Un patrimoine et une confiance à l’épreuve du temps.

Votre patrimoine mérite plus qu'une simple croissance. Il a aussi besoin de résilience. Nous vous offrons les deux, pour que vous puissiez avancer en toute confiance.

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En activité
depuis 2018
Conforme à MiCA
Services réglementés par l’UE
Plus de 10 millions
de clients nous font confiance dans le monde

Notre santé financière.

Nos finances et nos systèmes de sécurité sont conçus pour une stabilité durable et une solidité financière robuste, quelles que soient les conditions de marché.

Actifs sous gestion

$7+ milliards*

*Dernières données disponibles au T1 2026

Volume de transactions et crédits collatéralisés émis

$465+ milliards*

La valeur totale des transactions et des crédits collatéralisés émis sur Nexo depuis 2018.

*Dernières données disponibles au T1 2026

Intérêts versés

$1.5+ milliards*

Notre activité nous permet de verser des intérêts de façon constante, faisant croître le patrimoine de nos clients depuis 2019.

*Dernières données disponibles au T1 2026

Vos actifs, notre priorité.

Nous collaborons avec des dépositaires de premier plan.

Ledger Logo

Ledger (Monde entier)

Votre patrimoine bénéficie de la sécurité de niveau institutionnel de Ledger Vault, et reste disponible 24/7 via notre plateforme.
Logo Fireblocks

Fireblocks (Monde entier)

Fireblocks nous permet de visualiser, suivre et gérer efficacement les actifs sur la plateforme Nexo.
Logo Bakkt

Bakkt (États-Unis)

Bakkt assure une conservation de niveau institutionnel et la gestion des actifs pour les clients Nexo aux États-Unis.

Tangany (EEE)

Tangany est un dépositaire d’actifs numériques basé à Munich, agréé MiCAR et régulé par la BaFin.

La sécurité à portée de main.

Authentification multicouche

Gardez le contrôle de votre compte à tout moment grâce aux vérifications par SMS, par e-mail et à la prise en charge des applications d’authentification.

Identification biométrique

Accédez à votre patrimoine grâce à la reconnaissance d’empreinte digitale ou faciale.

Alertes en temps réel

Gardez le contrôle total de votre patrimoine grâce à des notifications instantanées pour toutes les activités du compte.

Signature numérique de confiance

Vérifiez l’authenticité de toutes les communications officielles de Nexo grâce à un code anti-hameçonnage unique.

TLS AES 256 bits

Des méthodes solides et reconnues mondialement, utilisées dans les algorithmes, protocoles et technologies de chiffrement modernes.

Mise sur liste blanche des adresses

Gérez vos adresses crypto pour des transferts sans erreur.

Moteur anti-arnaque, toujours actif.

La protection anti-arnaque de Nexo surveille chaque retrait sur la plateforme, détectant et empêchant toute activité frauduleuse pour protéger le patrimoine des clients. Voici comment nous procédons.

Surveillance intelligente

Chaque retrait est analysé en temps réel par l’IA, en fonction des schémas d’arnaque connus et émergents, afin d’identifier les risques en amont et d’empêcher toute activité frauduleuse avant qu’elle ne se produise.

Alertes en temps opportun

En cas de comportement inhabituel, les clients reçoivent des notifications précises et faciles à comprendre, qui apportent du contexte sans perturber leur expérience.

Protection adaptative

Le moteur anti-arnaque analyse chaque situation de façon indépendante et ajuste sa réponse, en proposant des alertes discrètes ou en suspendant temporairement certaines actions en cas de risque, de fraude potentielle ou d’arnaque détectée.

Une couverture en constante expansion

Alimenté par les données des principales blockchains, notre moteur anti-arnaque évolue en permanence pour détecter les nouvelles menaces et renforcer ses défenses.
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Vérifiez les canaux officiels de Nexo pour protéger votre patrimoine.

Confirmez si un profil de réseau social, un e-mail ou un canal de communication appartient réellement à Nexo grâce à notre outil simple d’utilisation, le Validateur de canal.
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Certifications et attestations.

Nous restons à l’avant-garde de l’évolution de la cybersécurité, en respectant et en dépassant constamment les normes établies par des institutions de renommée mondiale.

SOC 2 Type 2

Nous maintenons les normes les plus strictes en matière de cybersécurité pour protéger vos informations sensibles, avec cet audit réalisé pour la troisième année consécutive et reconnu par l’American Institute of Certified Public Accountants (AICPA).

SOC 3 Type 2

Un rapport public présentant notre troisième année consécutive de validation indépendante quant à la manière exceptionnellement rigoureuse dont nous traitons les données de nos clients.

ISO/CEI 27001:2022

La norme internationale de gestion de la sécurité de l'information. Notre certification confirme que nous exploitons un système structuré et audité de façon indépendante pour identifier, gérer et réduire les risques liés à vos données.

ISO/CEI 27017:2015

Des contrôles de sécurité spécifiques aux services cloud. Cette certification vérifie que l'infrastructure cloud détenant vos actifs et vos données répond à un ensemble de protections dédiées, allant au-delà des normes standards de sécurité de l'information.

ISO/CEI 27018:2019

La norme de protection des données personnelles dans le cloud. Elle encadre la manière dont vos informations personnelles identifiables sont traitées, stockées et gardées confidentielles, avec une vérification indépendante de notre conformité.

Certification STAR Niveau 1

Le registre STAR (Security Trust Assurance and Risk) repose sur des principes clés de transparence, d'audit rigoureux et de bonnes pratiques en matière de sécurité et de confidentialité du cloud.

Cryptocurrency Security Standard (CCSS) Niveau 3

Le CCSS garantit le plus haut niveau de protocoles de sécurité, avec des schémas multi-signatures complets, des processus d'audit rigoureux et les mesures cryptographiques les plus avancées.

Fournisseurs de services d'infrastructure.

Logo AWS

Amazon Web Services

AWS fournit une infrastructure cloud robuste, plébiscitée par les organisations les plus exigeantes en matière de sécurité, avec la conformité ISO 27001 et SOC 2.
Logo Cloudflare

Cloudflare

Cloudflare renforce notre réseau et protège notre plateforme contre les menaces critiques et les attaques DDoS, tout en surveillant en permanence notre système interne.

Licences et enregistrements.

Nexo détient des licences et des enregistrements à l'échelle mondiale, garantissant le respect des dernières réglementations dans plus de 200+ juridictions.

Department of Financial Protection and Innovation

États-Unis, Californie

Financing Law License

N° de référence60DBO-109416

EntrepriseNexo Financial LLC

CNV logo

National Securities Commission (CNV - Comisión Nacional de Valores) of the Argentine Republic

Argentine

Virtual Asset Service Provider (VASP)

N° de référence159

EntrepriseNexo Services SA

austrac

Australian Transaction Reports and Analysis Centre (AUSTRAC)

Australie

Digital Currency Exchange Provider

N° de référenceDCE100843695-001

EntrepriseNexo Australia Pty Ltd

Companies Registry

Hong Kong

Trust or Company Service Provider License

N° de référenceTC007556

EntrepriseNexo Finance Limited

Ministry of Finance

Pologne

Registration of Activities in the Field of Virtual Currencies

N° de référenceRDWW-533

EntrepriseNexo Services Sp. z o.o.

Financial Services Authority Seychelles

Seychelles

Securities Dealer License

N° de référenceSD121

EntrepriseNexo Markets Ltd

Service client disponible 24h/24 et 7j/7.

Notre équipe d'experts est disponible sept jours sur sept pour vous offrir un accompagnement personnalisé par chat et par e-mail.

Frequently asked questions.

How does Nexo keep me safe?

Security is Nexo’s top priority, ensuring that your assets remain protected while maintaining seamless access to our suite of services.

Our multi-layered security framework integrates advanced measures, including extensive firewall infrastructure, AES 256-bit encryption, real-time alerts, biometric identification, and rigorous third-party audits. Nexo’s systems have been tried and tested through multiple cycles and have remained resilient since 2018.

Multiple layers stand between your assets and a bad actor, each protecting a different point:

  • Your account.
    • Two-factor authentication (2FA). A second factor is required on every login, using an authenticator app, SMS or email verification. The same verification is required again for sensitive actions such as withdrawals, Address Book edits and security setting changes. Authenticator apps are stronger than SMS, which is vulnerable to SIM swap attacks, and switching takes a minute in Security settings.
    • Biometric login with fingerprint or facial recognition on supported devices.
    • Withdrawal address whitelisting. Locks withdrawals to addresses saved in your Address Book (up to 500), with a configurable Extra Security delay before a newly added address can be used.
    • Real-time notifications for account activity, including logins and withdrawals, so you can quickly spot anything you do not recognize.
    • A personal anti-phishing code. Once configured, it appears in the footer of every legitimate Nexo email. If an email claiming to be from Nexo does not carry your code, it is not from Nexo. To set it, open the Nexo app, tap your profile, select Security & Settings, tap Anti-phishing code and enter a code of your choice.
  • Your transfers. The Anti-scam Engine screens every withdrawal in real time, and the Channel Validator checks who is writing to you.
  • Platform and data. TLS and AES-256 encryption, firewalls, and audits against ISO and SOC standards, renewed annually.
  • Custody. Institutional-grade partners by region, with assets spread across hot and cold storage.

We also adhere to the highest industry standards, holding certifications such as ISO/IEC 27001, 27017, and 27018, along with SOC 2 and SOC 3 attestations and Cryptocurrency Security Standard Level 3 compliance.

These safeguards reinforce our commitment to maintaining a secure and resilient platform for our clients. To explore in more detail, you can review our certifications here and learn more details here.

Understanding the most common security threats, and the steps that reduce your exposure to them, is an important part of protecting your account, and our guide explains these safeguards in more detail.

How does Nexo help protect me from scams?

Multiple layers stand between your assets and a bad actor, each protecting a different point:

  • Your account. Two-factor authentication, biometric login, address whitelisting, an anti-phishing code and real-time alerts.
  • Your transfers. The Anti-scam Engine screens every withdrawal in real time, and the Channel Validator checks who is writing to you.
  • Platform and data. TLS and AES-256 encryption, firewalls, and audits against ISO and SOC standards, renewed annually.
  • Custody. Institutional-grade partners by region, with assets spread across hot and cold storage.

Inside the transfers layer: how the Anti-scam Engine works

Every withdrawal passes through the same automated screening, and what you see depends on the risk it finds.

  1. You start a withdrawal. The Anti-scam Engine screens it as part of withdrawal screening, with nothing for you to switch on.
  2. It analyzes the transfer in real time. Behavioral signals are combined with intelligence from leading blockchain security providers, which is continuously updated as new scam patterns emerge.
  3. It makes a risk-based decision. When no specific risk signals are present, which is the case for most transactions, the transfer goes through without interruption.
  4. Elevated risk triggers a prompt. You see a short, plain-language explanation of why the transfer was flagged, with simple options. Most prompts let you double-check the details and proceed.
  5. Rare high-risk cases are paused. The transfer may be briefly held for review before funds leave the platform.

How does Nexo protect my account and assets when there is an incident in the space?

Incidents elsewhere in the industry do not change how Nexo’s safeguards work: your account remains protected by two-factor authentication, biometric login, address whitelisting, an anti-phishing code and real-time alerts, every withdrawal is screened by the Anti-scam Engine, and assets are held with institutional-grade custody partners. Our security teams continuously monitor developments across the industry. At present, all Nexo products and services operate normally and as designed, and you can check Nexo’s live system status here.

Are Nexo's products and withdrawals working normally?

Yes. All Nexo products and services operate normally and as designed. Assets in Flexible Savings can be withdrawn on demand, and Fixed-term Savings follow the term you selected. Nexo has not restricted withdrawals since launching in 2018. You can check Nexo’s live system status here.

Will Nexo ever ask for my password or 2FA code?

No. Nexo will never ask for your password or 2FA code, ask you to authorize a transaction through chat, email or text, or send you a login link by SMS. If anyone claiming to be from Nexo does any of these things, it is not Nexo. You can report suspicious messages to Client Care at support.nexo.com/contact.

As an additional layer of protection, if you are unsure whether an email address, social handle or URL belongs to Nexo, you can verify it with the Channel Validator.

How can I tell whether a message really comes from Nexo?

When you are unsure whether an email address, social handle or URL belongs to Nexo, verify it with the Channel Validator at nexo.com/channel-validator. If you have set up a personal anti-phishing code, it appears in the footer of every legitimate Nexo email. Nexo also publishes education on fraud and social engineering. Learn more about the Anti-Scam Engine.

How is my data protected?

Your data is encrypted in transit using TLS and at rest using AES-256 encryption. This is supported by an extensive firewall infrastructure, real-time alerts and regular third-party audits. Cloud privacy is also covered by the ISO/IEC 27017 and 27018 certifications listed below.

Which independent certifications does Nexo hold?

Nexo's controls are independently assessed against internationally recognized standards, are reviewed and updated as cybersecurity threats evolve, and its certifications are renewed annually. The public SOC 3 report is available on the Nexo Security page.

  • ISO/IEC 27001:2022 — How Nexo manages information security: documented risk assessment, defined controls and regular internal audits
  • ISO/IEC 27017:2015 — How cloud infrastructure is configured and secured
  • ISO/IEC 27018:2019 — Protection of personal data processed in the cloud
  • SOC 2 Type 2 — Security controls evaluated over a period of time, not a single moment
  • SOC 3 — The public version of the SOC 2 report, based on the AICPA Trust Services Criteria for security, availability and confidentiality
  • CSA STAR Level 1 — Transparency of cloud security practices
  • CCSS Level 3 — Safeguards for digital asset custody (Cryptocurrency Security Standard)

Read more in Nexo's ISO certification announcement and its guide to the security certificates.

What is Nexo's business model and how does it remain robust during market movements?

Nexo operates on a sustainable, utility-driven business model centered around interest rate spreads on its collateralized Credit Lines, transaction fees from its exchange and payment services, and market-neutral treasury strategies.This ensures that every dollar paid out in client yields is supported by sustainable, real-world revenue. The foundation of this model is a robust, automated risk management engine designed to protect client assets from extreme market volatility. When clients borrow against their digital assets, they must maintain strict collateralization ratios – all funds lent out to generate interest are secured by more collateral than the loan itself. Nexo utilizes a proprietary, automated liquidation engine that ensures asset values are protected in real-time across both centralized and decentralized venues. If a borrower’s collateral value falls below the required threshold, the system gradually liquidates only the necessary portion of the assets to preserve the stability of the loan. This approach ensures execution efficiency and shields the platform against systemic liquidity crunches. This conservative financial design has been battle-tested through every major market cycle since Nexo's launch in 2018, including the extreme stress tests of the 2022 digital asset market downturns.

How does Nexo manage risk when clients borrow?

Nexo's business model rests on an automated risk-management engine built to manage exposure to market volatility. Clients who borrow against their digital assets must maintain strict collateralization ratios, so the funds lent out are secured by more collateral than the loan itself.

What happens if the value of my collateral falls?

Nexo's proprietary automated liquidation engine monitors collateral values in real time across centralized and decentralized venues. If collateral value falls below the required threshold, the system liquidates gradually, and only the portion needed to preserve the stability of the loan. This design has been tested through major market cycles since Nexo launched in 2018, including the 2022 digital asset market downturn.

How is Nexo regulated in the EEA?

Nexo works with partners authorised under MiCAR — the EU regulation for crypto-assets — and supervised by BaFin, the German financial regulator. Tangany provides regulated custody; DLT Securities provides brokerage and trading infrastructure. Full partner and authorisation details are published at https://nexo.com/eea/mica-faq

Is Nexo safe to use in Europe? Is Nexo licensed in Europe?

Nexo works with partners authorised under MiCAR — the EU regulation for crypto-assets — and supervised by BaFin, the German financial regulator. Custody of digital assets for EEA clients is provided by Tangany, a BaFin-regulated custodian authorised under MiCAR. Brokerage and trading infrastructure is provided by DLT Securities, a BaFin-supervised investment firm. Client assets held in custody are separate from Nexo's own company assets, and are held under regulated custody — not as bank deposits, and not covered by a deposit-guarantee scheme.

Who holds my assets?

Custody of digital assets for EEA clients is provided by Tangany GmbH, a Munich-based custodian regulated by BaFin and authorised under MiCAR for the custody, administration, and transfer of crypto-assets. Client assets held in custody are separate from Nexo's own company assets. Assets also benefit from account features such as multi-signature access controls, AES-256 encryption, biometric verification, and address whitelisting.

Is Nexo a bank?

Nexo is a digital assets platform, not a bank, and does not take deposits. For EEA clients, custody of digital assets is provided by Tangany, a BaFin-regulated custodian authorised under MiCAR. Your assets are crypto-assets held by a regulated custodian — not bank deposits, and not covered by a deposit-guarantee scheme.

Stimuler la nouvelle génération de patrimoine

Nexo est conçue pour les pionniers prêts à s’appuyer sur la technologie blockchain pour façonner la prochaine génération de patrimoine. Créez votre compte dès aujourd’hui et lancez-vous.
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