About Apple Pay
Apple Pay is a digital wallet and contactless payment service built into iPhone, iPad, Mac, and Apple Watch. It lets users store credit and debit cards securely and pay online, in apps, or in person without entering card details each time. Launched in 2014, it's since become one of the most widely used mobile payment methods globally.
Apple Pay is available in dozens of countries and works wherever contactless payment is accepted, as well as across most major e-commerce checkouts. It uses tokenization and biometric authentication (Face ID or Touch ID) instead of transmitting actual card numbers, making it a fast, secure option for topping up accounts. Its tight integration with Apple devices has made it a default payment method for iOS users worldwide, though availability and supported cards can vary by country.