Crypto interest, paid every morning.

After you create your account, you need to buy or transfer crypto, opt in for interest earning via the Nexo app, and maintain an account balance above $5,000 worth of digital assets.

You’ll begin earning daily interest on your digital assets a minimum of 24 hours from your top-up. Learn more here.

To start earning interest, clients in certain jurisdictions must proactively opt-in for the service in their Nexo account.

Both options let you earn interest on your digital assets, but they suit different strategies. Flexible Savings gives you full access to your digital assets at any time. You’ll earn daily compounded interest that’s credited automatically to your Savings Wallet. Fixed-term Savings lets you earn higher rates by committing assets for a set period, from one to twelve months. It’s designed for users focused on long-term growth and predictable returns. Many clients combine both — keeping some assets liquid in Flexible Savings while using Fixed-term Savings to boost their overall yield.

Interest with Nexo’s Flexible Savings is credited to your account every day. Each payout is added to your Savings Wallet, where it immediately begins earning interest, creating a compounding effect that grows your portfolio faster.

To get the most out of your crypto savings, look for platforms that reward loyalty, diversification, and long-term holding. On Nexo, you can unlock higher interest rates by:

1. Maintaining a portfolio balance above $5,000.
2. Holding at least 10% of your portfolio in NEXO Tokens to reach the Platinum Tier.
3. Choosing to earn interest in NEXO Tokens for up to 2% extra.
4. Locking digital assets in Fixed-term Savings for better yields.