Unlock the potential of digital assets.

After you create your account, you need to buy or transfer crypto, opt in for return generation via the Nexo app, allocate assets to Growth, and maintain an account balance above US$5,000 worth of digital assets. Once your allocation is confirmed, Return starts accruing daily to your Growth Balance. It's added to your Nexo Account when you withdraw (Flexible Growth) or at maturity (Fixed-term Growth).

Both let you accrue returns on your allocation, but they suit different needs. Flexible Growth lets you request withdrawal at any time, subject to processing times and any applicable limits. Return compounds daily within your Growth Balance until you withdraw. Fixed-term Growth lets you access higher rates by committing assets for a set period, from one to twelve months. It's designed for clients focused on long-term growth. You can hold both at once — allocating some assets to Flexible Growth and others to Fixed-term Growth.

Return on Flexible Growth accrues daily on a compounding basis and is added to your Growth Balance — a record of what Nexo Australia owes you, not assets held in your account. It's delivered to your Nexo Account when you request withdrawal.
With Fixed-term Growth, your return is paid in full, in the same asset you allocated, at the end of the term.

Some assets on the Nexo platform have balance limits. This means that for each balance tier for these assets there are two rates you can access. The rate you receive is determined by the USD value of your holdings in the relevant asset — specifically, whether you are above or below the relevant balance limit.

You need to maintain a portfolio balance of at least US$5,000 in order to receive return on the assets in your Growth Wallet.