Get up to $600 in NEXO for each friend you refer.

Share your link. Your friend has 45 days to add funds, borrow, and exchange on Nexo — the more they do, the more NEXO you both receive. Refer as many friends as you like.

Trusted
since 2018
All-in-one
digital wealth platform
Security-first
by design
Trusted
since 2018
All-in-one
digital wealth platform
Security-first
by design

How many NEXO Tokens you can receive.

Your friend’s 45-day window starts once they register. Each activity pays out independently at the tier they reach — so they can qualify at different tiers for different activities. Both of you receive the same reward for each completed activity.

Your friend adds, borrows, or trades up toYour reward when they add fundsYour reward when they tradeYour reward when they borrowYour maximum reward when they do all three

Tier 1 — $5,000 or more

$5
$25
$70
$100

Tier 2 — $25,000 or more

$25
$50
$150
$225

Tier 3 — $100,000 or more

$100
$250
$250
$600
Qualifying activities are limited to adding funds, exchanging, and the first withdrawal from a Nexo Credit Line. Nexo’s Flexible and Fixed-term Yield products do not count toward any reward threshold. Some products may not be available in your jurisdiction. Conditions vary by region — check the Nexo app for the most up-to-date information on your specific terms.

Four steps to start sharing wealth.

1. Unlock access

Sign in to your Nexo account and accept the Promoter Program Terms & Conditions — required once to generate your referral link.

2. Share your link

Send it to as many friends as you like — receive up to $600 in NEXO from each one. Once they register, their 45-day window starts.

3. Track in real time

Follow each qualifying activity from your Nexo app and see your rewards as they accumulate.

4. Receive your reward

Once a friend completes their 45-day window, your NEXO Token reward is credited to your account.
Get your referral link

Introduce your network to the Nexo ecosystem.

Your friends get access to an interconnected suite of digital asset solutions. You both receive NEXO Token rewards when they use them.

Qualifying activities are limited to adding funds, exchanging, and the first withdrawal from a Nexo Credit Line. Nexo’s Flexible and Fixed-term Yield products do not count toward any reward threshold. Some products may not be available in your jurisdiction. Conditions vary by region — check the Nexo app for the most up-to-date information on your specific terms.

Account funding built for the US

Add funds via ACH, wire transfer, or by purchasing crypto directly on Nexo — no external wallet required, no Nexo fees applied.

Borrow from 0.9% per year

Accesses funds without selling your crypto. Mix BTC, ETH, and other digital assets as collateral on a flexible repayment schedule.

Exchange 30+ digital assets

Swap hundreds of digital asset pairs and get crypto cashback on eligible trades.

The more NEXO you hold, the more Nexo gives back.

Your NEXO Token rewards count toward your Wealth Club progress. Each stage unlocks more exclusive benefits across products, lifestyle, and experiences.
Learn more

Frequently asked questions.

Who can participate in the Referral Program?

The Referral Program is open to clients worldwide. If either party is a US resident, the US Referral Program rules and rewards apply to both. Otherwise, the referral tasks and rewards are governed by the country of residence of the referrer.

When does my friend's 45-day window start?

The window starts when your friend registers their account using your referral link.

How are rewards calculated?

Each of the three activities — adding funds, borrowing, and exchanging — pays out independently at the tier you reach. You can qualify at different tiers for different activities. Both you and your friend receive the same reward for each completed activity. For example, if you add $120,000, borrow $30,000, and exchange $8,000:
  • Adding $120,000 makes you eligible for a Tier 3 reward ($100,000 or more), as long as you maintain this average balance throughout the holding period. Your reward would be $100.
  • Borrowing $30,000 makes you eligible for a Tier 2 reward ($25,000–$99,999). Your reward would be $150.
  • Exchanging $8,000 makes you eligible for a Tier 1 reward ($5,000–$24,999). Your reward would be $25.
  • Total: $275 in NEXO Tokens — and your friend receives the same.
  • The maximum reward per person is $600 in NEXO Tokens, achieved by reaching Tier 3 across all three activities.

When and how are rewards paid?

Rewards are paid in NEXO Tokens within one hour of your friend's 45-day window closing. They are credited directly to your Nexo account.

Is there a limit on how many friends I can refer?

No. You can refer as many friends as you like — there’s no cap on the number of referrals or on total rewards received.

Does the referral program include Yield products?

No. The three qualifying activities are adding funds, borrowing via the Credit Line, and exchanging on the Nexo Exchange. Using Nexo’s Flexible Yield or Fixed-term Yield products does not count toward any reward threshold.

What counts toward the exchange threshold?

Eligible exchange volume includes crypto-to-crypto and crypto-to-fiat trading pairs on the Nexo Exchange. Stablecoin-to-fiat pairs such as USDC/USD and USDT/USD do not count toward the threshold.

What counts toward the borrowing threshold?

A minimum first Credit Line withdrawal of $5,000 is required to qualify for a reward. Subsequent withdrawals do not count toward the threshold. Nexo Credit Card purchases are excluded.

Where can I read about the Referral Program in greater details?

You can learn about the complete process in detail through our dedicated Help Center article.

Borrow funds by June 25 to get 0% interest
for 45 days.

Learn more