served through this EEA partner setup.

Greece

EEA setup applies. Greece's prior national VASP registration framework under the Hellenic Capital Market Commission is superseded by MiCAR. EEA clients based in Greece are served through this EEA partner setup.

Hungary

EEA setup applies. Hungary's prior national virtual asset framework under the MNB is superseded by MiCAR. EEA clients based in Hungary are served through this EEA partner setup.

Iceland

EEA setup applies. Iceland's prior national framework under the FME is superseded by MiCAR. EEA clients based in Iceland are served through this EEA partner setup.

Ireland

EEA setup applies. Ireland's prior national VASP registration regime under the Central Bank of Ireland is superseded by MiCAR. EEA clients based in Ireland are served through this EEA partner setup.

Italy

EEA setup applies. Italy's prior national VASP registration regime under the OAM is superseded by MiCAR. EEA clients based in Italy are served through this EEA partner setup.

Latvia

EEA setup applies. Latvia's prior national virtual asset service provider registration under the FKTK is superseded by MiCAR. EEA clients based in Latvia are served through this EEA partner setup.

Liechtenstein

EEA setup applies. Liechtenstein's prior national framework under the FMA — including its own Token Act regime — is superseded by MiCAR. EEA clients based in Liechtenstein are served through this EEA partner setup.

Lithuania

EEA setup applies. Lithuania's prior national VASP licensing regime under the Bank of Lithuania is superseded by MiCAR. EEA clients based in Lithuania are served through this EEA partner setup.

Luxembourg

EEA setup applies. Luxembourg's prior national virtual asset framework under the CSSF is superseded by MiCAR. EEA clients based in Luxembourg are served through this EEA partner setup.

Malta

EEA setup applies. Malta's prior national virtual financial assets framework under the MFSA is superseded by MiCAR. EEA clients based in Malta are served through this EEA partner setup.

Netherlands

EEA setup applies. The Netherlands' prior national crypto service provider registration regime under DNB is superseded by MiCAR. EEA clients based in the Netherlands are served through this EEA partner setup.

Norway

EEA setup applies. Norway's prior national virtual currency exchange and custodian wallet registration under Finanstilsynet is superseded by MiCAR. EEA clients based in Norway are served through this EEA partner setup.

Poland

EEA setup applies. Poland's prior national virtual asset service provider registration under the Ministry of Finance is superseded by MiCAR. EEA clients based in Poland are served through this EEA partner setup.

Portugal

EEA setup applies. Portugal's prior national VASP registration under the Banco de Portugal — including the transitional registry under Article 143(3) of MiCAR — is superseded by MiCAR as the operative compliance standard. EEA clients based in Portugal are served through this EEA partner setup.

Romania

EEA setup applies. Romania's prior national virtual asset framework under the ASF is superseded by MiCAR. EEA clients based in Romania are served through this EEA partner setup.

Slovakia

EEA setup applies. Slovakia's prior national virtual asset framework under the NBS is superseded by MiCAR. EEA clients based in Slovakia are served through this EEA partner setup.

Slovenia

EEA setup applies. Slovenia's prior national virtual currency framework under the Bank of Slovenia is superseded by MiCAR. EEA clients based in Slovenia are served through this EEA partner setup.

Spain

EEA setup applies. Spain's prior national VASP registration regime under the CNMV and Banco de España is superseded by MiCAR. EEA clients based in Spain are served through this EEA partner setup.

Sweden

EEA setup applies. Sweden's prior national virtual currency exchange and custodian wallet registration under Finansinspektionen is superseded by MiCAR. EEA clients based in Sweden are served through this EEA partner setup.

Adakah akan ada sebarang gangguan perkhidmatan?

Struktur sedia MiCA Nexo direka untuk memastikan kesinambungan penuh produk dan perkhidmatan kami. Tiada masa henti yang dirancang, gangguan perkhidmatan, atau gangguan pada mana-mana bahagian platform. Anda boleh terus menggunakan platform dan produk Nexo seperti biasa.

Adakah sejarah transaksi saya dikekalkan?

Sejarah transaksi penuh anda kekal tersedia dalam Akaun Nexo anda. Tiada apa-apa yang berubah dalam cara anda mengakses atau mengeksport data akaun anda.

Adakah saya akan dapat menggunakan akaun saya seperti biasa?

Akaun anda terus berfungsi sama seperti hari ini — tambah nilai, pengeluaran, dan semua operasi akaun kekal tersedia sepenuhnya pada setiap masa.

Adakah manfaat Nexo Card, Tahap Kesetiaan dan Token NEXO saya akan diteruskan seperti biasa?

Pemegang kad EEA mengekalkan kad mereka, tanpa perubahan pada pulangan tunai, had perbelanjaan, atau Mod Debit dan Kredit. Tahap Kesetiaan dan utiliti Token NEXO anda terus berfungsi seperti sedia kala.

Our EEA structure & partners.

Who is your custody partner, and what role does it play in my account?

Tangany is a Munich-based digital asset custodian, MiCAR-licensed and BaFin-regulated, with over €3 billion in assets under custody for 60+ institutional clients. Tangany holds EEA client crypto-assets in segregated, institutional-grade custody under EU regulatory standards.

Who is going to be your trading partner, and what role does it play in my account? (Ramp-Up Phase)

Currently in the ramp-up phase and finalizing infrastructure optimization: DLT Finance, operated by DLT Securities GmbH, is a Frankfurt-based investment firm licensed under MiCAR and MiFID II. In this EEA setup, they will provide the brokerage infrastructure behind EEA client trades, acting as the trading counterparty.

Why did Nexo choose this setup?

This EEA operational framework pairs Nexo’s client-facing platform with our partners — one providing brokerage, the other custody. This is standard infrastructure partitioning, which is a recognised structure under MiCAR, and Nexo chose it to draw on best-in-class licensed specialists. The structure has been established in accordance with MiCAR requirements and operates within the regulatory authorisations held by our partner companies.

How can I independently verify your partner's authorisations?

Both firms' authorisations are recorded in the regulators' BaFin's public company register and in the ESMA register of MiCAR-authorised CASPs.
  1. Tangany in BaFin's public company register can be seen here.
  2. DLT Finance in BaFin's public company register can be seen here.

Apa yang perlu dilakukan?

Adakah saya perlu mengambil sebarang tindakan sekarang?

Tiada tindakan diperlukan daripada anda pada masa ini. Akaun anda terus beroperasi seperti biasa. Pelanggan sedia ada akan dialihkan secara beransur-ansur dan lancar kepada struktur EEA Nexo mulai 1 Julai dan seterusnya. Pelanggan baharu yang menyertai mulai 1 Julai akan didaftar masuk terus melalui struktur EEA.

Di manakah saya boleh mendapatkan kemas kini?

Soalan Lazim ini disiarkan secara langsung dan akan terus dikemas kini secara berkala. Anda juga boleh mengikuti kemas kini di saluran rasmi kami (Reddit, X, LinkedIn) dan menghubungi pasukan Bantuan Pelanggan 24/7 kami.

Apa yang berlaku kepada akaun EEA sedia ada saya pada 1 Julai?

Pelanggan EEA sedia ada akan dialihkan secara beransur-ansur dan lancar kepada struktur EEA Nexo mulai 1 Julai dan seterusnya. Akaun, produk dan perkhidmatan anda terus beroperasi seperti biasa.

Apakah yang boleh saya jangkakan jika saya mendaftar selepas 1 Julai?

Pelanggan baharu yang menyertai mulai 1 Julai akan didaftar masuk terus melalui struktur EEA dari hari pertama. Anda akan mempunyai akses kepada produk dan perkhidmatan Nexo di bawah struktur patuh MiCA kami.

Bagaimanakah ini terpakai kepada pelanggan sedia ada berbanding pendaftaran baharu?

Pelanggan EEA sedia ada akan dialihkan secara beransur-ansur dan lancar kepada struktur EEA Nexo mulai 1 Julai dan seterusnya. Pelanggan baharu yang menyertai mulai 1 Julai akan didaftar masuk terus melalui struktur EEA dari hari pertama.

Assets & custody.

Are my assets protected?

Tangany holds client assets, onboarded on this EEA setup, in segregated, institutional-grade custody under EU regulatory standards. On top of this, Nexo's own multi-layered security infrastructure — the same you have relied on since 2018 — continues to apply.

How are my assets held?

Tangany keeps client assets strictly separate from its own, with individualised accounting allocating each asset to its respective owner. Custody is delivered using advanced cryptographic technologies, including Hardware Security Modules (HSM) and Multi-Party Computation (MPC), designed so that private keys cannot be accessed by Tangany employees or third parties. Tangany is MiCAR-licensed, supervised by German regulatory authorities, and ISO 27001-certified. Further details are available on tangany.com.

What about Ledger and Fireblocks?

Ledger and Fireblocks have been part of Nexo's custody infrastructure for years. For EEA clients under the new EEA setup, custody is provided by Tangany under its MiCAR authorisation.

Trading & brokerage.

Who will be my counterparty when I trade? (Ramp-Up Phase)

We are currently in the ramp-up phase and finalizing infrastructure optimization: DLT Finance will act as the trading counterparty for clients onboarded on the new EEA setup, providing the brokerage infrastructure behind your trades. DLT Finance is licensed under MiCAR and MiFID II.

Sahkan komunikasi Nexo.

Bagaimanakah saya boleh mengesahkan bahawa komunikasi berkaitan MiCA daripada Nexo adalah tulen?

Semua komunikasi rasmi Nexo datang daripada domain @nexo.com dan membawa Kod Anti-Pancing Data peribadi anda dalam pengaki e-mel. Jika e-mel tidak menyertakan kod anda, ia bukan daripada Nexo. Anda boleh menyediakan Kod Anti-Pancing Data anda di bawah Profil Saya > Keselamatan dalam aplikasi Nexo. Anda juga boleh mengesahkan sebarang e-mel, nama pengguna media sosial atau URL di Pengesah Saluran.

Apakah yang perlu saya lakukan jika saya menerima e-mel yang mencurigakan tentang MiCA?

Jika anda menerima komunikasi yang mendakwa ia daripada Nexo tetapi tidak membawa Kod Anti-Pancing Data anda, jangan klik sebarang pautan atau kongsi sebarang maklumat. Anda boleh mengesahkan penghantar melalui Pengesah Saluran dan melaporkan apa-apa yang mencurigakan kepada pasukan Bantuan Pelanggan 24/7 kami.