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Pengaturan siap MiCA dari Nexo.

Akses ke produk dan layanan kami tetap lancar dan tidak terputus, seperti biasa.

Tentang MiCA.

Apa itu MiCA?

MiCA (Markets in Crypto-Assets Regulation) adalah kerangka regulasi Uni Eropa untuk aset kripto. MiCA memperkenalkan standar yang konsisten di seluruh 30 negara anggota European Economic Area (EEA) mengenai cara platform beroperasi, cara aset klien di-hold, dan perlindungan apa yang berlaku bagi klien. MiCA menyelaraskan layanan aset kripto dengan standar pengawasan yang sudah diterapkan pada layanan keuangan tradisional di seluruh EEA.

Apa yang telah dilakukan Nexo untuk mematuhi MiCA?

Nexo telah membangun struktur yang sesuai dengan MiCA untuk EEA di bawah pengawasan regulasi Jerman.

Apa artinya ini bagi akun Nexo saya?

Akun Nexo, produk, dan layanan Anda akan tetap sepenuhnya tersedia, beroperasi dalam pengaturan yang sesuai MiCA. Dana Anda tetap aman dan dapat diakses sepenuhnya kapan saja. Pengaturan EEA kami selaras dengan standar regulasi yang diperkenalkan oleh MiCA, sementara pengalaman platform yang Anda andalkan tetap sama.

Semua produk dan layanan tetap tidak berubah.

Apakah aset saya terlindungi?

Pengaturan EEA Nexo beroperasi dalam kerangka regulasi yang ditetapkan oleh MiCA, di bawah pengawasan regulasi Jerman. Selain itu, infrastruktur keamanan berlapis milik Nexo — infrastruktur yang sama yang telah Anda andalkan sejak 2018 — terus berlaku.

Apakah saya akan memiliki akses penuh ke aset kripto dan produk saya?

Semua aset kripto Anda dan akses ke rangkaian produk Nexo tetap sepenuhnya tersedia kapan saja. Layanan kami tetap lancar dan tidak terputus, seperti biasa.

Does this ЕЕА setup apply to my country?

Our EEA structure covers the EEA member states in which Nexo operates. Nexo's EEA setup operates via two regulated European partners — both licensed under the Markets in Crypto-Assets Regulation (MiCAR).

MiCAR is the binding EU-level framework that supersedes prior national crypto-asset regimes across the EEA, including any transitional VASP registries or national licensing arrangements that may have applied before MiCAR came into full effect. Nexo's product suite is available to clients in these jurisdictions through this EEA partner setup.

Austria

EEA setup applies. Austria's prior national VASP regime under the Financial Markets Authority (FMA) is superseded by MiCAR. EEA clients based in Austria are served through this EEA partner setup.

Belgium

EEA setup applies. Belgium's prior national crypto registration framework under the FSMA is superseded by MiCAR. EEA clients based in Belgium are served through this EEA partner setup.

Croatia

EEA setup applies. Croatia's prior national framework under Hanfa is superseded by MiCAR. EEA clients based in Croatia are served through this EEA partner setup.

Cyprus

EEA setup applies. Cyprus's prior national CASP registration framework under CySEC is superseded by MiCAR. EEA clients based in Cyprus are served through this EEA partner setup.

Czech Republic

EEA setup applies. The Czech Republic's prior national virtual asset framework under the CNB is superseded by MiCAR. EEA clients based in the Czech Republic are served through this EEA partner setup.

Denmark

EEA setup applies. Denmark's prior national virtual currency provider registration under the Danish FSA is superseded by MiCAR. EEA clients based in Denmark are served through this EEA partner setup.

Estonia

EEA setup applies. Estonia's prior national virtual asset service provider licensing regime under the FIU is superseded by MiCAR. EEA clients based in Estonia are served through this EEA partner setup.

Finland

EEA setup applies. Finland's prior national virtual currency provider registration under the FIN-FSA is superseded by MiCAR. EEA clients based in Finland are served through this EEA partner setup.

France

EEA setup applies. France's prior national DASP (Digital Asset Service Provider) registration and optional licensing framework under the AMF is superseded by MiCAR. EEA clients based in France are served through this EEA partner setup.

Germany

EEA setup applies. Germany's prior national crypto custody and crypto asset service licensing regime is superseded by MiCAR. EEA clients based in Germany are served through this EEA partner setup.

Greece

EEA setup applies. Greece's prior national VASP registration framework under the Hellenic Capital Market Commission is superseded by MiCAR. EEA clients based in Greece are served through this EEA partner setup.

Hungary

EEA setup applies. Hungary's prior national virtual asset framework under the MNB is superseded by MiCAR. EEA clients based in Hungary are served through this EEA partner setup.

Iceland

EEA setup applies. Iceland's prior national framework under the FME is superseded by MiCAR. EEA clients based in Iceland are served through this EEA partner setup.

Ireland

EEA setup applies. Ireland's prior national VASP registration regime under the Central Bank of Ireland is superseded by MiCAR. EEA clients based in Ireland are served through this EEA partner setup.

Italy

EEA setup applies. Italy's prior national VASP registration regime under the OAM is superseded by MiCAR. EEA clients based in Italy are served through this EEA partner setup.

Latvia

EEA setup applies. Latvia's prior national virtual asset service provider registration under the FKTK is superseded by MiCAR. EEA clients based in Latvia are served through this EEA partner setup.

Liechtenstein

EEA setup applies. Liechtenstein's prior national framework under the FMA — including its own Token Act regime — is superseded by MiCAR. EEA clients based in Liechtenstein are served through this EEA partner setup.

Lithuania

EEA setup applies. Lithuania's prior national VASP licensing regime under the Bank of Lithuania is superseded by MiCAR. EEA clients based in Lithuania are served through this EEA partner setup.

Luxembourg

EEA setup applies. Luxembourg's prior national virtual asset framework under the CSSF is superseded by MiCAR. EEA clients based in Luxembourg are served through this EEA partner setup.

Malta

EEA setup applies. Malta's prior national virtual financial assets framework under the MFSA is superseded by MiCAR. EEA clients based in Malta are served through this EEA partner setup.

Netherlands

EEA setup applies. The Netherlands' prior national crypto service provider registration regime under DNB is superseded by MiCAR. EEA clients based in the Netherlands are served through this EEA partner setup.

Norway

EEA setup applies. Norway's prior national virtual currency exchange and custodian wallet registration under Finanstilsynet is superseded by MiCAR. EEA clients based in Norway are served through this EEA partner setup.

Poland

EEA setup applies. Poland's prior national virtual asset service provider registration under the Ministry of Finance is superseded by MiCAR. EEA clients based in Poland are served through this EEA partner setup.

Portugal

EEA setup applies. Portugal's prior national VASP registration under the Banco de Portugal — including the transitional registry under Article 143(3) of MiCAR — is superseded by MiCAR as the operative compliance standard. EEA clients based in Portugal are served through this EEA partner setup.

Romania

EEA setup applies. Romania's prior national virtual asset framework under the ASF is superseded by MiCAR. EEA clients based in Romania are served through this EEA partner setup.

Slovakia

EEA setup applies. Slovakia's prior national virtual asset framework under the NBS is superseded by MiCAR. EEA clients based in Slovakia are served through this EEA partner setup.

Slovenia

EEA setup applies. Slovenia's prior national virtual currency framework under the Bank of Slovenia is superseded by MiCAR. EEA clients based in Slovenia are served through this EEA partner setup.

Spain

EEA setup applies. Spain's prior national VASP registration regime under the CNMV and Banco de España is superseded by MiCAR. EEA clients based in Spain are served through this EEA partner setup.

Sweden

EEA setup applies. Sweden's prior national virtual currency exchange and custodian wallet registration under Finansinspektionen is superseded by MiCAR. EEA clients based in Sweden are served through this EEA partner setup.

Apakah akan ada gangguan layanan?

Struktur siap MiCA dari Nexo dirancang untuk memastikan kesinambungan penuh produk dan layanan kami. Tidak ada downtime yang direncanakan, gangguan layanan, atau disrupsi pada bagian mana pun dari platform. Anda dapat terus menggunakan platform dan produk Nexo seperti biasa.

Apakah riwayat transaksi saya tersimpan?

Riwayat transaksi lengkap Anda tetap tersedia di akun Nexo Anda. Tidak ada perubahan dalam cara Anda mengakses atau mengekspor data akun Anda.

Apakah saya dapat menggunakan akun saya seperti biasa?

Akun Anda terus berjalan persis seperti biasa — isi saldo, penarikan, dan semua operasi akun tetap sepenuhnya tersedia kapan saja.

Apakah Nexo Card, Jenjang Loyalitas, dan manfaat NEXO Token saya akan tetap berjalan normal?

Pemegang kartu EEA tetap memiliki kartu mereka, tanpa perubahan pada cashback, batas pengeluaran, atau Debit dan Credit Mode. Jenjang Loyalitas dan utilitas NEXO Token Anda terus berfungsi seperti biasa.

Our EEA structure & partners.

Who is your custody partner, and what role does it play in my account?

Tangany is a Munich-based digital asset custodian, MiCAR-licensed and BaFin-regulated, with over €3 billion in assets under custody for 60+ institutional clients. Tangany holds EEA client crypto-assets in segregated, institutional-grade custody under EU regulatory standards.

Who is going to be your trading partner, and what role does it play in my account? (Ramp-Up Phase)

Currently in the ramp-up phase and finalizing infrastructure optimization: DLT Finance, operated by DLT Securities GmbH, is a Frankfurt-based investment firm licensed under MiCAR and MiFID II. In this EEA setup, they will provide the brokerage infrastructure behind EEA client trades, acting as the trading counterparty.

Why did Nexo choose this setup?

This EEA operational framework pairs Nexo’s client-facing platform with our partners — one providing brokerage, the other custody. This is standard infrastructure partitioning, which is a recognised structure under MiCAR, and Nexo chose it to draw on best-in-class licensed specialists. The structure has been established in accordance with MiCAR requirements and operates within the regulatory authorisations held by our partner companies.

How can I independently verify your partner's authorisations?

Both firms' authorisations are recorded in the regulators' BaFin's public company register and in the ESMA register of MiCAR-authorised CASPs.
  1. Tangany in BaFin's public company register can be seen here.
  2. DLT Finance in BaFin's public company register can be seen here.

Apa yang harus dilakukan?

Apakah saya perlu mengambil tindakan apa pun sekarang?

Tidak diperlukan tindakan apa pun dari Anda saat ini. Akun Anda terus beroperasi seperti biasa. Klien yang sudah ada akan dialihkan secara bertahap dan mulus ke struktur EEA Nexo mulai 1 Juli dan seterusnya. Klien baru yang bergabung mulai 1 Juli akan di-onboard langsung melalui pengaturan EEA.

Di mana saya dapat menemukan pembaruan?

TJU ini aktif dan akan terus diperbarui secara berkala. Anda juga dapat mengikuti pembaruan di saluran resmi kami (Reddit, X, LinkedIn) dan menghubungi tim Layanan Klien 24/7 kami.

Apa yang terjadi pada akun EEA saya yang sudah ada pada 1 Juli?

Pelanggan EEA yang sudah ada akan dialihkan secara bertahap dan mulus ke struktur EEA Nexo mulai 1 Juli dan seterusnya. Akun, produk, dan layanan Anda terus beroperasi seperti biasa.

Apa yang bisa saya harapkan jika saya daftar setelah 1 Juli?

Pelanggan baru yang bergabung mulai 1 Juli akan di-onboard langsung melalui pengaturan EEA dari hari pertama. Anda akan memiliki akses ke produk dan layanan Nexo dalam struktur yang sesuai MiCA kami.

Bagaimana ini berlaku untuk pelanggan yang sudah ada dibandingkan pendaftar baru?

Pelanggan EEA yang sudah ada akan dialihkan secara bertahap dan mulus ke struktur EEA Nexo mulai 1 Juli dan seterusnya. Pelanggan baru yang bergabung mulai 1 Juli akan di-onboard langsung melalui pengaturan EEA dari hari pertama.

Assets & custody.

Are my assets protected?

Tangany holds client assets, onboarded on this EEA setup, in segregated, institutional-grade custody under EU regulatory standards. On top of this, Nexo's own multi-layered security infrastructure — the same you have relied on since 2018 — continues to apply.

How are my assets held?

Tangany keeps client assets strictly separate from its own, with individualised accounting allocating each asset to its respective owner. Custody is delivered using advanced cryptographic technologies, including Hardware Security Modules (HSM) and Multi-Party Computation (MPC), designed so that private keys cannot be accessed by Tangany employees or third parties. Tangany is MiCAR-licensed, supervised by German regulatory authorities, and ISO 27001-certified. Further details are available on tangany.com.

What about Ledger and Fireblocks?

Ledger and Fireblocks have been part of Nexo's custody infrastructure for years. For EEA clients under the new EEA setup, custody is provided by Tangany under its MiCAR authorisation.

Trading & brokerage.

Who will be my counterparty when I trade? (Ramp-Up Phase)

We are currently in the ramp-up phase and finalizing infrastructure optimization: DLT Finance will act as the trading counterparty for clients onboarded on the new EEA setup, providing the brokerage infrastructure behind your trades. DLT Finance is licensed under MiCAR and MiFID II.

Verifikasi komunikasi Nexo.

Bagaimana saya dapat memverifikasi bahwa komunikasi terkait MiCA dari Nexo adalah asli?

Semua komunikasi resmi Nexo berasal dari domain @nexo.com dan menyertakan Kode Anti-Phishing pribadi Anda di footer Email. Jika sebuah Email tidak menyertakan kode Anda, maka itu bukan dari Nexo. Anda dapat mengatur Kode Anti-Phishing di Profil Saya > Keamanan di aplikasi Nexo. Anda juga dapat memverifikasi Email, akun media sosial, atau URL apa pun di channel-validator.

Apa yang harus saya lakukan jika menerima Email mencurigakan tentang MiCA?

Jika Anda menerima komunikasi yang mengklaim berasal dari Nexo tetapi tidak menyertakan Kode Anti-Phishing Anda, jangan klik tautan apa pun atau bagikan informasi apa pun. Anda dapat memverifikasi pengirim melalui Channel Validator dan melaporkan hal mencurigakan ke tim Layanan Klien 24/7 kami.