A crypto interest calculator estimates how much interest your digital assets could generate over a given period. Enter your amount, select an asset, and see indicative daily, weekly, bi-weekly, monthly, and annual figures based on current stated rates. Figures are illustrative and do not represent guaranteed outcomes.

Enter the amount you hold and select your asset in the calculator above. The tool applies the current stated annual interest rate to your balance and shows indicative returns over time, accounting for daily compounding. Results are hypothetical and for illustrative purposes only.

APR (Annual Percentage Rate) is the simple interest rate applied to your balance over a year, without accounting for compounding. APY (Annual Percentage Yield) reflects the effect of compounding — when interest is added to your balance regularly, each subsequent calculation starts from a higher base. Because interest compounds daily on Nexo, the effective annual return is higher than the stated APR alone. To learn more about the difference between APR and APY, read our dedicated article.

APY is calculated using the following formula: APY = (1 + r/n)ⁿ − 1, where r is the stated annual interest rate and n is the number of compounding periods per year. For daily compounding, n = 365. This means even a modest stated rate results in a higher effective annual rate.

Compound interest means the interest you accrue is added to your balance, so future interest is calculated on a progressively larger amount. On Nexo, this happens daily — each day builds on the last. Over time, this effect becomes increasingly significant, particularly on larger balances or longer time horizons.

With the flexible option, interest accrues and is credited to your account daily. Fixed-term options compound interest over the duration of the selected term. Payout schedules may vary by asset and account type.

Nexo supports interest accrual on a wide range of digital assets, including Bitcoin (BTC), Ethereum (ETH), Tether (USDT), USD Coin (USDC), and many more. Select any supported asset in the calculator above to see its current stated interest rate.

Yes. Stated interest rates are variable and subject to change at any time. Rates may vary based on jurisdiction, asset type, account type, and your Loyalty Tier. Always refer to the Nexo app for your current applicable rates.