Nexo vs Crypto.com: Yield rates compared.

Generate up to 6% per year on BTC and 7% on ETH with Nexo. On Crypto.com both top out at 3%.

Download the Nexo app

or

Nexo vs Crypto.com at a glance.

	Nexo	Crypto.com
Max rate on BTC and ETH	BTC 6% / ETH 7% per year	BTC up to 3% / ETH up to 3%
Max rate on XRP, SOL, DOT	XRP 7.5% / SOL 8% / DOT 14%	XRP: no listed US option / SOL up to 3.25% / DOT up to 3.25%
Interest compounding	Daily and automatic on Flexible Yield	Calculated daily, paid weekly, not auto-compounded
Fixed-term options	1, 3, 6, and 12 months	1 or 3 months only
At maturity	Auto-renews — relock principal plus accrued in-kind interest	Returns to Token Wallet automatically

Rates subject to change. Check each platform for current terms.

Get started with Nexo

What sets Nexo apart from Crypto.com.

Higher rates on every major asset

Nexo pays 6% on BTC, and 7% on ETH. Crypto.com's best US rates on those same assets are 3%.

Automatic daily compounding

Interest accrues and compounds every day, credited to your Savings Wallet without you doing anything. Crypto.com calculates daily but only distributes weekly, and rewards don't compound on their own.

Terms that go to 12 months, not 3

Choose 1, 3, 6 or 12 months by asset. Terms auto-renew, and you can relock your principal along with the in-kind interest it earned. Crypto.com offers flexible, 1-month and 3-month terms only, and pushes everything back to your Token Wallet at maturity.

Built on a track record that speaks for itself.

$7+ billion

in assets under management

$465+ billion

in transaction volume

$1.5+ billion

in interest paid

Frequently asked questions.

How do Crypto.com's highest Earn rates actually work?

Crypto.com's headline rates require you to lock or stake CRO for a 365-day holding period and reach the Level Up Private tier. The bonus portion is paid out in CRO, not in the asset you're holding. The full rate also applies only to your first $3,000.

Why do Nexo clients earn more than on Crypto.com?

Nexo compounds daily and credits interest to your Savings Wallet automatically, while Crypto.com pays out weekly and does not compound.

Do I need to trade actively or lock a token to earn high rates on Nexo?

No. Nexo's Wealth Club tiers are based on the NEXO Tokens you hold, not on trading volume. Your Tier determines the rate you'd earn on individual assets. Classic begins at a portfolio over $5,000 with 10% held in NEXO Tokens, and the tiers progress through Premier, Elite and Signature. Your NEXO Tokens are held rather than locked, so you can trade or move them whenever you want, and if your balance dips below your tier threshold it stays in place for seven days while you restore it. Crypto.com's equivalent requires locking or staking CRO for a 365-day holding period, with an unbonding period of roughly 36 days if you later decide to unstake.

Do these rates change?

Yes. Both Nexo and Crypto.com adjust their rates in response to market conditions. Current Nexo rates are always listed on our rates page, and you should check Crypto.com's own page before making a decision.

How do I switch from Crypto.com to Nexo?

Create a free Nexo account and complete verification. Transfer your digital assets to your Nexo Savings Wallet. Your holdings begin accruing interest within 24 hours — no application, no credit check, no trading requirement.

Driving the next generation of wealth.

Nexo is built for pioneers ready to leverage blockchain technology to shape the next generation of wealth. Create your account today and get started.

Sign up