asset-atf

Earn up to 9.5% interest on your XRP (XRP).

Grow your XRP with Nexo’s Savings solutions.

Start earning
XRP logo

Calculate your XRP earnings.

Watch the power of compounding interest unfold with Nexo's Yield options.

XRP
up to 9.50%
330
Total balance over 20 years
$968.72K
Projected monthly interest by year 20
$2,607
Projected returns are estimates based on your inputs and assume constant interest rates and asset prices, with principal and interest remaining in your Nexo Account. These figures are for illustrative purposes only and are not intended as financial or legal advice. Actual performance may vary.

Flexible vs. Fixed-term XRP (XRP) Yield.

Whether you prioritize access or long-term positioning, there’s a Nexo Yield solution to match your strategy.

Flexible Yield

Daily compound interest with no lock-ups.

Generate compound interest with daily payouts.

Retain complete access to your XRP at all times.

Experience the compounding effect as each payout fuels the next.

Fixed-term Yield

Higher annual interest for set periods.

Generate up to 9.5% per year*, paid out in full at the term's end.

Lock your XRP for set periods in exchange for higher yield.

Auto-renew your term with a single tap to enjoy uninterrupted growth.

How the Nexo ecosystem supports your XRP (XRP).

Higher Wealth Tier, higher payouts

Boost your payouts as you move up Wealth Tiers. Holding NEXO Tokens gives your XRP more accruing power.

Accrual doesn’t pause

As long as your XRP stays in your Savings Wallet, interest compounds daily, even while you trade.

Effortless setup

Accrue interest on your XRP with just a transfer. Once it’s in your Savings Wallet, you’ll start generating interest after 24 hours.

Built-in confidence

Behind Nexo’s Yield solutions stand a robust infrastructure, custody by Ledger & Fireblocks, and compliance frameworks designed for long-term resilience.

Annual interest rates built for long-term strategies.

Learn about Flexible Yield

Why earn interest on XRP?

XRP is built for cross-border payments, not staking — the XRP Ledger uses a consensus protocol rather than proof-of-stake, which means there are no native staking rewards for holding XRP. Platforms like Nexo offer an alternative: you can earn interest on your XRP holdings through Flexible or Fixed-term Savings, giving your position a yield it wouldn't generate on its own. For long-term XRP holders who believe in the network's growing role in institutional payments infrastructure, earning daily compounding interest adds a return layer on top of any potential price movement. Your rate depends on your Loyalty Tier and the Savings product you choose.

What clients say about Nexo.

Add funds with Nexo fees waived for a limited time.

Fund your account through the payment method you're most comfortable with. No Nexo fees applied.

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ACH

Add funds via Automated Clearing House (ACH) transfers.

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Wire transfer

Deposit through a manual wire transfer, designed for larger amounts.

How to accrue interest on your XRP.

Here’s how to start generating daily interest on your crypto with Flexible Yield.

1. Add XRP

Transfer XRP to your Nexo account, or exchange another asset for XRP directly in the app.

2. Opt in (if required)

Head to the Nexo app. Go to My profile > App settings > Yield settings. Toggle the setting on and start earning daily interest.

3. Watch your balance grow

Your assets will start accruing daily compounding interest automatically after 24 hours.

4. Boost your earnings

Access our highest interest rates by opting for Fixed-term Savings.
Start earning

Innovation, recognized worldwide.

Nexo's approach to digital wealth continues to earn recognition from respected industry bodies worldwide.

The Digital Banker Awards

Best PayTech for Digital CX, 2025

FinTech Breakthrough Awards

Best Cryptocurrency Wallet, 2025

PAY360 Awards

Best Consumer Payments Programme, 2025

Fundamentals at your fingertips.

SOC 2 & SOC 3 Type 2 audits

Successfully completed for three years in a row with recognition from the American Institute of Certified Public Accountants (AICPA).

Multi-layer authentication

Stay on top of your account at all times with SMS verifications, email verifications, and authenticator app support.

Biometric identification

Access your wealth with fingerprint or face recognition technology.

Real-time alerts

Stay on top of your wealth with instant notifications for all account activities.

Digital signature of trust

Verify the authenticity of all official communication from Nexo with a unique anti-phishing code.

AES 256-bit SSL

World-class solid methods used in modern encryption algorithms, protocols, and technologies.

Driving the next generation of wealth.

Nexo is built for pioneers ready to leverage blockchain technology to shape the next generation of wealth. Create your account today and get started.
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