Vermögen und Vertrauen, die Zeiten überdauern.

Dein Vermögen verdient mehr als nur Wachstum. Es braucht auch Widerstandsfähigkeit. Wir bieten beides, damit du mit Zuversicht vorausplanen kannst.

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In Betrieb
seit 2018
MiCA-konform
EU-regulierte Dienstleistungen
10+ Millionen
Kunden weltweit vertrauen uns

Unsere finanzielle Stärke.

Unsere Finanzen und unsere Sicherheitssysteme sind auf langfristige Stabilität und robuste finanzielle Gesundheit ausgelegt – unabhängig davon, wie sich die Märkte entwickeln.

Verwaltete Assets

$7+ Milliarden*

*Neueste verfügbare Daten Stand Q2 2026

Transaktionsvolumen und ausgegebene besicherte Kredite

$465+ Milliarden*

Der Gesamtwert der Transaktionen und ausgegebenen besicherten Kredite auf Nexo seit 2018.

*Neueste verfügbare Daten Stand Q2 2026

Ausgezahlte Zinsen

$1.5+ Milliarden*

Unser Business hat es uns ermöglicht, seit 2019 kontinuierlich Zinsen auszuzahlen und so das Vermögen unserer Kunden zu vermehren.

*Neueste verfügbare Daten Stand Q2 2026

Deine Assets, unsere Priorität.

Wir arbeiten mit erstklassigen Verwahrungspartnern zusammen.

Ledger Logo

Ledger (weltweit)

Dein Vermögen profitiert von der Sicherheit von Ledger Vault auf institutionellem Niveau und ist rund um die Uhr über unsere Plattform verfügbar.
Logo Fireblocks

Fireblocks (weltweit)

Fireblocks ermöglicht es uns, Assets über die gesamte Nexo-Plattform hinweg effizient einzusehen, zu verfolgen und zu verwalten.
Logo Bakkt

Bakkt (USA)

Bakkt bietet Nexo-Kunden in den USA erstklassige Verwahrung und Asset-Management.

Tangany (EWR)

Tangany ist ein Verwahrer digitaler Vermögenswerte mit Sitz in München, MiCAR-lizenziert und von der BaFin reguliert.

Sicherheit auf Knopfdruck.

Mehrstufige Authentifizierung

Behalte dein Konto jederzeit im Blick – mit SMS-Verifizierungen, E-Mail-Verifizierungen und Unterstützung durch Authenticator-Apps.

Biometrische Identifikation

Greife mit Fingerabdruck- oder Gesichtserkennung auf dein Vermögen zu.

Echtzeit-Benachrichtigungen

Behalte die vollständige Kontrolle über dein Vermögen mit sofortigen Benachrichtigungen zu allen Kontoaktivitäten.

Digitale Vertrauenssignatur

Überprüfe die Echtheit jeder offiziellen Nexo-Kommunikation mit einem einzigartigen Anti-Phishing-Code.

AES 256-Bit-TLS

Erstklassige, bewährte Methoden in modernen Verschlüsselungsalgorithmen, Protokollen und Technologien.

Adress-Whitelisting

Verwalte deine Krypto-Adressen für fehlerfreie Übertragungen.

Anti-Betrugs-Engine, immer aktiv.

Der Anti-Betrugs-Schutz von Nexo überwacht jede Auszahlung auf der Plattform, erkennt betrügerische Aktivitäten und verhindert sie, um das Vermögen der Kunden zu schützen. So gehen wir dabei vor.

Intelligente Überwachung

Jede Auszahlung wird in Echtzeit von KI anhand bekannter und neu entstehender Betrugsmuster analysiert. So erkennen wir Risiken frühzeitig und verhindern betrügerische Aktivitäten, bevor sie geschehen.

Rechtzeitige Benachrichtigungen

Wird ungewöhnliches Verhalten erkannt, erhalten Kunden präzise, leicht verständliche Benachrichtigungen, die den Kontext liefern, ohne ihre Erfahrung zu unterbrechen.

Anpassungsfähiger Schutz

Die Anti-Betrugs-Engine bewertet jede Situation unabhängig und passt ihre Reaktion entsprechend an – mit sanften Hinweisen oder vorübergehenden Pausen bei erkanntem Risiko, potenziellem Betrug oder Betrugsversuchen.

Erweiterte Abdeckung

Angetrieben von Daten führender Blockchains, entwickelt sich unsere Anti-Betrugs-Engine kontinuierlich weiter, um neue Bedrohungen zu erkennen und ihre Abwehrmechanismen zu stärken.
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Überprüfe offizielle Nexo-Kanäle, um dein Vermögen zu schützen.

Bestätige mit unserem einfach zu bedienenden Channel Validator, ob ein Social-Media-Profil, eine E-Mail oder ein Kommunikationskanal wirklich zu Nexo gehört.
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Zertifizierungen & Bescheinigungen.

Wir bleiben der sich wandelnden Cybersicherheitslandschaft einen Schritt voraus und erfüllen kontinuierlich die Standards weltweit anerkannter Institutionen – und übertreffen sie.

SOC 2 Type 2

Wir setzen höchste Cybersicherheitsstandards zum Schutz deiner sensiblen Daten – und haben dieses Audit bereits drei Jahre in Folge erfolgreich abgeschlossen, mit Anerkennung durch das American Institute of Certified Public Accountants (AICPA).

SOC 3 Type 2

Ein öffentlicher Bericht, der unser drittes aufeinanderfolgendes Jahr unabhängiger Validierung dafür belegt, wie wir Kundendaten nach außergewöhnlich hohen Standards behandeln.

ISO/IEC 27001:2022

Der internationale Standard für Informationssicherheitsmanagement. Unsere Zertifizierung bestätigt, dass wir ein strukturiertes, unabhängig geprüftes System zur Identifizierung, Verwaltung und Reduzierung von Risiken für deine Daten betreiben.

ISO/IEC 27017:2015

Sicherheitskontrollen speziell für Cloud-Dienste. Diese Zertifizierung bestätigt, dass die Cloud-Infrastruktur, die deine Assets und Daten hält, zusätzliche Schutzmaßnahmen erfüllt, die über die Standard-Informationssicherheit hinausgehen.

ISO/IEC 27018:2019

Der Standard für den Schutz persönlicher Daten in der Cloud. Er regelt, wie deine personenbezogenen Daten verarbeitet, gespeichert und vertraulich behandelt werden – mit unabhängiger Bestätigung, dass wir diese Vorgaben einhalten.

STAR Level 1 Zertifizierung

Das Security Trust Assurance and Risk (STAR) Register umfasst zentrale Prinzipien wie Transparenz, strenge Audits sowie bewährte Verfahren für Cloud-Sicherheit und Datenschutz.

Cryptocurrency Security Standard (CCSS) Level 3

Der CCSS gewährleistet höchste Sicherheitsstandards und erfordert umfassende Multi-Signatur-Verfahren, strenge Audit-Prozesse und die fortschrittlichsten kryptografischen Schutzmaßnahmen.

Infrastruktur-Dienstleister.

Logo AWS

Amazon Web Services

AWS bietet eine äußerst zuverlässige Cloud-Infrastruktur, der sicherheitsbewusste Top-Organisationen vertrauen, abgesichert durch ISO 27001 und SOC 2 Compliance.
Logo Cloudflare

Cloudflare

Cloudflare stärkt unser Netzwerk und schützt unsere Plattform vor kritischen Bedrohungen und DDoS-Angriffen, während unser internes System jederzeit überwacht wird.

Lizenzen und Registrierungen.

Nexo verfügt weltweit über Lizenzen und Registrierungen und stellt sicher, dass wir die neuesten Vorschriften in mehr als 200+ Gerichtsbarkeiten einhalten.

Department of Financial Protection and Innovation

USA, Kalifornien

Financing Law License

Referenznr.60DBO-109416

UnternehmenNexo Financial LLC

CNV logo

National Securities Commission (CNV - Comisión Nacional de Valores) of the Argentine Republic

Argentinien

Virtual Asset Service Provider (VASP)

Referenznr.159

UnternehmenNexo Services SA

austrac

Australian Transaction Reports and Analysis Centre (AUSTRAC)

Australien

Digital Currency Exchange Provider

Referenznr.DCE100843695-001

UnternehmenNexo Australia Pty Ltd

Companies Registry

Hongkong

Trust or Company Service Provider License

Referenznr.TC007556

UnternehmenNexo Finance Limited

Ministry of Finance

Polen

Registration of Activities in the Field of Virtual Currencies

Referenznr.RDWW-533

UnternehmenNexo Services Sp. z o.o.

Financial Services Authority Seychelles

Seychellen

Securities Dealer License

Referenznr.SD121

UnternehmenNexo Markets Ltd

24/7 Kundenbetreuung.

Unser Expertenteam steht dir sieben Tage die Woche zur Verfügung und bietet dir personalisierten Support per Chat und E-Mail.

Frequently asked questions.

How does Nexo keep me safe?

Security is Nexo’s top priority, ensuring that your assets remain protected while maintaining seamless access to our suite of services.

Our multi-layered security framework integrates advanced measures, including extensive firewall infrastructure, AES 256-bit encryption, real-time alerts, biometric identification, and rigorous third-party audits. Nexo’s systems have been tried and tested through multiple cycles and have remained resilient since 2018.

Multiple layers stand between your assets and a bad actor, each protecting a different point:

  • Your account.
    • Two-factor authentication (2FA). A second factor is required on every login, using an authenticator app, SMS or email verification. The same verification is required again for sensitive actions such as withdrawals, Address Book edits and security setting changes. Authenticator apps are stronger than SMS, which is vulnerable to SIM swap attacks, and switching takes a minute in Security settings.
    • Biometric login with fingerprint or facial recognition on supported devices.
    • Withdrawal address whitelisting. Locks withdrawals to addresses saved in your Address Book (up to 500), with a configurable Extra Security delay before a newly added address can be used.
    • Real-time notifications for account activity, including logins and withdrawals, so you can quickly spot anything you do not recognize.
    • A personal anti-phishing code. Once configured, it appears in the footer of every legitimate Nexo email. If an email claiming to be from Nexo does not carry your code, it is not from Nexo. To set it, open the Nexo app, tap your profile, select Security & Settings, tap Anti-phishing code and enter a code of your choice.
  • Your transfers. The Anti-scam Engine screens every withdrawal in real time, and the Channel Validator checks who is writing to you.
  • Platform and data. TLS and AES-256 encryption, firewalls, and audits against ISO and SOC standards, renewed annually.
  • Custody. Institutional-grade partners by region, with assets spread across hot and cold storage.

We also adhere to the highest industry standards, holding certifications such as ISO/IEC 27001, 27017, and 27018, along with SOC 2 and SOC 3 attestations and Cryptocurrency Security Standard Level 3 compliance.

These safeguards reinforce our commitment to maintaining a secure and resilient platform for our clients. To explore in more detail, you can review our certifications here and learn more details here.

Understanding the most common security threats, and the steps that reduce your exposure to them, is an important part of protecting your account, and our guide explains these safeguards in more detail.

How does Nexo help protect me from scams?

Multiple layers stand between your assets and a bad actor, each protecting a different point:

  • Your account. Two-factor authentication, biometric login, address whitelisting, an anti-phishing code and real-time alerts.
  • Your transfers. The Anti-scam Engine screens every withdrawal in real time, and the Channel Validator checks who is writing to you.
  • Platform and data. TLS and AES-256 encryption, firewalls, and audits against ISO and SOC standards, renewed annually.
  • Custody. Institutional-grade partners by region, with assets spread across hot and cold storage.

Inside the transfers layer: how the Anti-scam Engine works

Every withdrawal passes through the same automated screening, and what you see depends on the risk it finds.

  1. You start a withdrawal. The Anti-scam Engine screens it as part of withdrawal screening, with nothing for you to switch on.
  2. It analyzes the transfer in real time. Behavioral signals are combined with intelligence from leading blockchain security providers, which is continuously updated as new scam patterns emerge.
  3. It makes a risk-based decision. When no specific risk signals are present, which is the case for most transactions, the transfer goes through without interruption.
  4. Elevated risk triggers a prompt. You see a short, plain-language explanation of why the transfer was flagged, with simple options. Most prompts let you double-check the details and proceed.
  5. Rare high-risk cases are paused. The transfer may be briefly held for review before funds leave the platform.

How does Nexo protect my account and assets when there is an incident in the space?

Incidents elsewhere in the industry do not change how Nexo’s safeguards work: your account remains protected by two-factor authentication, biometric login, address whitelisting, an anti-phishing code and real-time alerts, every withdrawal is screened by the Anti-scam Engine, and assets are held with institutional-grade custody partners. Our security teams continuously monitor developments across the industry. At present, all Nexo products and services operate normally and as designed, and you can check Nexo’s live system status here.

Are Nexo's products and withdrawals working normally?

Yes. All Nexo products and services operate normally and as designed. Assets in Flexible Savings can be withdrawn on demand, and Fixed-term Savings follow the term you selected. Nexo has not restricted withdrawals since launching in 2018. You can check Nexo’s live system status here.

Will Nexo ever ask for my password or 2FA code?

No. Nexo will never ask for your password or 2FA code, ask you to authorize a transaction through chat, email or text, or send you a login link by SMS. If anyone claiming to be from Nexo does any of these things, it is not Nexo. You can report suspicious messages to Client Care at support.nexo.com/contact.

As an additional layer of protection, if you are unsure whether an email address, social handle or URL belongs to Nexo, you can verify it with the Channel Validator.

How can I tell whether a message really comes from Nexo?

When you are unsure whether an email address, social handle or URL belongs to Nexo, verify it with the Channel Validator at nexo.com/channel-validator. If you have set up a personal anti-phishing code, it appears in the footer of every legitimate Nexo email. Nexo also publishes education on fraud and social engineering. Learn more about the Anti-Scam Engine.

How is my data protected?

Your data is encrypted in transit using TLS and at rest using AES-256 encryption. This is supported by an extensive firewall infrastructure, real-time alerts and regular third-party audits. Cloud privacy is also covered by the ISO/IEC 27017 and 27018 certifications listed below.

Which independent certifications does Nexo hold?

Nexo's controls are independently assessed against internationally recognized standards, are reviewed and updated as cybersecurity threats evolve, and its certifications are renewed annually. The public SOC 3 report is available on the Nexo Security page.

  • ISO/IEC 27001:2022 — How Nexo manages information security: documented risk assessment, defined controls and regular internal audits
  • ISO/IEC 27017:2015 — How cloud infrastructure is configured and secured
  • ISO/IEC 27018:2019 — Protection of personal data processed in the cloud
  • SOC 2 Type 2 — Security controls evaluated over a period of time, not a single moment
  • SOC 3 — The public version of the SOC 2 report, based on the AICPA Trust Services Criteria for security, availability and confidentiality
  • CSA STAR Level 1 — Transparency of cloud security practices
  • CCSS Level 3 — Safeguards for digital asset custody (Cryptocurrency Security Standard)

Read more in Nexo's ISO certification announcement and its guide to the security certificates.

What is Nexo's business model and how does it remain robust during market movements?

Nexo operates on a sustainable, utility-driven business model centered around interest rate spreads on its collateralized Credit Lines, transaction fees from its exchange and payment services, and market-neutral treasury strategies.This ensures that every dollar paid out in client yields is supported by sustainable, real-world revenue. The foundation of this model is a robust, automated risk management engine designed to protect client assets from extreme market volatility. When clients borrow against their digital assets, they must maintain strict collateralization ratios – all funds lent out to generate interest are secured by more collateral than the loan itself. Nexo utilizes a proprietary, automated liquidation engine that ensures asset values are protected in real-time across both centralized and decentralized venues. If a borrower’s collateral value falls below the required threshold, the system gradually liquidates only the necessary portion of the assets to preserve the stability of the loan. This approach ensures execution efficiency and shields the platform against systemic liquidity crunches. This conservative financial design has been battle-tested through every major market cycle since Nexo's launch in 2018, including the extreme stress tests of the 2022 digital asset market downturns.

How does Nexo manage risk when clients borrow?

Nexo's business model rests on an automated risk-management engine built to manage exposure to market volatility. Clients who borrow against their digital assets must maintain strict collateralization ratios, so the funds lent out are secured by more collateral than the loan itself.

What happens if the value of my collateral falls?

Nexo's proprietary automated liquidation engine monitors collateral values in real time across centralized and decentralized venues. If collateral value falls below the required threshold, the system liquidates gradually, and only the portion needed to preserve the stability of the loan. This design has been tested through major market cycles since Nexo launched in 2018, including the 2022 digital asset market downturn.

How is Nexo regulated in the EEA?

Nexo works with partners authorised under MiCAR — the EU regulation for crypto-assets — and supervised by BaFin, the German financial regulator. Tangany provides regulated custody; DLT Securities provides brokerage and trading infrastructure. Full partner and authorisation details are published at https://nexo.com/eea/mica-faq

Is Nexo safe to use in Europe? Is Nexo licensed in Europe?

Nexo works with partners authorised under MiCAR — the EU regulation for crypto-assets — and supervised by BaFin, the German financial regulator. Custody of digital assets for EEA clients is provided by Tangany, a BaFin-regulated custodian authorised under MiCAR. Brokerage and trading infrastructure is provided by DLT Securities, a BaFin-supervised investment firm. Client assets held in custody are separate from Nexo's own company assets, and are held under regulated custody — not as bank deposits, and not covered by a deposit-guarantee scheme.

Who holds my assets?

Custody of digital assets for EEA clients is provided by Tangany GmbH, a Munich-based custodian regulated by BaFin and authorised under MiCAR for the custody, administration, and transfer of crypto-assets. Client assets held in custody are separate from Nexo's own company assets. Assets also benefit from account features such as multi-signature access controls, AES-256 encryption, biometric verification, and address whitelisting.

Is Nexo a bank?

Nexo is a digital assets platform, not a bank, and does not take deposits. For EEA clients, custody of digital assets is provided by Tangany, a BaFin-regulated custodian authorised under MiCAR. Your assets are crypto-assets held by a regulated custodian — not bank deposits, and not covered by a deposit-guarantee scheme.

Gestaltung der nächsten Generation des Vermögensaufbaus.

Nexo wurde für Pioniere entwickelt, die bereit sind, die Blockchain-Technologie zu nutzen, um die nächste Generation des Vermögens zu gestalten. Erstelle noch heute dein Konto und lege los.
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