Spend in ARS at home or US$ worldwide with the Nexo Card.

One card. Two modes. Spend at home and abroad.

Get your crypto card
Get up to US$450 crypto cashback in your first 3 months with the Nexo Card. 10% back on your first swipe.
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Spend in
ARS & US$
Switch to
Credit & Debit Mode
Get up to
4% crypto cashback

Receive up to US$450 in your first 3 months.

Start with 10% back

Welcome bonus on your first Nexo Card purchase.
Up to US$5 One-time

Spend in two modes, both earn cashback

Get up to 2% crypto cashback in Credit Mode and up to 1% in Debit Mode. This cashback rate is doubled through October 8.
Up to US$100 Every month

Unlock a monthly US$50 bonus

Reach a spending milestone of US$500 across 10 or more transactions and we add US$50 in NEXO on top of your standard crypto cashback.
US$50 per month First 3 months
Welcome bonus counts within the monthly cashback limit. The cashback rate varies by Loyalty Tier. Terms apply.
Get your crypto card
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Earn double cashback through October 8.

As Argentina chases glory on the world stage, your crypto cashback rate climbs to up to 4% in Credit Mode and 2% in Debit Mode. Terms apply.
Get your crypto card

Powerful benefits, no matter how you spend.

Around the world, the Nexo Card has reshaped how a new generation spends. Now it's in Argentina, built for a changing peso.

Spend in ARS and US$

Pay in pesos at home with no currency conversion, or spend US$ at over 100 million merchants worldwide.

Borrow funds from 1.9% per year

Spend against your crypto with the only crypto credit card of its kind in Argentina.

Earn interest on your balance

Receive up to 13% per year on the funds you haven't spent, paid out daily.

Skip the extra fees

No monthly, annual, or inactivity fees — plus a monthly allowance of up to US$1,000 in ATM withdrawals.

Stay in control at all times

Manage your spending, balances, and rewards in-app with card freezes, spending controls, and biometric locks.

Go beyond everyday spending

Unlock airport lounge access, fast-track security, and rebates on subscriptions like Netflix and Spotify as your portfolio grows.

The crypto card that earned the world’s trust.

Two modes, one Nexo Card.

The only dual-mode crypto card in Argentina, the Nexo Card turns your portfolio into everyday spending power, built around your goals.

Debit Mode

Spend your crypto and stablecoins directly. Choose which assets to use first.

Credit Mode

Borrow against your crypto with no credit checks and repay on your own schedule.

Unlock exclusive Nexo Card benefits with Nexo Private.

Access higher Nexo Card spending limits, custom terms, and dedicated relationship management with a portfolio of US$100,000 or more.
Learn more

Discover how crypto cards work.

Crypto cards connect your digital assets to everyday spending. Learn the difference between crypto credit cards and crypto debit cards, and how to choose the right approach for your goals.

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Crypto credit cards explained

Explore the basics behind crypto cards and how payments work depending on your goals.
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How the Nexo Card lets you pay without giving up your crypto

Explore the benefits behind spending with the Nexo Card.
Article thumbnail: Crypto credit card vs debit card comparison

The difference between a crypto credit card and a crypto debit card

Bridging your crypto holdings with real-world spending power explained.
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Skip the wait and start spending right away.

Forget about delivery times. Activate your virtual card with just a tap and start making purchases.
Get your crypto card

Driving the next generation of wealth.

Nexo is built for pioneers ready to leverage blockchain technology to shape the next generation of wealth. Create your account today and get started.
Sign up

Frequently asked questions.

What is a crypto card?

A crypto card is a payment card that lets you spend digital assets like Bitcoin, Ethereum, or stablecoins in the same way you’d use a traditional debit or credit card. Whether you think of it as a bitcoin debit card, an Ethereum spending card, or a way to pay with any of 100+ supported cryptocurrencies, the idea is the same — you spend crypto, the merchant receives fiat. It connects your crypto wallet to everyday spending, allowing you to pay in-store or online without needing to manually convert assets beforehand. The main advantage of a crypto card is real-time conversion — your crypto is automatically exchanged at the moment of the transaction. This gives you a simple, flexible way to use digital assets for everyday purchases, while maintaining control over your wallet. The Nexo Card is a dual-mode crypto card that lets you seamlessly switch between Credit Mode, borrowing against your crypto, and Debit Mode, spending your crypto directly.

What is a crypto debit card?

A crypto debit card lets you use your crypto to fund purchases by converting it into fiat at the time of the transaction. While it functions similarly to a traditional debit card, your crypto is exchanged beforehand to complete the payment. You preload the card with digital assets or link it to your wallet, and the amount of digital assets is exchanged whenever you make a purchase. Unlike a crypto credit card, a debit version doesn’t involve borrowing or repayments — it draws only from what you already hold.

What is a crypto credit card?

A crypto credit card lets you borrow against your digital assets to make purchases in fiat, often offering crypto rewards instead of traditional loyalty points. These cards typically don’t spend your actual crypto but allow you to earn digital assets as cashback. They’re ideal if you want to accumulate crypto through everyday spending without spending your existing digital assets.

What is a crypto card used for?

A crypto card is used to pay for goods and services using digital assets — both online and in-store — just like you would with a regular payment card. It converts your crypto to fiat at the point of sale, letting you spend Bitcoin, Ethereum, and stablecoins anywhere cards are accepted. You can also use a crypto card to:
  • Withdraw local currency at ATMs
  • Pay for subscriptions and bills
  • Earn crypto rewards on eligible purchases
  • Avoid manual conversion steps when managing digital assets
Crypto cards are designed to bridge the gap between blockchain and everyday spending, making your crypto easier to use in the real world.

How does the Nexo Card work?

The Nexo Card is a crypto card that can be used in Credit or Debit Mode. In both modes, it connects to your available balance to provide you with liquidity for your everyday expenses, online purchases, subscriptions, and more. The following two modes can be changed at any time and as often as you’d like.

Credit Mode:

Credit Mode allows you to make purchases without having to sell your Bitcoin or other crypto. It also helps you retain the upside potential of your crypto while using its value in everyday life.

To learn more about Credit Mode, visit our dedicated Help Center article.

Debit Mode:

Debit Mode can help you grow your savings while having them available to spend at any time. It’s an easy and rewarding way to spend your digital assets, while earning daily compound interest.

To learn more about Debit Mode, visit our dedicated Help Center article.

How does crypto cashback work?

You earn crypto cashback in both Credit and Debit Mode. How much you earn varies by your payout currency and which mode you spend in. New cardholders also get extra cashback rewards in their first three months, plus a limited-time offer available through October 8. Here's how it all works. Your standard crypto cashback rate.
This is your ongoing base rate, applied to purchases in both modes. How much you receive depends on your Loyalty Tier and your payout currency. At Platinum Tier (our highest Loyalty Tier), you get up to 2% in Credit Mode and 1% in Debit Mode when paid in NEXO. In Bitcoin, the same tier earns up to 0.67% in Credit Mode and 0.33% in Debit Mode. Cashback accrues up to a monthly limit that scales with your Loyalty Tier. Your first three months
Every new Nexo Card holder gets two added rewards, paid out in NEXO Tokens. These are open to all, regardless of Loyalty Tier, and stack on top of your standard crypto cashback monthly limit.
  • A one-time welcome cashback of 10% on your first purchase, up to $5.
  • A monthly bonus: in each of your first three months, spend at least US$500 across at least 10 purchases to earn a flat US$50 on top — up to US$150 in total.
The limited-time offer.
Through October 8, your cashback rates are doubled. Credit Mode earns up to 4% in NEXO Tokens (normally up to 2%) and Debit Mode up to 2% (normally up to 1%).

Is the Nexo Card free?

The Nexo Card has no monthly, annual, or inactivity fees. You can activate your virtual card once you have at least US$50 in your Nexo account, then spend from that balance.

How to activate my crypto card?

Activating your virtual Nexo Card is almost instantaneous and done through your Nexo app. For a detailed step-by-step guide, visit our Help Center article.

Are there any foreign transaction fees?

There's no currency conversion when you spend in pesos or US dollars, so no FX fee on either. For purchases in any other currency, a 2% fee applies, rising to 2.5% on weekends.