Earn up to 6% interest on your Bitcoin (BTC).

Grow your BTC with Nexo’s Savings solutions.
gray shapeBitcoin logo

Calculate your BTC earnings.

Watch the power of compounding interest unfold with Nexo's savings options.

Bitcoin
up to 6%
330
Total balance over 20 years
$651.66K
Projected monthly interest by year 20
$1,286

Projected returns are estimates based on your inputs and assume constant interest rates and asset prices, with principal and interest remaining in your Nexo Account. These figures are for illustrative purposes only and are not intended as financial or legal advice. Actual performance may vary.

Flexible vs. Fixed-term Bitcoin (BTC) Savings.

Whether you prioritize access or long-term positioning, there’s a Nexo Savings solution to match your strategy.

Flexible Savings

Daily compound interest with no lock-ups.

Earn compound interest with daily payouts.

Retain complete access to your BTC at all times.

Experience the compounding effect as each payout fuels the next.

Fixed-term Savings

Higher annual interest for set periods.

Earn up to 6% per year, paid out in full at the term's end.

Lock your BTC for set periods in exchange for higher yield.

Auto-renew your term with a single tap to enjoy uninterrupted growth.

How the Nexo ecosystem supports your Bitcoin (BTC).

Higher Loyalty Tier, higher earnings

Boost your earnings as you move up Loyalty Tiers. Holding NEXO Tokens gives your Bitcoin more earning power.

Earning doesn’t pause

As long as your Bitcoin stays in your Savings Wallet, interest compounds daily, even while you trade.

Effortless setup

Start growing your Bitcoin with just a transfer. Once it’s in your Savings Wallet, you’ll start earning interest after 24 hours.

Built-in confidence

Behind Nexo’s Savings solutions stand a robust infrastructure, custody by Ledger & Fireblocks, and compliance frameworks designed for long-term resilience.

Annual rates built for long-term success.

Learn about Flexible Savings

Earn interest on your Bitcoin

Bitcoin (BTC) is the first and most recognized cryptocurrency, often seen as the foundation of the digital asset market. Many people choose to hold Bitcoin long-term, but leaving it idle means missing opportunities to earn Bitcoin while keeping your exposure. With Nexo, you can put your BTC to work and earn interest on Bitcoin. Simply top up your BTC, choose Flexible Savings or Fixed-term Savings, and start building rewards. Flexible Savings keeps your BTC free to trade at any time, while fixed terms can provide higher rates in exchange for committing your Bitcoin for a set period. This way, you can earn with Bitcoin on your own terms. Nexo makes it simple to earn BTC online without complex setups. Your balance grows as you earn yield on Bitcoin while continuing to hold your assets. Instead of selling, your BTC remains in your portfolio, giving you the chance to benefit from its long-term potential while also generating ongoing returns. Whether you’re a long-term holder or looking for a straightforward way to earn on BTC, Nexo gives you the flexibility to align your earnings with your goals. Keep holding Bitcoin — and start earning interest on your BTC today.

What clients say about Nexo.

Add funds with Nexo fees waived for a limited time.

Fund your account through the payment method you're most comfortable with. No Nexo fees applied.

Banco Industrial logo

Local payment methods

Transfer ARS via Banco Industrial with zero Nexo fees applied for a limited time.
SEPA bank transfer logoFaster Payments bank transfer logoSWIFT international bank transfer logo

Crypto-friendly bank transfers

Enjoy seamless USD, EUR, and GBP bank transfers under your name.

Blockchain transfers

Receive crypto via widely used networks and bridge assets across multiple chains with no gas fees.

Free transfers between friends

Send and receive assets via email, phone, or crypto address.

How to earn interest on your Bitcoin.

Here’s how to start earning daily interest on your crypto with Flexible Savings.

1. Add BTC

Transfer Bitcoin to your Nexo account, or exchange another asset for BTC directly in the app.

2. Opt in (if required)

Head to the Nexo app. Go to My profile > App settings > Savings settings. Toggle the setting on and start earning daily interest.

3. Watch your balance grow

Your assets will start accruing daily compounding interest automatically after 24 hours.

4. Boost your earnings

Access our highest interest rates by opting for Fixed-term Savings.
Start earning

Innovation, recognized worldwide.

Nexo's approach to digital wealth continues to earn recognition from respected industry bodies worldwide.

The Digital Banker Awards

Best PayTech for Digital CX, 2025

FinTech Breakthrough Awards

Best Cryptocurrency Wallet, 2025

PAY360 Awards

Best Consumer Payments Programme, 2025

Fundamentals at your fingertips.

SOC 2 & SOC 3 Type 2 audits

Successfully completed for three years in a row with recognition from the American Institute of Certified Public Accountants (AICPA).

Multi-layer authentication

Stay on top of your account at all times with SMS verifications, email verifications, and authenticator app support.

Biometric identification

Access your wealth with fingerprint or face recognition technology.

Real-time alerts

Stay on top of your wealth with instant notifications for all account activities.

Digital signature of trust

Verify the authenticity of all official communication from Nexo with a unique anti-phishing code.

AES 256-bit SSL

World-class solid methods used in modern encryption algorithms, protocols, and technologies.

Driving the next generation of wealth.

Nexo is built for pioneers ready to leverage blockchain technology to shape the next generation of wealth. Create your account today and get started.
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