Don't sell your crypto, borrow against it.

No — you only have one Nexo Credit Line, which stays open and ready whenever you need it. You can use multiple assets as collateral, add more to boost your borrowing power, or repay and borrow again anytime.

Your Loan-to-Value (LTV) ratio shows how much you’ve borrowed compared to the value of your crypto collateral.

If the market value of your crypto drops, your LTV rises. When it reaches a certain threshold, Nexo automatically repays part of your Credit Line using a portion of your collateral — helping you maintain balance.

Yes, you can add more crypto to lower your LTV, remove part of your collateral when your line is healthy, or swap collateral to exchange assets without closing your Credit Line.

When your collateral value drops, a portion of it automatically covers the owed amount, reducing your balance and keeping your Credit Line stable.

You can repay your Credit Line anytime — in crypto or stablecoins. You only pay interest for the days you use your Credit Line and for the amount you’ve actually borrowed. Once you repay, your borrowing limit refreshes automatically, so you can draw funds again whenever you need them.

Once your Credit Line is fully repaid, your collateral becomes available immediately. You can withdraw it, keep it in your Nexo account, or continue using it for future borrowing needs.