Buy XRP and earn up to 9.5% annual interest.

Purchase XRP with a bank transfer or deposit from external wallet.

Download the Nexo app

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Starting amount

Additional funds

Savings product

Investment period

Years

Asset

XRP

up to 9.5%

Total balance over 20 years

$968.72K

Projected monthly interest by year 20

$2,607

Rates, product availability, features, and applicable terms may vary based on jurisdiction, eligibility, loyalty tier, and other factors, and are subject to change at any time. Always refer to the Nexo app for the most current and applicable information.

XRP (XRP) price performance.

The current XRP price is $1.13 as in the last 24 hours its value has changed by -0.83%. XRP ranks number 6 in terms of market capitalization. XRP is a cryptocurrency you can buy, sell, or exchange on the Nexo platform.

Buy XRP the way you want.

Fund your account with the payment method you're most comfortable with and start building your portfolio.

ACH

Add funds via Automated Clearing House (ACH) transfers.

Wire transfer

Deposit through a manual wire transfer, designed for larger amounts.

Optimize the value of your XRP.

Exchange

Swap assets for XRP with fixed price execution on Nexo’s crypto exchange.

Credit Line

Borrow funds from 0.9% interest without selling any of your XRP.

Earn interest

Build your crypto wealth with up to 9.5% annual interest on your XRP holdings.

What is XRP?

XRP is a cryptocurrency built for fast, low-cost payments. It runs on the XRP Ledger (XRPL), an open-source blockchain that settles transactions in 3–5 seconds with fees that are typically a fraction of a cent. Unlike Bitcoin and Ethereum, XRP was not designed to be mined — all 100 billion tokens were created at launch, with the network secured through a consensus protocol among trusted validators. XRP is closely associated with Ripple, the fintech company that helped develop the XRP Ledger and uses it as part of its cross-border payments infrastructure. Over 300 financial institutions have adopted RippleNet to move money across borders, with XRP serving as a bridge currency for real-time settlement between different fiat currencies. This focus on institutional payments infrastructure is what sets XRP apart from most other cryptocurrencies.

Find answers to all your questions about XRP.

How to buy XRP with a bank transfer?

You can top up funds from your bank via a bank transfer.

Once your funds arrive, simply go to the Exchange tab inside the Nexo app and swap them for the amount of XRP you want.

How does Nexo take care of my XRP?

We use multiple custodians including Bakkt and Fireblocks to diversify our custodial infrastructure. Along with that we offer:

Strong 256-bit encryption and fraud monitoring mechanisms, ensuring the integrity of your funds.
ISO/IEC 27001:2013 accredited information management systems.
24/7 Client Care team providing personalized service that goes beyond the standard.

You can learn more about our fundamentals here.

What is the difference between Flexible and Fixed-term Yield?

Unlike Flexible Yield, which allows you to withdraw or exchange your assets anytime, Fixed-term Yield lets you lock your digital assets for a predefined period to generate bonus returns. Assets in Fixed-term Yield cannot serve as collateral or be used for loan repayment until the term unlocks.

How is interest paid out to my Nexo account?

You will receive all interest accrued for the duration of the term in a single payout at the end of the period, regardless of your payout preference. Wealth Club tiers begin at Classic. If your portfolio balance falls below the Classic Tier threshold while you have an active fixed term, the locked assets continue earning at the rate of your previous tier, including the fixed-term bonus, until the term ends.

Driving the next generation of wealth.

Nexo is built for pioneers ready to leverage blockchain technology for wealth generation. Create your account today and get started.

Download the Nexo app

Direct download