Work toward your long-term goals.

Generate up to 16% annual interest on 20 digital assets with Flexible and Fixed-term Yield.

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Partnering with Bakkt,
a publicly listed U.S. company
$1.5+ billion
paid out in interest
Trusted
since 2018
Partnering with Bakkt,
a publicly listed U.S. company
$1.5+ billion
paid out in interest
Trusted
since 2018

Strong fundamentals support your assets.

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See the potential of your portfolio.

Watch the power of compounding interest unfold with Nexo’s Yield solutions.

Bitcoin
up to 7%
330
Total balance over 20 years
$823.82K
Projected monthly interest by year 20
$2,003
Projected returns are estimates based on your inputs and assume constant interest rates and asset prices, with principal and interest remaining in your Nexo Account. These figures are for illustrative purposes only and are not intended as financial or legal advice. Actual performance may vary.

Choose the rhythm of your accrual.

Prioritize ongoing access with Flexible Yield, or commit to a set term for higher interest rates with Fixed-term Yield.

Flexible Yield

Interest that compounds daily, with no lock-ups.

Generate up to 14% annual interest, credited daily
Access your digital assets at any time
Experience the compounding effect as each payout fuels the next
Fixed-term Yield

Higher interest rates for set terms.

Generate up to 16% annual interest, credited in full at the end of the term*
Commit your assets for a set term to access higher interest rates
Keep your assets at work with automatic term renewal

Generate interest on 20 supported digital assets.

Start accruing interest in just a few steps.

1. Buy or transfer crypto

Purchase or add digital assets to you Nexo account.

2. Stay on top of your balance

Maintain a $5,000+ portfolio balance and meet the required minimum per asset to start accruing interest.

3. Start accruing interest

Receive compounding interest payouts every day.

4. Tap into higher rates

Discover Fixed-term Yield and access higher annual interest rates for periods of up to 12 months.
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Add funds with Nexo fees waived for a limited time.

Fund your account through the payment method you're most comfortable. No Nexo fees applied.

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ACH

Add funds via Automated Clearing House (ACH) transfers.

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Wire transfer

Deposit through a manual wire transfer, designed for larger amounts.

How clients use Nexo Yield.

Competitive rates, clear Interface

Learn how this Nexo client evaluates crypto platforms to accrue interest, and why they chose Nexo.

Generate interest, daily

Discover how Fixed-term Yield helped Eric create a steady income stream without navigating daily market fluctuations.

Wealth solutions for private clients.

For individuals with $100,000 or more in digital assets, Nexo Private delivers personalized onboarding, a dedicated relationship manager, and access to exclusive trading and credit solutions.

Plan your crypto taxes with precision.

Save time and stay compliant with automated tax reporting.

 Import your Nexo transaction history.
Calculate capital gains, losses, and income.
Generate reports tailored to your local tax regulations.
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Frequently asked questions.

How do I start accruing interest?

After you create your account, you need to buy or deposit crypto, opt in for interest-generation via the Nexo app, and maintain an account balance above $5,000 worth of digital assets.

You’ll begin receiving daily interest on your digital assets a minimum of 24 hours from your deposit.

How is interest paid out to my Nexo account?

Interest with Flexible Yield is paid out automatically every day to your account. The interest is credited to your Savings Wallet, where you begin generating on your holdings plus the accrued interest. This compounding effect helps you grow your portfolio faster.

What is the difference between Flexible and Fixed-term Yield?

Unlike Flexible Yield, which allows you to withdraw or exchange your assets anytime, Fixed-term Yield lets you lock your digital assets for a predefined period to generate bonus returns. Assets in Fixed-term Yield cannot serve as collateral or be used for loan repayment until the term unlocks.

How do I access the highest interest rates?

To receive the highest interest, you need to:

1. Maintain an account balance above $5,000 worth of digital assets.

2. Opt in for interest-generation via your Nexo account.

3. Reach a Signature Wealth Tier, as part of the Wealth Club loyalty program.

4. Opt to receive your interest in NEXO Tokens for 2% additional interest.

5. Generate bonus return for a longer period with Fixed-term Yield.

Note that a daily snapshot verifies your Wealth Tier, which determines your current interest rate.

For more information on boosting your interest accrual, browse our Help Center article.

What are the balance limits?

Some assets on the Nexo platform have balance limits. This means that for each Wealth Tier for these assets there are two yields you can earn.

The rate you receive is determined by the USD value of your holdings in the relevant asset, specifically, whether you are above or below the relevant balance limit.

Read more in our Help Center article.

How are Nexo's yields generated?

Nexo operates on a sustainable, utility-driven business model centered around interest rate spreads on its collateralized Credit Lines, transaction fees from its exchange and payment services, and market-neutral treasury strategies.This ensures that every dollar paid out in client yields is supported by sustainable, real-world revenue.

How do I move assets into Fixed-term Yield?

Before you can create a fixed term, you first need to maintain an account balance above $5,000 worth of digital assets and opt in for interest-generation via your Nexo account., follow the steps detailed on our Help Center article.

To start accruing interest, clients in certain jurisdictions must proactively opt-in for the service in their Nexo account.

What is automatic renewal and how to enable it?

With automatic renewal, your term is prolonged for the same period once the interest payout is completed, granted your account balance at the time is above $5,000 worth of digital assets. This way, you continue accruing additional interest without any interruptions.

When your term renews automatically, by default, only the principal amount will be relocked, whereas the accrued interest will be added to your Savings Wallet.

To benefit from automatic renewal you need to enable the option when creating a term for your digital assets. If your account balance is below the $5,000 threshold on the term's due date, your fixed term will be unlocked and automatically renewing it will not be available.

What is Nexo's business model and how does it remain robust during market movements?

Nexo operates on a sustainable, utility-driven business model centered around interest rate spreads on its collateralized Credit Lines, transaction fees from its exchange and payment services, and market-neutral treasury strategies.This ensures that every dollar paid out in client yields is supported by sustainable, real-world revenue. The foundation of this model is a robust, automated risk management engine designed to protect client assets from extreme market volatility. When clients borrow against their digital assets, they must maintain strict collateralization ratios – all funds lent out to generate interest are secured by more collateral than the loan itself. Nexo utilizes a proprietary, automated liquidation engine that ensures asset values are protected in real-time across both centralized and decentralized venues. If a borrower’s collateral value falls below the required threshold, the system gradually liquidates only the necessary portion of the assets to preserve the stability of the loan. This approach ensures execution efficiency and shields the platform against systemic liquidity crunches. This conservative financial design has been battle-tested through every major market cycle since Nexo's launch in 2018, including the extreme stress tests of the 2022 digital asset market downturns.

Driving the next generation of wealth.

Nexo is built for pioneers ready to leverage blockchain technology to shape the next generation of wealth. Create your account today and get started.
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