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Buy XRP in Australia with AUD.

XRP

See how much XRP you can buy, then deposit funds via PayID, Osko bank transfer, or card, and purchase in a few taps.

$
USD
XRP logoXRP
Buy XRP
$1.066
-2.38%(-$0.026044)

How to buy XRP on Nexo.

1. Sign in or create account

Once done, open the Nexo app or web platform and tap Add funds on your Dashboard.

2. Select payment method

Choose the payment method that suits you best from the options available.

3. Choose asset and amount

Select XRP and the amount you want to buy.

4. Review and confirm

Check the details and confirm your purchase. Your XRP will be added to your account, ready to use across the Nexo ecosystem.
Get started

Account funding built for Australia.

Fast A$ bank transfers

Add A$ from your bank using PayID or a BSB. Supports Osko, Australia’s fast payments service.

Visa & Mastercard

Add funds to your account via your debit and credit card.

Apple Pay & Google Pay

Fund your account via the two most popular online payment services.
Fund your account

What is XRP?

XRP is a digital asset designed for fast, low-cost payments. It runs on the XRP Ledger, an open-source blockchain that settles transactions in about 3–5 seconds, usually for a fraction of a cent. Unlike Bitcoin, XRP isn't mined. All 100 billion XRP were created when the ledger launched, and the network agrees on transactions through a consensus process run by independent validators. XRP is closely linked with Ripple, the payments company that helped build the XRP Ledger and uses XRP in its cross-border payment services. That focus on moving money between currencies quickly is what sets it apart from most other cryptocurrencies.

XRP vs Bitcoin.

XRPBitcoin

Launched

2012
2009

Main purpose

Fast, low-cost payments
Digital store of value

How transactions are agreed

Consensus between independent validators
Mining (proof of work)

Maximum supply

100 billion, all created at launch
21 million, released through mining

Typical settlement time

About 3–5 seconds
About 10 minutes per block

Typical network fee

A fraction of a cent
Varies with network demand
Nexo token

Comparing XRP and Bitcoin?

Bitcoin is the original cryptocurrency, launched in 2009, with a fixed supply of 21 million. Buy it with AUD in a few taps on Nexo.
Buy Bitcoin in Australia

What moves the price of XRP?

Like any digital asset, XRP's price is set by supply and demand on exchanges around the world. A few things tend to affect it:

Use in payments

How much banks, payment firms, and developers use the XRP Ledger.

Supply releases

A large share of XRP is held by Ripple in escrow, and scheduled releases from escrow add to the supply in circulation.

Regulation and news

Legal and regulatory decisions about Ripple and digital assets in general.

The wider crypto market

XRP often moves with Bitcoin and overall market sentiment.
XRP ’s price can move quickly in either direction. Consider buying only an amount you’d be comfortable holding through those ups and downs.

Why buy XRP with Nexo in Australia.

Funding built for Australia

Your own AUD account details, PayID and Osko support, and a dedicated Australian team.

Registered locally

Nexo Australia is registered with AUSTRAC and is a member of the Australian Financial Complaints Authority (AFCA).

Pricing from multiple venues

Our smart order router pulls liquidity from multiple venues to fill your order at the true cost.

Crypto cashback

Wealth Club members with a balance above US$5,000 receive up to 0.7% crypto cashback on purchases.

Strong financial health

Backed by US$7+ billion in assets under management and built to give you stability and confidence in every move you make.

White-glove client care

A dedicated client care team is available 24/7, so expert, personal support is always one message away.

Learn more

More you can do with your XRP.

Trade at your price

Swap XRP across 1,500+ pairs and use Limit and Trigger Orders to buy or sell automatically.

Buy on a schedule

Set up Recurring Buy to purchase XRP automatically at regular intervals.

Borrow against your XRP

Access AUD with a Credit Line instead of selling your XRP.

Tax reporting with Koinly

Import your Nexo transaction history into Koinly to prepare reports for the ATO.
Get started

Frequently asked questions

How do I buy XRP with Australian dollars?

Add AUD to your Nexo account using PayID, a bank transfer, or а card. Then go to the Exchange tab, choose XRP, enter the amount, and confirm.

How long does a PayID or Osko transfer take?

Osko transfers between participating banks usually arrive in near real time. A standard BECS transfer typically takes 1–3 business days.

Can I buy XRP with a credit card in Australia?

Yes. You can use a Visa or Mastercard debit or credit card, or a card saved in Apple Pay or Google Pay.

Is there a minimum amount of XRP I can buy?

Yes. The minimum purchase is the equivalent of US$10, so you can start with a small amount and buy a fraction of XRP. Some funding methods, such as card payments, may have their own minimums, which you'll see in the app before you confirm.

Do I pay tax on XRP in Australia?

Capital gains tax can apply when you sell, swap, or spend XRP, depending on your circumstances. You can import your Nexo history into Koinly to help prepare your tax report, and a registered tax agent can advise on your situation.